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Archives for October 2007

Beat the hackers/HiJackers of our finances
Sign up to the weekly email so everyone is informed. even if site goes down, through financial/political means, we are all still in here receiving much needed info that we need to fight injustice.
various savings; thanks to all
:j 1) claimed over £1000 bank charges thanks to this site, paid off my overdraft and got me on track! :j 2) Tesco vouchers; had loads of codes, tips and info. Had hundreds of pounds worth of vouchers so far this year. :j 3)changed my credit card to one with 0%; would never have got around to it if not for this site :j 4)…
Council Tax refund - and a bit more from the Valuation Office!
Thanks, Martin, for providing me with the guidance to reclaim overpaid Council Tax to the tune of almost £2,600. AND IT DOESN'T STOP THERE..... As I'd been overpaying for more than 13 years, I asked my Local Authority for an additional amount to reflect the interest they'd earned on my money! They referred me to the…
Have saved enough to pay for my wedding!!
Martins Money tips has totally turned my life around. This time last year I was living from wage to wage, I was always overdrawn and could never afford to do anything fun. I had awful trouble getting a mortgage due to my terrible finances. I have since claimed back £3000 in bank charges which started me off and it's got…
Grateful
Thank you Martin for showing us how to reclaim bank charges as I eventually got them refunded to the sum of £2000. I used your templates but the bank initially refused so I contacted FOS who took the bank to task. Iam now in the process of looking out loans which had PPI and will contact the firms involved (fingers…
Council Tax Rebanding
Following the amount of publicity given to this subject particularly on Money Saving Expert Some four months ago I took the bull by the horn and carefully went through all the steps recommended and found that my property which was banded E should have been a Band D. I rang the District Valuers office to confirm the adress…
This site helped turn my finances (&life!!) around
The main impact this site has had is to make me much more aware of my whole financial situation and to take control of it so that I can plan for a comfortable future. It has focussed my attention on how to save, invest for the future and make my money go further. I feel on top of my finances for the first time in many…
Over £30000 saved possibly over £40000 in 5 years time
Hi, really glad to see that the site is back up and running. When I joined this site I had no clue about mortgages, I just thought that they where all the same. After reading about overpayments, I went from 23 years down to a 15 year fixed rate and initally saved over £32000ish and took 8 years off the balance just by…
PPI charges - Thanks Martin!!
I'd never even heard of being able to claim back money on PPI - until the site went down and the annoucement was on the page about it, so i'd just like to say thanks to the hackers, cos now they're going to save me LOADS of money :j I've looked into it and my current loan has a PPI that i was told i had to take out…
Today we received £963
Thanks Martin Today we received £963 from Lloyds TSB for mis-sold loan insurance (my husband had just been made redundant when we took out the loan). We followed your advice and they have sent us the money as a "good will gesture". We only wrote to them less than 2 weeks ago. They soon got back to us. Thanks a million for…
Today we received £963
Thanks Martin - after following you instructions to reclaim loan insurance, we have received a cheque from Lloyds TSB for £963. We took out the loan just after my husband was made redundant, he had another job to start 3 weeks later but hadn't started it. We followed your advice and came up trumps. Apparently the cheque…
Credit Card Charges
Airmiles or quidco?
Just wondering what is more beneficial? I have some items i want to buy as xmas presents from 1 site. I can collect cashback from quidco and airmiles from the same site. The question is, should i collect the airmiles, or the cashback? I don't know which is best choice! Any advice?
Thank you very much, Thank you very very much
Thanks to Martin for saving me money on my travel insurance. I have just bought an annual policy via MoneySupermarket (because that's where I had to go for the deal on Martin's advice) and I just picked up a policy for £30.50 - better than the renewal quote I had from UIA.
Nominate Post Of The Month for October '07
UPDATE: The winner has now been chosen; well done simon123. Please send me (MSE Natasha) a PM with your name and address. Nominations are now open for November's Post Of The Month. Please nominate your most useful/helpful Post of the Month £50 Award by replying in this thread. Remember, you're nominating, NOT voting -…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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