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Barclays Or Hsbc Home Insurance?..........please Help!
Hi, I need to insure my house ASAP. After getting quotes from various companies I've decided to go for either Barclays or HSBC. Both their prices are pretty similar. I was wondering if anyone can recommend which one them is likely to be more reliable and provide a better service (HSBC H Insurance doesn't seem to be…
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Barclays Buildings cover booklet - MODS PLEASE DELETE
Does anyone have an electronic copy of this they could email me please? Long story, but big claim in process and I can't find the booklet, so can't refer to exclusions etc. Thanks in anticipation. Edit: having searched online for 2 hours before posting on here I have now found a copy. moderators please remove, thanks.
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car insurance Dilema
My partner's daughter and/or freinds took her car out for a spin,while my partner was with me at my home.The car was on her drive and the keys were left in the house.My partner was unaware that the car had been driven,until she noticed some damage on the car.When questioned her daughter admited someone had driven the…
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Vehicle Accident Claim - Can I Claim Against Anyone?
Hi folks I’ll try and make this as brief as I can, travelling on the motorway this morning around 05:30 am, I suddenly hit a solid object in lane 3 (fast lane) my car stalled, but managed to get onto the hard shoulder, several cars behind me also hit this object, resulting in I would guess around 10 vehicles ending up on…
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Two Cars....One NCD
I have a seven year old Ford Focus which was insured with Diamond. Maximum NCD. I recently bought a slightly newer Volkswagen which I have insured with Sheila's Wheels (20% staff discount as a result of new employment). I didn't trade in the Focus because the trade in was sweeties, plus, there were problems with delivery…
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Buildings Insurance - Subsidence
I'm in a bit of a pickle! I've started to get quotes for home insurance and have realised that you have to give details of any previous episodes of subsidence at the property. We had cracking at our property in 2004, the insurer's surveyors came, decided the movement was due to neighbouring trees and the trees were cut…
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Endowment help
COULD ANYONE PLEASE HELP ME I have an endowment policy that matures in Oct 2011 with Legal and General.I no longer need the policy to pay off the mortgage but now need it to help with a pension since my divorce. The policy was initially for £27,850 , £19,300 istodays value but current surrender value is £24,000. In the…
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Car insurance!! ARGH!
ok short story, im 20 years old, passed my test in april 07. drove a company car since then which i shared with my mum. but now i want my own car as its not practicle to share. got a quote of 889.09 from swinton for a cheap 1 litre polo which is group 3. ring them up and they say cheapest they can do is 1070! the person i…
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Whats the difference?
Hello all, I live with my partner, I am 24 he is 25. Our repayment mortgage was £96k 2 years ago for a term of 35 yrs. I feel that we need some kind of life cover, if one of us should, god forbid, d.i.e, the other just would not be able to afford to pay the mortgage alone. I am just completely not in the know about all the…
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Elephant.co.uk
I am just renewing my car insurance and using the comparison sites elephant.co.uk is looking the best. Is anyone with this insurance company and how good do you rate them. All opinions appreciated before I make my final decision.
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Income Protection Insurance
Wasn't totally sure of the correct forum to ask this but I believe that this forum comes the closest. Can anyone tell me if there are any places that do 'unemployment only' income protection insurance as opposed to ASU or accident and sickness only? I know Ant Insurance used to offer all three. They had the full ASU they…
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Advice needed for unoccupied property insurance
Hi there, wondered if you could please please help me. Been struggling for a couple of months now... currently we do not have any home insurance, we have a house (its my oh's house) but we are both still living with parents while we are doing it up, money trouble etc have made this 'doing up' take a year and a half and…
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Advantage Gold Travel Insurance
Hi, My boyfriend and I booked a holiday last Feb to go to Egypt in July, which we had to cancel 5 days before as he had urgent eye surgery. My Advantage Gold policy that I get through my Natwest account should have covered us for this but they are requesting documentation to prove that he lived with me 6 months prior to us…
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Any discount code or cashback site for AXA?
AXA have quoted us £150 for buildings and contents insurance, which seems good, just looking for a code or cashback to bring it down even more.
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Holiday Cancellation
I am wanting to purchace an annual travel insurance for myself and my wife,and we are looking to go away to Dubia for the new year.My father who is 88 years old is not well, my mother has just died, he has just broken three ribs,and is generally not well,but is expexted to get better.If and I say only If he took a turn for…
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Income Protection - any chance of lump sum?
Hi, I have an income protection policy via my employer which is due to pay until retirement - what's the chances of them offering a lump sum severance package? They offered one after two years which was quite low so is there any likelihood of another when we are now four+ years down the line. There is another 20+ years to…
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Swiftcover £25 discount
Hi all I've been with Swiftcover for my car insurance for the last year. I've recently got my renewal which is about £10 cheaper than the price they gave me last year BUT I went through Quidco last time and so got £45 cashback. Question 1 is has anyone successfully gone through Quidco again for their 2nd year's policy with…
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Buildings Insurance : Subsidence Claim
Hello My elderly father-in-law is having some major repairs to his boundary wall and garage wall carried out, the work having just started this week, after an approximate two year wait, while insurance companies argued and waited for land clearance. Basically the wall was collapsing due to shrubbery on the other side…
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Life Assurance, Critcal Illness, Income Protection - HELP!!!
Hi All, Please help a couple of 25 year old FTBs work out what all this means! We have our mortgage in place with Nationwide, and they booked us an appointment with a senior financial advisor to discuss protection. We spent 3 hours with her, and came out with the following: * Life Assurance with Legal & General (£154,000…
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Cover for towing
My BIL has an old Audi which he wants to get rid of. It's neither taxed nor MOT'd and he's asked me to tow it to a scrapyard. I know that I can tow my trailer and be covered third party but would the Audi be treated as a trailer for insurance purposes? I don't want to find that I'm not covered.
