PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Implications of “don’t know” on estate agent form

Options
We are looking to buy a house. On the homebuyers report for subsidence it shows “don’t know” a bit worried about this as it is usually unknown.

I really want to work out if it has subsidence. Should I get a more expensive homebuyers? What are options?
«1

Comments

  • TBagpuss
    TBagpuss Posts: 11,236 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is it a probate sale or another situation where the person selling isn't living in the property? If so it's fairly normal as they won't necessarily know anything much about the property.

    If not - talk to your solicitor or conveyancer - they may be able to go back to clarify and ask specifically whether the sellers have ever had any works carried out, and whether they were advised of any works at the time they bought. 

    Getting a surveyor to check the property would let you know if there were any current signs which might indicate a problem, but won't (unless there are very obvious signs of repair) tell you if there has bee any historic issue which has been fixed 
    All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)
  • user1977
    user1977 Posts: 17,841 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Can you clarify what you're talking about - subject line says "estate agent form", but you've mentioned a "homebuyers report" (which usually means a survey)? 
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    If the vendor really doesn't know, then what do you want them to do?

    Do they say "no", even though there may have been and they simply aren't aware?
    Why would they say "yes", if they don't know for sure there has been?

    Ultimately, subsidence is simply that the foundations were insufficient for the ground conditions. If that's been rectified, and there are no signs currently, what's the issue?
  • mrbg07546
    mrbg07546 Posts: 290 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    TBagpuss said:
    Is it a probate sale or another situation where the person selling isn't living in the property? If so it's fairly normal as they won't necessarily know anything much about the property.

    If not - talk to your solicitor or conveyancer - they may be able to go back to clarify and ask specifically whether the sellers have ever had any works carried out, and whether they were advised of any works at the time they bought. 

    Getting a surveyor to check the property would let you know if there were any current signs which might indicate a problem, but won't (unless there are very obvious signs of repair) tell you if there has bee any historic issue which has been fixed 
    TBagpuss said:
    Is it a probate sale or another situation where the person selling isn't living in the property? If so it's fairly normal as they won't necessarily know anything much about the property.

    If not - talk to your solicitor or conveyancer - they may be able to go back to clarify and ask specifically whether the sellers have ever had any works carried out, and whether they were advised of any works at the time they bought. 

    Getting a surveyor to check the property would let you know if there were any current signs which might indicate a problem, but won't (unless there are very obvious signs of repair) tell you if there has bee any historic issue which has been fixed 
    Not probate, they are currently
    living in house. Do you recommend I take a top level survey report? Obviously I want to get this clarified as many people write “no” if they don’t know. 
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    mrbg07546 said:
    ...many people write “no” if they don’t know. 
    They are fools if they do...

    If somebody says "Nope, definitely not, no way, hand-on-heart, uh-huh" and it turns out they were mistaken, there is a potential legal liability against them.

    If they say "Don't know", when they simply don't, then there's no issue.

    If, of course, they say "No" or "Don't know" when they demonstrably DID know, that also brings a liability...
  • user1977
    user1977 Posts: 17,841 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Of course, it depends what the question is (and we haven't been told that...) - if it's "has there been any remedial work needed because of subsidence during your ownership of the property", you'd expect a yes/no answer.
  • mrbg07546
    mrbg07546 Posts: 290 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Has the property ever been subject to subsidence ? If so please detail remidial work.



  • user1977
    user1977 Posts: 17,841 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 28 May 2021 at 12:58PM
    mrbg07546 said:
    Has the property ever been subject to subsidence ? If so please detail remidial work.
    In which case "don't know" is probably reasonable, if they haven't owned it since it was built. In my case I can only speak for the last 6 or so years of my property, and not the previous 130 years...
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    user1977 said:
    Can you clarify what you're talking about - subject line says "estate agent form", but you've mentioned a "homebuyers report" (which usually means a survey)? 
    This. It's pretty unclear what you are talking about, OP. It matters, because different documents have different requirements in terms of disclosure.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'll usually put 'not to my knowledge' to cover my own backside. Sounds a bit better than 'don't know'.
    2024 wins: *must start comping again!*
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.