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Car insurance cover when not on driveway
What happens if you stay overnight somewhere and something happens to your car do most insurance policys cover for that? They ask when you apply for insurance where the car is kept, we put on the drive but its often somewhere else too in the day and overnight so I was a bit concerned if it would cause problems if anything…
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Private motor insurance for a van
I have a small van which I used to use for my work when I was a courier. I therefore used to have commercial cover. As I now use the van only for non-commercial purposes I need to arrange private cover. Can enyone recommend a suitable insurer/broker?
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life assurance / saving
I am looking for a life assurance policy with some sort of savings element to be paid on conpletion - any help greatfully accepted thanks
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£20 M&S vouchers with churchill
Not sure if this is the right board for this post - feel free to move it! Just got an email from churchill saying you get £20 of marks and spencer vouchers when you take out car insurance. Probably not worth switching providor for but worth claiming if you are going to take out their insurance anyway!
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Rent gaurentee insurance - advise
I have recently let my property via an estate agent who undertook all credit checks and referencing. Unfortunately the main providers of this insurance seem to want me to have undertaken this through them. Does anyone know of a site for landlords/insurers who may be able to provide this for me? The checks are via a…
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protected NCD on-line
Is anyone able to anwer this question? I have 5 years or more protected no claims discount with my motor insurer. I have had 1 accident in 2004 & 1 in 2001, both my fault. When filling in forms with other insureres on-line, do I declare these accidents, or because the NCD is protected, do I just declare 5 years or more no…
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Tesco Life insurance - brilliant deal?
Hi Can't see this elsewhere on the site but can't seem to make the search facility work on 'Tesco Life Insurance' They are offering clubcard points if you take out life insurance between today and 14 December: 1000 after one month, another 1000 after the fourth month and a further 1500 (if you apply online) after the…
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Private Health Insurance-Renew or Not?
Advice needed please. We currently have health insurance with Axa PPP on a corporate policy, through DH fledgling business. It is going to cost us just over £150 per month when it is due to renew in October. The problem is that DH has low grade Crohns disease - no medication, no ongoing monitoring. He had a recent medical…
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Income Payment Protection vs. Mortgage PPI
We are currently in the process of getting a mortgage with our bank (HSBC), and they have offered us their standard 'Mortgage Payment Protection' insurance (covering accident, sickness & unemployment), which pays out a proportion of your mortgage payments for up to 12 months. I found this much cheaper at Help-U-Pay…
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MPPI - Cetapremium
I've been doing some research here on the site and have been looking around for unemployment / redundancy cover. We don't need the accident or sickness parts of ASU. I found a policy from cetapremium at £3.15 per £100 for MPPI (12 months limit). As a non-expert, it doesn't look too bad to me. Cover is back to day 1. Does…
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tree roots
suddenly sprouted in cellar have contacted city council on number of occasions, who keep saying someone will phone me back, but no one ever does. would it be better to contact my house insurers and inform them of the situation? never had such problem before , so quite concerned!!!!!!!!
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How much interest will I pay?
Does anyone know of a calculator on the internet that allows you to enter an amount, what the APR is and over how many months you intend to pay it back? I'm looking into whether it is cheaper to get my car insurance via my credit card or by paying by instalments through the car insurance company. The best quote I have so…
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Unsigned credit agreement
Hi , hoping for some advice and info regarding where we stand; we pay the car insurance monthly via direct debit, the date has been changed, despite the broker being asked to verify the dates would remain unchanged, so there wasn't enough in the account to cover the payment. We have been charged by the bank- £39 and also…
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Halifax home insurance, any good!
Halifax insurance for building and contents seem very competive. Saga, my present inusrer quotes me £226 for B/C with accidental damage to both + £100 excess, LLyods TSB £174.14. Halifax quotes me £156.53 including accidental damage to buildings & contents and £75 excess. I phoned to check the quote and was quoted £136.98…
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Cheapest mobile phone insurance ???
currently paying £7 a month for my phone insurance anybody know any cheaper ?
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Storage Insurance
I'm moving house and looking at insurance for my house contents whilst it's all in storage for 3 months (https://www.bigyellow.co.uk). The thing is, I can't seem to find a way of getting insurance through any other outlet other than the storage company, and I think it's over priced. If anyone else has had a similar…
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Is it worth having 2 Life Assuarance plans?
With the help of MSE I have been going through my finances and have got to a topic I find confusing so would appreciate any help anyone can give. have a Joint Life Assurance (with CIC) which covers us both until my children are 21 and 24 (2024) and pays out £50k. I also have a company pension that has Death In Service…
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Level Term Assurance Cost Cutting/MoneySavingExpert.com Discussion
This thread relates to the article Level Term Assurance Cost Cutting. See old thread here. Click reply to discuss.
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Income Protection Insurances
Hello Money Savers, New Boy here. Can you help? I am looking for information on Income Protection Insurance, at least I think that is what it's called. I am self-employed and want something that will pay out if I have an accident or am sick for a while. My 'jobs' are fairly high risk... I am a Driving Instructor and a…
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low cost motor insurance and gap insurance
Hi all, a few things really... i have just been stung on a really awful finance deal - hence nearly £5000 of negative equity on the car i'm trading in - we learn by our mistakes :os...anyway - i've paid off some of the negative equity and the new car dealer (vardy) have found me a good deal on a low interest rate…
