MPPI - Cetapremium

Sam_84

I've been doing some research here on the site and have been looking around for unemployment / redundancy cover. We don't need the accident or sickness parts of ASU.

I found a policy from cetapremium at £3.15 per £100 for MPPI (12 months limit). As a non-expert, it doesn't look too bad to me. Cover is back to day 1.

Does anyone have any experience of dealing with this firm? Anything I should watch out for?

Thanks in advance

Sam

Woby_Tide

have you tried www.helpupay.co.uk as recommended in Martins article on the main MSE site, guessing the 84 is your date of birth it may be cheaper. Back to day 1 ASU is £2.46 per £100

payless

CETA are a large brokerage, used by many smaller brokers for access to other products, In the past I have found that there products are usually good value and no real complaints about service, although I don't use them for MPPI myself ( used them for property and travel in the past)

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The site mentioned by Woby , I believe underwritten by Pinnacle a large provider in this field with competitve premiums (although recently seemed to have cancelled policies sold via another site) not saying helpupay will suffer the same problems

Obviously its not just premium - its also service , and I must admit, having a number of Rover Group clients on my books I am pleased with the service / claims handling by the firm that I usually use ( albeit not always the cheapest).

As well as some companies providing "initial free cover" there are now also other providers offering lower age related polocies that might work out cheaper ( in fact spent this morning setting up an online comparison for MPPI)

Woby_Tide

payless wrote:

The site mentioned by Woby , I believe underwritten by Pinnacle a large provider in this field with competitve premiums (although recently seemed to have cancelled policies sold via another site) not saying helpupay will suffer the same problems

Not seen about that before. I have spoken to Cardif Pinnacle(think it's BNP Paribas overall) since taking out the policy with regards to changing Direct Debit date and Pinnacle said that was fine and sent out further confirmation of change so to the best of my knowledge it appears they are honouring quotes via helpupay

payless

Not saying it will happen with the site recommended ( I think they run that site themsleves) but it caused a stir when pulled from another website that promoted a pinnacle product,
http://www.thisismoney.co.uk/insurance/article.html?in_article_id=401708&in_page_id=4

plus a few threads opened up on this sitye also