-
Forcing the Sale of a House that Ex is occupying
My Wife left her ex-partner 6 years ago. We’ve been married 3 and own our own house. She owns a half share of the house they shared and now wants to force the sale. There are no kids other than a 34 year old son who has his own place. There is no mortgage. We’re encountering lethargy and awkwardness and have decided it’s…
-
Confused! FTB, LISA, second home?!
I'm going to be a first time buyer, and have a LISA. My partner already owns a house and has done for 5 years. Is it possible for us to buy together, and for him to keep his house and rent it out? I don't understand how it would work with mortgages and how much we'd be entitled to? Would his house have to be rented out for…
-
What EA can disclose.
Over 6 weeks I instructed EA to market my house.I have some viewings but unfortunately no offers. Today I have another prospect buyers around.By mistake I forgot to switch a baby camera in my son bedroom and it recorded a part of the conversation between EA and a couple.Nothing extraordinary.But when the couple asked for…
-
Simple Question regarding buying / selling
Hello, I have some basic questions that I hope somebody can help me with. We would like to sell our flat and buy a bigger house. We put our flat on sale via an estate agent and recently got an offer which we accepted. We have yet to find a house to move into, though the sellers are relaxed about this and have stated that…
-
Interim charging order
I have just receive an interim charging order for £5600 for a CCJ. on county court fees and unpaid interest for major works. I am in the process of getting a BTL mortgage on the leasehold property that the interim charging order is on. I want to pay off the interim charging order debt but also want to challenge the debt…
-
Not showing as Under Offer or SSTC
Hi all, I had an offer accepted on a property at the end of August, and followed it up in writing with the condition that the property is no longer marketed/no more viewings etc. A couple of days later I asked the EA when it would show as SSTC on Rightmove/their website, and they muttered something about solicitors which I…
-
Uncertain Building Works-Price Negotiation
Hello, We are about to exchange the contracts after 3 months from the accepted offer date. We are very strict on our finance as a first-time buyer living in a rented house, losing a day on the road is very expensive. During our surveys, we learned that we may be billed for major works to the building in the near future. We…
-
Tenant receipt for rent
I have recently taken over from an agent as a landlord for 1 property, (same tenant last 3 years and no problems). I have issued a "receipt" for the first months rent (directly to me), but tenant has said they don't want / need a receipt. They pay via bank transfer so there are records available of payment. Not sure…
-
Options for renting out property for 2 years
Hi everyone, My family and I are relocating to a different country for 2 years for work and want to rent out our main property in the UK. The move coincides with my current Nationwide mortgage deal's expiration so I have two options: 1. Switch to a new product with Nationwide and ask for a permission to let 2. Switch to a…
-
Exchange Help!
I really need an opinion regarding our exchange process and what is being asked of us. We are currently going through the process of buying a new build. We’ve received all the paperwork to sign for exchange. However, there are multiple conflicting points through the paperwork and multiple incorrect things that we need…
-
Selling do i rent or shared ownership
I am selling ex martial home after divorce and although will have 100k i have defaults on my credit file so will ne hard to secure a mortgage. I also have childcate responsibilities for my 13 year old so dont want to work crazy hours. Do i rent or buy shared ownership please
-
Shared Drive Maintenance Costs
I've just bought a house which has a maintenance covenant concerning the shared drive - I'm liable for a certain percentage of the costs. This percentage was calculated when all the properties were private homes. The property at the far end of the drive a now a business which I estimate is responsible for 98% of the…
-
EPC and a gas fire
We are in the very early stages of trying to move to a retirement apartment, and will need to get an EPC for our house. We have d/glazing (quite old), c/wall and loft insulation fitted 2008, c/h from a gas combi (2013) and new radiators aged about 2 years. Since the insulation was upgraded hardly ever have we needed to use…
-
indemnity policy question
We are selling our house and our buyer has asked for an indemnity policy as the kerb was lowered to allow for a parking space on the front of the property. This was carried out 15 years ago by the previous owners but our buyer is insistant that we put one in place. Our solicitor wants about £220 to do it which I have been…
-
New Tenancy- Wires having out of walls!
Long story cut short: Moved into rented house. Paying substantial amount of rent. Have an issue with bedroom as there are 3 exposed wires coming out of the walls (previous light fittings). To make matters more interesting - there is a fully functioning roll top bath in the bedroom (strange I know) and one of the wires…
-
Who has a grey house
Every refurbished house I see for sale now is grey. Same grey carpets upstairs and lots more grey besides. I find it rather cold and miserable. Who likes it and who has it?
-
Extension Rules
Hi everyone, we live in a semi-detatched extended house and our neighbours are currently extending their property too. I'm a little concerned that the property may be a double extension which comes right up to ours and extends out and blocks a lot of the bedroom window light. However, would that be permitted? Best way to…
-
Retirement Apartment - Empty - Council Tax
I'm not sure this is the right place for this query, so please point me in the right direction is necessary. The background is that my wife's mother moved into a retirement apartment after buying a 75% share (a housing association owned the other 25%), but passed away 3 years later. The apartment was placed on the market…
-
Airbnb new tax laws
I've owned my house for around 2 years and I've been with my boyfriend for about a year. He also owns a house that I spend most of my time. I've been thinking of making a bit of extra cash by renting my place out on AirBnB. This seems to be a smaller commitment then permanently/long term renting out my place. My question…
-
She uses student loan to pay
I got this girl who is studying in the Uni she want to use her student loan to pay for the rent . I am not sure it is a good idea to take her in. Anyone knows?
