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Drainage easement
We recently moved into a new house. We have since discovered that the neighbours septic tank and soak away are in our field. They have also run a storm drain under our land. On our deeds the only mention is a right of easement for both of us to use a drainage pipe in a location that is no where near their tank or soak…
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Estate Agent Blocking Offer
Hi, I'm interested in a flat. I phoned an estate agent to enquire. However, they put the phone down and I phoned back but they cut me off. I then got a solicitor to call on my behalf but they said the flat is not available. I then got my friend to call a few hours later and the same agent said it is available. What to do…
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I'm close to exchange but...
As the title suggests however, I think I loathe my husband... everything he does annoys me. I earn twice as much as him so we are getting the bigger "better" house due to my income and I'm not sure if I can deal with it/him anymore. Lockdown hasn't helped but the house selling/buying has kept me occupied. Perhaps I'm not…
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Solicitor is absolutely useless
I plan on complaining but what are the chances I would get some money back? Happy to take this all the way to legal ombudsman. The final icing on the cake was a completion statement (which I had to chase 3 times and was sent to me one day before completion so barely gave me any time to transfer the money) had an incorrect…
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Pandemic eviction law to become permanent in Wales from spring 2022
Article from the bbc on amendments* to welsh legislation to extend notice period to 6 months permanently and means tenant cannot be evicted within the first 12 months of moving in (assuming doesn't breach contract in any way). *Amendments to The Renting Homes (Wales) Act 2016 which has not yet been implemented.…
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Need advice on buying a second house directly behind us and making into 1 house by knocking through
Me and the wife have been looking for a new house with a bit more space but nothing has come up that we like until now. We are in a back to back property and our neighbours behind are thinking of selling and have asked us if we would be interested in buying, so we could make the two properties into one. We just wanted a…
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PRC certificate
Good Evening folks, I hope you're all doing well given the circumstances we face. We are currently in the process of buying our council house & may have to obtain a PRC inspection certificate to provide to the bank.. My question is, Where do I even find somebody that does those kind of surveys? as I haven't had much…
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Deeds of variation
I am selling my shared ownership flat and its leasehold. I have been waiting 4 months along the sale and 10 days ago I was told that I would have to pay 780 inc vat (which I done) or else I would have to get a cash buyer. This is because of Deeds of variation. How much longer do I have to wait because Land registery ?
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Post structural engineer report, valuer requires further reports- roof spread cost??
Hi all, I am FTB buying a 1920's end of terrace property. The property is in a dilapidated condition (hence c.60/70k below asking price for a property on the same road at a good standard). The valuer requested that I obtain a structural engineer report to confirm whether the cracks in the walls was as a result of…
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Renting: Referencing Data asked before viewing the property
Hi All Im in market for renting a decent property in London. Called up local estate agent, after viewing pictures of a property on the website. The agent asked a couple of questions like annual income, which was promptly answered and I volunteered more information - like number of people in household, no CCJs, will provide…
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HTB Equity Loan - any chance I can rent out?
I completed on a property in April 2020 and I have a 20% HTB equity loan. However, earlier this month I lost my job and am now looking at taking on a job in London potentially. I wouldn't be looking to commute there and would be looking to rent down there, but my budget would become very tight, very quickly if i was paying…
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Mortgage deed signing
Hi. Appreciate your help.Situation is - I am in the process of selling my home and buying another at the same time - accepted offer on mine, and have offer accepted on another house. My solicitor has just started conveyancing. Anyway, at some stage I will be asked to sign a mortgage deed. My solicitor says 'this done prior…
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How much is Council Band B in your area?
I was just reading the online comments underneath the article about the rising council tax on the Grimsby Telegraph's Facebook page (North East Lincolnshire) and someone has added a link to find out council tax rates for London. Here in Grimsby, for 2020/2021 band B was £1484.42 for the year (that's what I paid) but for…
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Forced move by housing association
Does anyone know if there are procedures or guidelines my landlord (housing association) are obliged to follow. They have informed me the flat I live in the whole block is to be demolished. They rang today with a letter to follow. The plus side is they have said they’ll work with me to rehouse me.
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conveyancing solicitors
I'm wanting to put an offer in on a property soon, along with my mum(buying half each), I'm a first time buyer and i'm not sure how to pick a conveyancing solicitor, what should I be looking for? Any advice is much appreciated, thank you!
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Exchange/Completion, what happens on the day?
Hi all, excuse my naievity FTB no chain either side, buying an empty property, scheduled to exchange Friday, complete on monday subject to LISA funds being released. This is obviously feeling like the longest week of my life, I cant sleep, everyday is dragging, kinda wish I didnt know the date it was happening lol! So what…
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Intermediate Leasehold question
We have lived in our terraced property since 1998, and since this date have been paying ground rent to a rent collection agency. Our neighbour recently died, and her son informed us that their parents had bought the freehold jointly in 1973 with the previous occupants of our house. We queried this with the rent collection…
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Missing boundary fence on house purchase
We’re been doing some gardening for our next house while the conveyancing has been ongoing. The house is detached but has around 12-14 meters of physical fencing missing. When inspecting the floor it’s quite clear the position the old posts were in. Our neighbour has fenced some of the boundary, and during a conversation…
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Estate agent will they advise if your offer has been outbid.
Went and viewed a house start of week. My in laws know the person selling the house. I had a brief discussion with the seller to see if there was a gentlemans agreement we could come up with to secure the house and remove from a bidding war. At present i have put a cash offer of 70k on the house as it was advertised at 65k…
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Delays + Failed Report - Worth renegotiating?
Hi everyone, FTB (and a first-time poster!) here, so do go easy... Having a few of the checks done before exchanging on a 2-bed terrace: Up until now, the process has been difficult, to say the least. We've had pushback on being able to book in a plumber, surveyor and electrical checks as, according to the estate agent:…