We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insurance & life assurance

Archives for October 2005

Car Insurance Mistake
I've made a mistake on my car insurance. Yes, it's ALL MY FAULT! I honestly don't know how i've done it, but Norwich Union, who i am with at the moment, have me down for having 4 years no claims bonus! Infact I have 5 years no claims. They will change my certificate if i can prove that it's 5 and not 4! I think i was with…
Car Insurance For >75 + Name driver.
Well with me being 17, and insurance being stupidly expensive for me, my grandad has kindly offered to have insurance in his name as he currenty has no policies and to make use of his NCB. However he is over 75 and I cant seem to find insurance quotes for him, Confused.com wont allow it either. So what I need is an…
Check your House Insurance & save!
A friend in London who has recently retired and who is a new convert to Martin's site has saved £700 on her annual Buildings & Contents Insurance AND got better cover. She was, as many people are, still with the Insurance arm of her original Mortgage providers, (Britannia), and her renewal was just under £1000 for the next…
Quotezone - car insurance price checker
Hi - another site along the lines of insuresupermarket or confused is https://www.quotezone.co.uk Site seems up to speed with plenty of different companies/brokers giving quotes so give it a try ! and I don't have shares in it !
Car insurance change during year?
Car insurance change during year? My car insurance was up for renewal shortly after someone drove into the back of my car and wrote my car off. As a result of this my insurance for this year went up considerably as the other party did not admit guilt straight away so on the renewal it went down as claim not settled but my…
Motor insurance
Hi, My wife had a policy third party through CIS my son a named driver had a claim. If my wife re applies does the claim go against her on the quote or my son who will not now be a named driver ?
Storm damage exclusion just added to policy - advice?
I'm baffled by a letter we've just received from our home and contents insurance company. We rang them up a few days ago to let them know that we'd just purchased a piece of equipment for £2,495 and to check that it was covered on the policy. It was. They've just sent us updated documentation which not only lists this as a…
Home and Contents insurance halved!
Just a quick post to show the value of this website! I have just given some attention to my home and content insurance after looking at my utilities, mortgages etc. I have used the same insurance company for the past 12 years, and had never bothered to check to see if the renewal amount could be bettered. I have just…
Help! Advice needed on cost reduction on Homeworker insurance
Both my husband and I are self employed and work from home. I have a joint problem which has meant that I have quite a lot of equipment, such as a computer and voice activated package to help me work. We therefore have a reasonable amount of equipment in the flat where we live. The reason I am posting a request for help is…
insurance on holiday home
For y/e 18/11/05 I paid R &S Alliance £147 for contents and buildings. Apparently they have deciced not to participate in the holiday home insurance market and I have been notified to find myself another insurer (after 7 years no claim since new). Halifax have just quoted me £229. Any advice on where I might find a quote…
Life assurance question
Myself and the mrs are in a bit of a jam over a mortgage enquiry. We were told by the mortgage broker that the life assurance would be around £15 a month. We signed something (likely the medical consent form) and it was sent off. No fee was quoted. Two weeks later, it arrived and quoted a few of £61 a month for both of us…
Salary Protection
Hi, Am kind of thinking I ought to get some sort of salary protection policy on the go, because I guess you never know. However, I don't see the point of policies that don't pay for 3 months, as by that time you're probably totally screwed anyway. Anyone got any good recommendations? Muchly appreciated if you could let me…
Tesco car insurance
Hi I am looking at renewing my insurance in the next few weeks and so far tescos comes out the best. Do i get clubcard points if i buy it off them? Many thanks June
Income protection - is it necessary?
Hi I currently have Income Protection with the Nationwide. It costs £30.70 per month and kicks in once my employer's sick pay finishes (NHS so good sickness pay package!) I think I'm paying over the odds & wonder if its really necessary to have Income Protection? If it is, can I get it cheaper? Any advice would be…
Car insurance claim when mot expired????
Hi I hope that some one can help. My dh has had a car accident with another car. The police said it was a 50/50 fault. Problem came when checking papers later that night when we found the mot was 3 days expired. It was a genuine mistake/oversight and we have never done anything like this before. I have two questions:- 1.…
Second home insurance
Hi there, Can anyone give advice on getting cover for a second home? The home will only be used for family and freinds and will not be rented out. Regards Danny
I want a term assurance for mortgage
I need insurance for my mortgage . Any ideas who is the cheapest? we are both smokers so I guess we will be paying a lot?
Life Assurance Underwriting.
Does anyone no of a company or underwriter that doesnt take occupation into account for life and CI cover. Or appears a little generous re this for a over 40" scaffolder? Having a bit of trouble. Many thanks, Jason.
cheap car and home insurance
Greasypalm.co.uk is offering £70.00 and £50.00 cashback if you get your car and home insured from LLOYDSTSB via their link respectively. £120.00 worth money have benn added to my account for the car insurance and the home insurance. MAKESURE you log in to greasypalm before you proceed. thanks :j :T
insurance claim
I was wondering if anyone can offer some advice. My 72 year old fathers car was written off by another driver and my mother was badly injured. The driver had borrowed the car from his mother who was the insured driver at the time. The problem is my fathers insurance quotes seem very high as he has unblemished record and 9…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Insurance & life assurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Insurance & life assurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free