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Newbuild Options
Hi! Just seeing if anyone has experience of this... My house builder asked me to confirm all the house options 40 days ago, for which I paid the 50% deposit to secure these options. Today, they wrote to say the kitchen worktop I wanted is no longer available so to choose a new one. The one I think is similar is however in…
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Help to Buy for a Flat
I am looking at reserving a new build, 2 bed 2 bath flat in Canterbury using Help to Buy - Price £216,000 - with a deposit of £36,000. Service charge is £1,068 per year increasing every 10 years. Should a new management company take over management of the flats within the first 10 years, could they increase the service…
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What counts as subsidence
Hello, I was just reading another thread on subsidence and it got me thinking, when you are filling in the forms how do you tell if something is subsidence or if it’s cracking and damage due to other issues, such as damp, and do you tick yes or don’t know? As an example, my house once was attached to another large building…
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FTB - Help with windows
Hello I am a FTB and am interested in a 1960s house. However, there are diagonal cracks above the windows front and back of the house. Is this something to be worried about?
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Commute to Liverpool St thoughts?
Hi My budget is around £250-£260k for a FTB. Where can I get a house with a commute of about 45min to an 1 hour to Liverpool st? Prefer not a run down area and diverse. Looked at Bishops stortford but don't want to be close to airport and heard not best place. Broxbourne I know nothing about. Thoughts welcome Thanks
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Landlord's repair responsibilities - Roof Works
Good afternoon, can anyone advise please The roof to my leasehold flat has been leaking for 6+ months causing leaks in the bathroom and entrance landing. My annual service charge for the flat is £391. The roof was previously repaired at the Freeholders cost but the leak is still present. Now Tenants being made to…
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Short term let with good internet
Hi, there’s a possibility in my house move that I may need to sell my home and move out several months before my next property is available, if so I would need a short term let, the advantage of my job is home working so I can work from anywhere. All my possessions will be in a storage unit except essentials, so I’d need…
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Renting a bedsit
My grandson rents a bedsit in a building that has 15 other bedsits in it, it is newly converted, Jay was the first to move in. However, the landlord has not put in the connections so Jay can then connect up the internet. So he buys hotspot, monthly. I don't know if Jay's room is the only one not connected up, or all are…
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Lease says no subletting
Hi there I'm in the process of buying a flat and my conveyancer says that that the lease says I can't sublet. I want to get my friend to move in and pay rent in my spareroom. Does this mean I can't do this? Seems a bit unreasonable
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Implications of “don’t know” on estate agent form
We are looking to buy a house. On the homebuyers report for subsidence it shows “don’t know” a bit worried about this as it is usually unknown. I really want to work out if it has subsidence. Should I get a more expensive homebuyers? What are options?
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Solar panels on new build house
I've reserved a new build property. It will have 5 solar panel installed on the roof. Looking through the literature from the developer and looking online, these panels may be as low as 250W. That means 1.25Kw is the max power generated. I've used one of the online calculators and the minimum they will provide estimates of…
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Shared ownership Resale
Hello, our 50% share of our property should be placed on the market shortly. We are relying on Paradigm to help sell our share rather than pay out over £2000 on fees for an estate agent. So if you're looking for a shared ownership in Bedfordshire, a 2 bed house, you might love our home. £130,000. Driveway for 2 cars,…
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landlords deposit
Whilst pursuing a deposit return from a landlord he went into bankruptcy, I had already obtained a Judgment for claimant before this happened. As I tried to enforce payment, I was told that I could not continue because of the bankruptcy, so I had to wait until he came out of it. (I was too late to be put on the creditors…
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Mice dropping in the loft but none in the flat
Just had a survey done on a flat I'm trying to buy - Built in '70s, ex-LA top floor flat (first floor). Some very minor things flagged up in survey, was very pleased with how it turned out! Seems like it's been well maintained. However there was no mention of pest infestation, so I asked the surveyor to confirm if he had…
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Potential Unstable Chimney Stack
We're almost ready to exchange, every other issue is sorted. Our survey stated that there was no chimney breast in the loft area above the rear bedroom but below the roof, the stack is still present on the roof, and the breast throughout both bedroom and dining room. In the report he also stated that he spoke to the vendor…
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Selling Shared Ownership
Hi, I currently own 30% of a Shared Ownership property and have never staircased up. We now intend to sell (and hopefully quite quickly as we have a baby on the way so can't afford to have an empty flat). The property is currently on the market and has had a lot on interest at full value, rather than the 30% share…
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Cracks in front wall- should I be worried?
FTB, a bit nervous but before I put an offer in, I was wondering what are people's opinion on cracks walls? TIA
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Necessary searches for purchase
Hi we’re currently buying a 1900 Victorian terrace and our conveyancer has requested another £299 for the following searches: before we pay up are they all necessary? Water and Drainage Search: Environmental Search Local Authority Search Thanks
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Does being on the land registry mean I own the property
Hi - This may be a bit of an obvious one but I am registered with the Land Registry on my mother's property. Does this mean I own the property? I am saving on a lifetime ISA which I will not be allowed to use to get a mortgage on a property if I own another propertybut I wasn't sure if my name needs to be on the deeds (or…
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Damage to drain from roots
We moved in about 5 weeks ago, and had a conifer tree removed which was about 3m from the house. We have another which is about 8m from the house which we have cut in half. Just this week our waste pipe became blocked and waste leaked out in to the garden (better than the house I know!). A plumber came round and cleared…
