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personal data protection / stolen id protection
***long post, question at the bottom*** i just received a call from 'mbna europe' telling me that i may be eligible for a new cc (even though i already have one). reluctantly i went ahead with the questions so i gave up this info: :wall: time lived at current address rent/own job title self employed/employed i think he…
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travel insurance for a minor
hi, my daughter (13) is off to flanders on a school trip in a couple of weeks and the school has written to say that, although she will be insured by the LEA, the cover is pretty basic and I may, as a parent, wish to buy top-up insurance. I've just been on moneysupermarket and am unable to secure a quote, because the…
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Life assurance + unlimited access to medical records?
I was planning to take out some life assurance as I am the main earner and mortgage payer in my household (my partner works part-time). I cancelled it when I read the terms which would have given the assurance company the right to access my medical records whenever they wanted. That seemed a bit extreme to me. I don't mind…
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Your Key
I received an email from Your Key claiming I had free legal expenses cover for my motor insurance and all I had to do was to contact them in the event of an accident. They had my name, email address and also seemed to know I own a motorcycle. They said they had paid my insurance company a fee to cover my legal expenses and…
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Help with insurance write off
HI, I need some advice as soon as possible, and I will try to keep this as simple as possible: I would just like to know if I have any options or if I should just let the issue drop any advice would be appreciated. A couple of weeks ago we had severe flooding where we live and all roads were flooded from rain when driving…
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Deeds and Wills and life insurance
Hi all My property is under my name and i havent added my wife of 6 years to the deeds (i still have a mortgage). Is there any need to do so? I was considering doing a DIY Will and assigning her the property and arranging a gaurdian for my 18mnth child. I will also take out life insurance today as well. Is this the right…
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Tenant's Insurance
I'm currently renting from a private landlord and am moving home. Romans are the letting agents and they tried to sell me contents cover - I said that I was happy with my current policy with Liverpool and Victoria but the agent said that I should be absolutely sure that it covered me as a tenant as most contents policies…
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forgot to get car insurance, help please
HI All We got a knock on the door last Thu, the police stating they have just done a check and our car that was parked on the road has no insurance, my husband went to get the papers t prove we did have insurance as it only runs out november etc. Anyway there where right it didn't it ran out aug 1st, we didnt get any…
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Have I got the right policy?
hi, I was just having a look at my life insurance policy that i got with my mortgage 2 and a half years ago and I think i might be paying over the odds. All I require is a policy that will payout should anything happen to either myself or my girlfriend. I currently have: all with HSBC Decreasing life and critical illness…
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Travel Insurance - 10% off
I've just been told of this offer for 10% off travel insurance for customers of Gosimply.com from Columbusdirect.com Insurance offer for Gosimply Customers Gosimply.com will be setting up a dedicated page on their own site for this so this link is just a heads-up - but might save a few pounds for a few people if they're…
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Death Following a car accident
Can any body help? My dayghter had a very unfourtnate accident. It was caused when a 97 year old man steped into the path of a lorry which served to miss him. Having then stepped back onto the gravel path stepped out again into the side of my daughters car (she was behing the lorry). As a result the poor old guy died of a…
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Insurance Quotes and Watercourse
Hi all I'm in the process of getting quotes for when our home and contents insurance expires, and have noticed a lot of comparison sites now as whether the house is within so many meters of a watercourse. Our house is about 230m from a watercourse (a brook) but is also so far up a hill that if it were flooded most of…
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car insurance problems
Hi people, my car insurance is up for renewal next month however i dont turn 25 untill 3 weeks after the renewal date. this means i dont recieve the benefits of a 25 year old like: even more discount, protected no claims, driving other peoples cars etc. i phoned my insurance company up and they wont extend my current…
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Which insurers don't charge extra for lodgers?
I am looking to buy new contents and buildings insurance, not necessarily both from the same company. Liverpool Victoria give the cheapest buildings insurance at £222 but want an extra £50 if I have a lodger. They also say that they will increase my premium during any structural work I do (I am getting a loft conversion…
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'Etiquette' help after an accident
Wonder if someone could help please. My OH has recently been in an accident with a horse loose on the road. Sadly the horse had to be destroyed. (Luckily, OH is OK apart from suffering a bit of shock.) The police attended and are happy that OH was in no way to blame. We are very conscious that somebody (owner and/or…
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Lloyds TSB
Does anyone have details for Lloyds TSB Buildings Insurance (policy with Norwich Union) I have been trying to get the policy on my late fathers house transferred into my name (Executor of the Estate) so I can make a claim. I have written to them 4 times. 3 times at one address is Glasgow and once to address is Norwich. 1st…
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Bradford And Bingley
We recently took out house and contents insurance with B&B. With all their problems do you think it is necessary to find another supplier? Any thoughts would be appreciated
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Admiral Multi-Car Policy - Beware of Direct Debit Costs
Hi All, The insurance for my car is up for renewal and I've been doing the usual trawl of the internet to find cheaper quotes. While looking at Admiral's website I noticed they had a 'Multi Car' quotation system which offers you big savings. Out of interest I decided to try it, and was quoted on my car, the missus car and…
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car insurance excess
Hi, My husband scratched someonelse's car yesterday (not good at the end of the month). He's not bothered about a tiny scratch to his but has scratched her bumper. If she claims on insurance (as it was obv my fella's fault) will he have to pay the £300 excess on his insurance. Have tried to find this out from various…
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Car Insurance - problem with proving who was driving car.
Hello, (Please bear with me on this) I am 23 and have been driving for four years and have managed to notch up 3 years NCB. In June 2008 I was involved in a car accident. I was waiting to turn right into a side street off a main road (road markings on my side allowed for me to wait). Oncoming car managed to hit the front…
