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On-going leak and my rights
Hi, I am after some advice as I have been having ongoing leaks since 4th March 2020. There are 2 leaks in different areas of the flat that are coming from 2 different flats upstairs. It's really difficult to get this looked at and resolved as both flats are rented above as well as me renting my flat. The 2 leaks are in the…
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Advice on sending house deposit & solicitor fees before mortgage funds have been released?
Hi, we are due to be simultaneously exchanging contracts and completing on our house purchase this friday. We are FTB moving into a new build property, so there’s no chain. I have chased my solicitor today to check that we are still on track for Friday. They advised that they are aiming for this, but await confirmation…
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Selling house, cooker hood stopped working
Hi, we're supposed to be completing soon and our cooker hood has stopped working. The electrician we normally use said it sounds like it needs replacing but he cant come round until lockdown is eased. if we complete before we can get it fixed am I best just leaving some money for the new buyers? what would you do?
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Local Search disbursement quote - higher than council charge?
I'm currently in talks with a solicitor over a quote to buy a house. Their quote for a local search pack is about twice what the council's own webpage says it costs. Is this usual? Does the "disbursement" cost also include the cost of the work getting the documents, or should that come under the legal fees?My first thought…
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Joint tenant/disabled child
Im a single parent to a 16 year old and a 20 year old that is autistic.i rent my house from a housing association. Due to recent events ive had to start thinking what would happen to my oldest child if i should die as i have no other family. My question is can i add my daughter as a joint tenant, and would that mean she…
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Registration of property
Hi, I do hope someone can help me with the following: I have bought my property some 45 years ago when there was no such thing as Land Registry. I am now trying to do a voluntary first registration of my property. I have completed the required FR1 form but am having difficulty with the DL form. My bundle of Deeds is about…
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FTB house reduced
Before covid-19, we saw a house for sale that has been reduced multiple times. Over a year and a half, it has been reduced by 35k (4 times). Estate agents said It was previously under offer but buyer pulled out due to personal reasons. At the moment, we cannot go any further but wondering for anyone thoughts as to whether…
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Section 21 help
Hello, I received a section 21 about a month ago (pre-lockdown,so it’s valid for two months). I know I have a bit of time regarding evictions due to the current situation,but I have some issues that I need help with,ready for when the courts open up again. With my deposit,I eventually found my certificate on line after…
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Title Deeds
Hi everyone My title deeds read "Together with a right of road for the Purchaser to and from thepremises hereby conveyed from and to......... Road aforesaid throughthe gateway and over the yard of the adjoining property numbered aforesaid for the purpose of conveying ashes refuse coaland garden manure as heretofore used…
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Already exchanged (completed missives) but completion wont be met.
Hi all, So we reserved a new build in December, everything was on track until lockdown. 3 weeks before we were due to complete/get the keys. Keys day was meant to be next week but that wont happen until the site opens up again and the plot is finished (in scotland btw) Anyone else in the limbo position on a new build?
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Rights of a ‘Permitted Occupant’
Hello I have a problem with my flatmate and need some advice. In the contract it says The shorthold tenancy agreement is made between A. the landlord and B. the tenant or C. the permitted occupant. I’m the permitted occupant. My name is listed on the contract as the permitted occupant. It also says on the contract…
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Erecting a static lodge/log cabin
Hi really hoping someone out there can help. Were looking into buying a plot of land for equestrian use as well as residential. The plot of land were looking at as 6 acres, brick built stables,sand school and a large static caravan. No house as far as I'm aware ut has running water and electricity at present. Now at some…
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Is Help to Buy (HTB) still active and at 100% during lockdown?
Hi, Are there any Broker type people here that can answer this? Thanks
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Buying the freehold of your property
Myself and partner along with 10 other house owners are currently in the middle of a court case to try and buy the freehold of our houses. In the first court case we had to prove our houses were in fact houses as they are known as cluster houses or back to back houses, which we won! the freeholder then appealed in a second…
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Property readvertised, even though SSTC.
Not far from the start of this year, me and my partner put an offer on a house and it was accepted, one of the conditions was for it to be removed from the market, Zoopla etc. This was agreed. We are FTB and we're very quick to instruct a solicitor, arrange our mortgage and pay for our survey to be done. The survey came…
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Thermal movement / cracking /missing expansion joint
Hi, I bought a 15 year old townhouse in January In Newcastle Upon Tyne and today discovered a large number of bricks cracked (around 50 - though most were through the mortar, at least 10 are through the bricks). I had a look around the neighbourhood and saw repairs had been done to my near neighbours (other end of the…
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Help to buy isa
Hello, im struggling with understanding my help to buy isa and want to check my understanding. Basically we have enough money without the bonus to cover a 10% deposit. However if we do that for the exchange deposit what then happens with the bonus money? For example if my bonus was 1000, and house 100,000. If i paid my…
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How much to offer - need advice
Hello, I am FTB and in need of advice. The house we like has an asking price of 575k and has been on the market for about 2+ months. It has one of the largest gardens in that street (checked satellite images) and the nearby areas. We like the large garden especially. However, this unique feature also makes comparison with…
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COVID-19 Stamp duty break?
There has been rumors of a break for SDLT, is this a likely thing?…
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Buying second home: Can I use Gov's HTB?
Hello, I have a consent to let on my ex marital home, with a tenant in situ. Can I purchase a new build using the Government's HTB scheme?
