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Informal lease extension
Hi I have recently found out that as I am in a shared ownership flat (40% owned with a housing association owning the rest) I can only extend my lease through the informal route. I am not sure how helpful the informal route is? I am finding it hard to get information on this. The Housing Assoc is recommending it but I…
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Lodger
Hello, I'm currently renting a 2 bed apartment from social housing and I have a spare bedroom and my cousin is wanting to move in to the spare bedroom for a fixed period of time I'm just trying to find out because he as learning difficulties his mother deals with all his claims letters etc will he have to update his…
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Renting out my property
I’m looking for some advice on renting out my residential property. Please bear with me as I’m new to this. I bought my property 6 years ago and have lived in it since. The house was my late grandparents who lived in it for 67 years the house has great sentimental value to me and I have fully renovated it over the last few…
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David Wilson Homes
Me and my fianc! are looking to buy our first home together and have found a Davis\d Wilson site we like. We’ve looked twice now at the show home. We noticed however that their is possibly thousands in extras we need to add on, for the kitchens, bathrooms carpets etc to upgrade them. Has anyone had experience with them? Is…
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Can L/L carry out repairs without keeping me informed?!
I currently live in a Council house. I reported a repair in May 2019 that the L/L placed on a planned repair with a completion date of 24/09/19. I am also interested in purchasing the property but didn't know valuation/possible price to know whether it would be achievable. I looked into policy and, although I requested the…
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Renting Advice Needed - Roof Work
Hi So after months of complaining to our landlords agent, our roof is finally getting fixed. There was a crack in the ceiling when we moved in, and we didn't think anything about it. Mid Dec 18 Jan 19 we noticed that there was water on the ceiling and running down the wall. We told the agent who at first said it was to do…
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Leasehold charges...
We have just had the completion statement from our solicitors back for the house we are buying which is (hopefully) in the last stages. There is a charge for HomeGround administration fee and HomeGround Search fee these are only about £300 for both, but these were not on the original estimate so I asked about it. I have…
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I bought a house with extension that had no building regs
I bought a house late 2017. It had an extension built at the rear of the property to extend the kitchen room, but it was discovered it had been built without any building regulations/planning permission. It was a first time buy for me, and I bought the property on my own. I am young, dumb, and had no idea about what to…
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Advice on selling
Hi all Will try to keep it brief Have a 2 bed terraced in a very poor area where the main buyers are landlords. We need to sell it, renting not an option for us House valued at 40K, up for 34,995 since June. Need to sell for 28K or over in order to pay off mortgage and fees but we are not getting any interest other than…
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selling my home
I bought my house 30 years ago leasehold I then bought the Freehold I believed all was in order and am now selling the property. I have been told by the purchaser's Solicitor that my Title is defective as the Head lease was not registered. Land register shows Underlease and Freehold. I have all the documents the head lease…
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How to pay solicitors, estate agent fees etc if no money until after sale?
I would really appreciate some advice please. Its been 18 years since we have moved and so much seems to have changed! In brief, our situation is that we have been paying interest only for some time since I became too unwell to work. We have 4 years left on the mortgage. We have decided to sell up (its the only way we can…
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What can I hope to achieve negotiating estate agent commission?
Planning to sell our home. It’s worth in the region of 350,000. Have 3 estate agents coming to value it this week. All the local estate agents seem to charge 1.5% commission + VAT. I assume this is negotiable? What would be a good reasonable commission to negotiate for? We’re in Oxford if that maters. Are there any…
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Sellers are valuing their house £130K above what they paid
A house i really like was purchased in 2016 for £270,000. The sellers are pricing the house at £400,000. Identicle newbuilds in the area were all purchased the same year with similar prices. It was put on rightmove 20 days ago for £400,000. Also says "offers over". I will be geting a viewing this week. But honesly im very…
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Help to Buy ISA
My ISA has just stagnated because I’ve been trying to buy a house for about 18months! So no LISAs and never bothered with help to buy. I’ve changed jobs and unable to do anything house wise for at least 6months (probation). I’m aiming to buy as soon as I can, so I don’t particularly want to commit to a LISA. With Help to…
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Renting out residential property - tax!
Hi, I am currently faced with a situation where I may need to rent out of my property due to moving with my job. I am currently on a residential mortgage and I would look to rent once I have consent from my lender. I'm struggling to understand the tax situation and whether this is feasible without losing considerable…
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Right to buy ISA cap
Hello. I have a question in about the cap on the right to buy ISA. Since the introduction in 2015 I think, house prices have risen 28% in my area (according to a website I checked). Is there any chance at all that the cap would be raised from £250k? I would have thought it would have risen alongside house prices each year,…
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Buying house. Extending the extension
We have agreed to buy a house. It has a downstairs extension build 30 years ago. It also had planning approval for the second story of this extension. We want to buy the house and build the 2nd story on the extension. Problem. This planning approval has to be reapplied as it was a long time ago. Our solicitors tell us that…
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Anything we can do to speed up exchange
We're selling a leasehold house to a cash buyer and buying a vacant house. Is there anything we can do now to speed up the process we instructed solicitors on Friday and have signed their client care pack. Providing ID tomorrow. Anything we can do now to speed the process up? We're hoping to be in by Xmas.
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Tenancy Deposit Dispute
Hi all, I have never rented before so bit unsure of the rules. I had to move out of my flat which I owned into rented accommodation due to a leak. I moved out of the rented accommodation on 23rd July. Over a month later I was informed that the landlord wanted to deduct money from the deposit for repairs. No check in…
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Early letting term
Hi all Just need a little help... I rented a house in February. Rented through an agency. The house needed some repairs, and we agreed that I report every work that the house needed. Reported a few things in the en suite bathroom, in the family bathroom, and in the kitchen. Those repairs were also in the Inventory…
