-
DO I DELAY? New Build Purchase - Exchange next week 27th March 2020
Is any one in a similar position? We are first time buyers are are set to exchange next week after reserving back in October 2019. House is due to complete September 2020. Haven't been able to exchange until now due to the time restraints when using help to buy. I have since reached out to my solicitor voicing my concerns…
-
Cost of furniture storage?
I have explained on another thread that I am looking, without much success, for a short-term let while we have building work going on in our house. If this ever happens, we will need to store some of our furniture/possessions as we would be moving from a 4-bed house to a 2-bed apartment. In order to give costs to the…
-
"lease option" and "rent to buy"?
Hi. I am selling a BTL, typical student rental place, and have been approached by someone proposing the following. I have not heard of these options before and am a little wary about how they would pan out or why I might favour it over a straight-forward sell. Can anyone explain what the catch is or whether they are a good…
-
SELL OR LET
I have been letting my house and it is to become vacant in April. My dilemma is should I sell it or continue to let it during these uncertain times, The property is my only property. I am living with a friend and I do not have any financial interest in their property.
-
Credit ladder
I signed up with credit ladder after reading about it on MSE. It's been great so far. But, I need to change my email with credit ladder and so I emailed them for advice on how to do this. The reply I recieved said in one sentence "With reference to change of email can you provide photo ID?" Well to me alarm bells have…
-
Coronavirus - Delay in stamp duty.
Hi all I got a letter from the HMRC to pay stamp duty on a property I completed a month ago, * I just want to ask if someone knows if I can delay it now, because of the coronavirus? * in general is there any option to pay stamp duty with installments? Thanks
-
To sell or not to sell
Up so late - just don't know what to do! We have been on the market since Jan and yesterday (my birthday) we received an offer pretty close to the asking price. Prior to the Virus - we were going to sell up and move on. With 300k equity, we were planning to upsize to a much larger house around the 600-700k mark. I was…
-
Can I get a mortgage payer evicted and can I sue them? (noisy neighbour)
Both of us have mortgages. I have never understood people telling victims to simply "move" any time their neighbour causes a problem. I have also found out that if you mention the noise to any authority, it gets put on YOUR record, the VICTIM, and you MUST DISCLOSE it when trying to move. Which means your only option is to…
-
Planning enforcement notice during purchase of property
We are about to close our sale and move to exchange of contracts as buyers of our first home. As the owner had a rooftop terrace on the flat non-demised roof we asked the council to confirm if there is any issues with it and they seem to have put forward a planning enforcement as it turns out there out the current seller…
-
Planning enforcement notice during purchase of property
We are about to close our sale and move to exchange of contracts as buyers of our first home. As the owner had a rooftop terrace on the flat non-demised roof we asked the council to confirm if there is any issues with it and they seem to have put forward a planning enforcement as it turns out there out the current seller…
-
Private renting through COVID_19
Hi , So government has said it's looking in to 3 months holiday to mortgage holders and obviously people in council housing won't be affected but what about myself and millions of others in private rented property who's landlords will be mortgage free for three months but then we have to also shell out for 3 months rent .…
-
Could this be extended?
Zoopla property 54598105 Hi wondering if this house could possible be extended out back or into the attic to make into a 4 bed. Not sure this is something that can be deciphered from a photo but thought I'd try for opinions. Thanks
-
Would you buy a house now there is a Covid-19 pandemic?
I've been officially looking since January. Current rental 6 month lease ends 31 Jul. Would you buy a house now? Do I continue renting ?
-
Planning
Can l build a house with pedestrian only access
-
No luck whatsoever
So, our home is currently on the market, does anyone know where I stand with regards to changing estate agents? Home been on the market for 3 weeks, 1 viewing which didn’t show up and wasn’t confirmed by EA. Then unfortunately at the weekend the owner of the EA passed away. Therefore office has been closed since. In limbo…
-
Shafted - Lifetime ISA
Hello, Just as I'm due to complete on a flat purchase, along comes a virus and wipes 25% off of the value of my lifetime ISA, taking a large chunk of my deposit with it. I realise there is absolutely !!!!!! all I can do about it, but wanted to hear from others in a similar situation; for solidarity's sake more than…
-
First time buying now!
Just looking for some advice, i’m in the process of buying my first property and will be laying out a large sum of money for my deposit, but i will be leaving some savings for cover, do you think i’m making a mistake if i go through with the purchase of a property at this current time? I’m a sole buyer with no one…
-
Were you viewing properties up until 16/03? Are you actively still looking from 17/03?
We are in a house with decent equity, however it is not our forever home, we planned to move in 2022. However, there is a particular street with only 14 houses on it in a lovely part of town that my wife has connections to, it has always been her wish to move there but houses just don't come up for sale there...until…
-
Deposit question (shared ownership property)
Hello all :) My fiancee and I are due to take ownership of our new home a week on Friday (27/03). I'm currently staying at my parents but because of the Coronavirus, I've had to dip into my deposit fund (£9500) to get extra food and health supplies for them. Am I able to use my overdraft to make up the shortfall? (The…
-
Do we pull out?
I know that you can't actually tell us but would be good to get your opinion on this. I've posted before about this purchase but I will repeat and explain. The seller has said to his EA to no longer contact him as he will only deal with solicitors. He has told his solicitor that he agrees with our completion date but will…
