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Gazumping: The Guardian on the plan to end it (nonsense) + difference between England and Scotland
https://www.theguardian.com/money/2019/oct/25/revealed-the-plan-to-end-gazumping-in-house-sales The article mentions, with very little detail, the trialling of a scheme whereby buyers and sellers pay a deposit as soon as an offer is accepted, and lose it if they withdraw it for an invalid reason, but get it back if their…
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Subsidence on my conservatory - my insurance won't pay
Hello I have subsidence on my conservatory but my insurance won't pay, claiming that the foundations are not deep enough in relation to the soil condition and in comparison to how deep the foundations of the house are. They say it comes under general exceptions due to "faulty design, plan, specification, materials or…
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When to Put House On The Market
Hi, Just looking for advice on when I should put my house up for sale, before or after I find another property I want to buy? Houses im my area get sold very quickly and im confident we won't have any problem selling ours, which makes me think I should hold out until I find a property I really want, instead of feeling…
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New roof, should I put window?
Bought an old property. Roof needs replacing. Should I put window for light when replacing roof? What else should I make sure while I am getting this job done? - Loft insulation - Boarding the floor of loft - ?
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Is this too pushy?
Hello, I am a first time buyer currently looking for a house (and not having much luck). I came across a house I liked in August and viewed it on the first day. I liked it and wanted to see it again, but when I phoned the agent they had already had some offers and one was already over the asking price. I freaked out at…
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Help, is this house is overpriced?
Hi everyone! We're looking to move soon and have been lurking here for the past couple of months, trying to soak up the knowledge. We've now found a 3 bed chalet bungalow we really like the look of, but seems rather overpriced. It's hard to find direct comparables in the same area, though, since most of the houses on the…
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Possible Delayed Completion (Scotland)
Hi Myself and my partner are looking for some advise as to our options regarding a possible delay in completing the purchase of a house. We had an offer accepted on October 2nd and were asked by the seller if we could sort everything quickly and move in today (October 25th) as they had another property they wanted to move…
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Relocation to Cornwall without a job
Hi guys my family and I want to relocate to Cornwall obviously we will have to leave our current jobs in Southampton where we live. If there a way we can rent without having a job can you pay six months rent upfront how can I get around this? Once we have moved we will be job hunting straight away.
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landlord threatening to evict me, but wont follow laws
Hi, I noticed others posted landlord problems on here , so I hope thats ok..... my landlord has always been somewhat rude, when i first moved in ,some wires were hanging out the wall ,i complained he told me to "dont be stupid" they were 240v wires too......hes a bit of a twit. But anway this year,hes kept banging on my…
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s106 mortgages
Has anyone had experiencing getting these? Is it true that s106 lenders do not accept loans from family towards the deposit?
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Delay in being reimbursed by my landlord
The burglar alarm in my rented house was set off at 4am on a Sunday morning at the beginning of this month when we had a power cut and I couldn't get it to stop. I called out an engineer who discovered that the backup battery was defunct. He replaced it and I had to pay £160. I logged the problem immediately on the…
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Building regulation indemnity insurance
We’re in the process of buying a 2009 built flat. We are now having issues between our solicitor and the sellers solicitor, and our vendor is starting to get stroppy. Basically, our solicitor is asking them to take out a buildings regulations indemnity policy to cover the boiler. Our vendor is arguing that they have…
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Offer on house accepted, but EA insists house is still marketed with no STC shown.
Hi all. Wondering if folk have thoughts on this. A friend has just had an offer accepted on a house at the full asking price. The Estate Agent has said that the seller won't add STC to the details, but insists it continues to be shown as 'for sale' until the sale completes. Usual story - we said 'rat smelled' and they…
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First time (cash) buyer in London - advice needed
I am a first time buyer in London and due to family money and great generosity from my parents, I am in the position of being able to skip the mortgage and buy cash. I would normally be expecting to look at 1-2 bedroom flats between £300,000 and £400,000. I am currently renting (with a flatmate) and my year-long contract…
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Buying a house in Scotland
Hi, What is the process of buying a house in Scotland? What documents should I expect to receive/sign?
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Change of Tenancy Fee?
Hello everyone, I've made an account so I can ask for some advice RE the new fees for rentals in England please. The current contract for my flat is a joint one with one other person, it runs out next month and I am finding someone else to come live in the flat once the current contract has expired. The letting agent has…
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Appliances, Kitchen and Flooring - Where from?
Hi Guys, We've finally exchanged, and am now in the process of planning to order bits and bobs... just wondering if anyone has any recommendations of where to look: 1. Dishwasher, Gas Hob, Chimney Hood and Oven - I've been in touch with Appliancecity who are willing to offer a multibuy discount , anybody have any…
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Forfeiture of Lease insurance
Hi, I am in the process of moving from a leasehold flat to a house. Our buyer's solicitor has asked that we buy indemnity insurance against future forfeiture of lease if the ground rent goes up. The insurance quote we have been given is for "Forfeiture of Lease (Bankruptcy/Insolvency) Insurance". It is specifically for…
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Bank undervalued house 4% over our agreed offer. Thinking about possible consequences as buyer.
Alert: This is a very long explanation, nice TL; DR from another member in the first response.Hello, As London first time buyers we recently found a house we fell in love with. Our search has been focused in a quite niche area because we are locals and notice the gentrification during the last years + potential for the…
