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Good Experiences of New Builds?
Hi, I'm starting to look into buying a flat (I'm London based so definitely flat) and I've been to see a few new builds, one was very the good the rest were a bit meh but I was shown a two bed place, I'd have to wait a year for the one beds. I can only really find bad experiences of new builds so does anyone have any good…
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Private Buyer Situation - Need Some Advice
I have a quick question for you helpful MSErs. We have just gone on the market with an Estate Agent (Thursday) but have been looking to sell for some time and have been discussing with neighbours. On Saturday, one of our neighbours popped over to discuss their sister coming to view the property as she was interested in…
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Apartment Purchase
Hi, I wasn’t too sure who was best to ask about this but anyway; I purchased a 2 bedroom apartment off-plan around 12 months ago and now it is part-completed as I am doing my own interior work in the flat. However, the developers have put a god awful eye-sore of a fire door on each apartment. I have asked the estate agent…
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Property Search Error
We purchased our first property approx 18 months ago. Our solicitor carried out searches including the “Water & Drainage”. Solicitor confirmed connection to water and sewers & that no public water or sewers crossed our property. 18 months later I am removing a row of trees from garden to open up garden and create a space…
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landlord to tenant rent increase notification
apologies where no doubt this is on here' somewhere ' but can someone direct me to a current and accurate template where a landlord would notify a tenant of an increase in their monthly rent. I am sure there are all sorts of (new ) rules and regulations regarding this-which i will read again- although being slightly lazy…
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Understanding Survey traffic lights
I've had a home buyer survey done on a house and am confused In some of the sections labelled with a green "1", it seems to be suggesting that work needed to be done, EG: Then there's an amber 2 section about a missing skirting board?
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Leasehold and freehold - comparables?
Hi all Houses in the area we are looking are a mix of freehold and leasehold. All properties are from 1970s and earlier, most are 1930s semis but on same street can be a mix of freehold and leasehold. We are only interested in freehold property (we currently own a leasehold flat). When doing research on comparable…
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Regret buying a house at 28 - what do I do?
Hi All, Really looking for some help and guidance here. I'm a 28 year old female and feel as if I'm going through a quarter life crisis. To give some background, I work for a major bank and earn approx. £28k a year. I've worked in the bank for 7.5 years- I fell into the banking industry when I needed a full time job and…
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Buying freehold when already have the right to manage
Hi there, would really appreciate some help on this if anyone has the time. Just bought a flat with a lease of 125 years (it was newly extended when I bought). The other owners have clubbed together and already have right to manage. After I moved in another owner notified me that they were considering buying the freehold…
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First time buyer council property
Hello I am currently in the process of buying my first property from an estate agency. I have stumbled across an issue which may result in the purchase being terminated. My plan is to purchass a two bed property with the view to lodge/rent out the spare room to a friend so the mortgage is paid off quicker. The plan is for…
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76 South Belfast
Does anyone know what this area is like and the estate itself? Can't post a link but the selling agent is Rodgers & Finney
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Questions on incentives with HTB
Hello everyone, We have recently been approved in principle for a mortgage of £175,000 through Halifax with helps to buy. We started looking for houses over the weekend and fell in love with a new build for £185,000. I asked them if we could have it for £175,000 and they said they could give me £10000 deposit contribution…
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Same solicitor... Alternative purchase
Hi Some background below. I'm basically wondering if its allowed for a solicitor to act for me on simultaneous conflicting purchases. I'm in the situation where I'm in the process of buying a new build flat through Shared Ownership (flat 1). Searches have been ordered, enquiries raised on the contract. However so much has…
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Leasehold - "structural alteration"
I have a leasehold flat, with a non-load bearing stud wall separating my living room and bedroom. I'd like to move that wall to increase the size of the living room (which would also include moving the current bedroom door from hallway to the new stud wall). My question is: does that require freeholder permission? This is…
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Finder's Fee
Hi So we're about to complete on our new home purchase (6 Nov) and are currently renting. Our tenancy agreement ends Feb 2020 and so we requested an early surrender, to which our landlord kindly agreed to on the basis that we pay up until a new tenant is found. Our agent have advised that we will need to pay the finders…
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Solicitor errors delayed completion
Hi all, We were due to complete on our house purchase in the 25th. After waiting all morning for the call to say we can collect the keys, we got an email from the estate agent to say that there was a problem with Help to buy and that we need to speak to our solicitor. Our actual solicitor was on annual leave and her stand…
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Maintenance charges on flats. Is this average? Or expensive?
Hi , we are look at some flats in Essex. They are new flats from a converted office block. The building has 12 one/two bed flats. It has a lift, a small area to put bikes in, a small ‘gym’ that has 4 machines in, and a gated car park with 1 parking space per flat. The maintenance charge is about £2,000 per year. We are…
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Solar panels roof lease
Hello. I am nearing completion on buying a house with a 20 yr solar panel roof lease. The conveyancing took about 3 weeks longer collecting all the documents for panels, but it went quite smoothly and all is now ready to complete. Mortgage is fine. I started this process completely clueless about solar panels, and have…
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First time seller, a few questions please.
Good Morning. Our house is on the market and we have had viewings. One chap was "Very very "interested as he owns property in our road. He was on holiday and asked a lot of questions via the EA. He came to view, the refused to leave feedback on the house. I thought well perhaps he doesn't like the house and isn't…
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Stamp duty on 2nd property
Hi I am currently purchasing a 2nd property however the Stamp duty is fairly high. I don't have any plans to sell my current property at present so was wondering if there is a way of getting around the high stamp duty? If I was to take my name of the title deeds on my current property, would that work?
