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Selling our semi at same time as our neighbours. Bad idea to use the same agent as them?
We’re selling our semi detached house at the same time as the people who own the other half of the building. Their extension is slightly bigger and their drive is nicer but we have a garage and our house and garden are better maintained. To be honest, there probably isn’t much in it. Maybe with the bigger extension there’s…
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Selling house (unregistered land)
I'm looking to sell my house soon. I bought it before registration with the Land Registry was required so there should just be a bundle of Deeds with my Building Society. Should I budget for any extra expense or delay? Thanks
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Buying property in the Republic of `Ireland
I am originally from the Republic of Ireland but have lived in the UK for the last 37 years. Now retired, I would like to purchase a retirement property in the ROI over the next. 5 years. Ideally I want to buy an old property by the sea on the west coast for use by myself and my children. Rather than commit all my capital…
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Gifting for a cash purchase
Hello, I need some advice. I own a property which I bought long before I married my husband which I rent out. We have bought a house together in cash with no mortgage in addition the property I own. My husband has various mental health issues and I am considering leaving the marriage as it is becoming unbearable. I have…
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Homeground - Consent to assign
I am the process of selling my leasehold apartment (the sale was agreed mid May) so been going on quite a while now! The only thing holding the sale up is I have had to pay homeground online £190 for consent to assign the lease (it said in their guide it would take 5-7 working days for consent). I paid them via my…
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Restrictive Covenant 'Breach'
Hi all, I was hoping that you could assist, as I've generally not found an answer to my specific question either on these forums or Google. In short, there is a restrictive covenant on my property regarding the erection of walls or any 'boundary' in my front garden. I imagine that this was put in by the Developers back in…
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Mutual Covenant meaning
Hi, Not sure if this is the right place to post this but I am interested in the meaning of Mutual Covenant in relation to leasehold properties/agreements? Thanks in advance! EuroPean
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Capital Gains
Good Morning I have a question about capital gains. I bought a house with my partner in 2006 for 126000 just before the crash. We lived in it until 2011 when we split up. At that time the house was valued at 112000 and as we owed 100000 on the mortgage I paid my partner half the equity and we transferred the deeds/land…
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Title Restrictions preventing completion
Please help!!! I am really struggling at the minute. I am trying to Purchase a Long lease flat and we was right at the stage on completion literally to the day and then my Solicitor tells me, hold on there is restrictions on the title which in simple terms means that somebody else name may be left on the property title,…
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Father/Son shared shared property, he wants out.
Hi All, Urgent advice needed, so my father bought the property with my brother back in the 80's on a mortgage which was being paid by both until 1995. My brother moved out and refused to pay his share of the mortgage so my father continued paying it off and eventually made a lump sum to finish the mortgage. Now the…
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Would a converted Garage put you off?
Hey Guys. Myself and my wife have been toying with the idea of looking to move recently from a 3 bed semi to a 4 bed house, since we want to get a little more living space ready for when we (hopefully) have kids in the next 2-3years - the main reason for moving before having kids would be both of us working full-time,…
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When to sell.
Good evening, I’m in a joint mortgage with my brother, and we are looking to sell next year, just want to know when would be the best time I’m not talking brexit or when houses sell best I’m talking before remortgaging. Is it better to put it up for sale early before it gets to negotiations with a my advisor for a new deal…
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Landlord wants to get rid of letting agent
I need some advice regarding my current situation. I have rented a property for the last year from a private landlord through a letting agent. The landlord now wants to get rid of the agent and I rent directly through her. As a tenant what are the advantages/ disadvantages for me? I have rented privately through a landlord…
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Buying flat for adult son
I’ve been left money following the death of my father. We are planning to use most of this to buy a flat for our youngest son. He is 28 and lives with us, he has savings and will contribute approximately 20% to the (cash) purchase, he can then rent it from us. He is vulnerable, single and works part time in retail, his…
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Home buyers report or basic valuation
Hello, I'm a first time buyer, buying a circa 1950s detached house. The house itself seems to be in pretty good condition, electrics have been done recently, along with a new boiler. However, the boiler installation seems to have messed up the brickwork (seen on the outside of the utility/garage) and there seems to be some…
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Lodger gave no notice to leave
Hi all, I had a lodger move in to my property which I live in a month ago. We share all facilities. When she moved in we agreed that she would pay one month’s rent and one month’s rent as a deposit upfront. The agreement was that if she gave me a month’s notice she could use the deposit as her last month’s rent and as such…
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Nearing completion and I have a few questions
The situation is that I want a family member to have somewhere to stay from this Friday night/Saturday morning. The house I’m buying is due to complete on Friday and I would want them to stay at my house. 1) I’m a FTB and currently in a HMO (without bills). I will need to get electricity connected at the new house (gas is…
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Buy a cheap home or wait to buy ‘forever’ home?
Hi all FTB here. Currently live in a house which I have the opportunity to buy, we would only need a mortgage for about £63k and I have worked out, if we paid the same amount as we currently do in rent after our deposit and HTB ISA help we could pay the house off in about 9 years, meaning we are mortgage free by 40! This…
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Raising money against house
I own a property outright. I want to raise money against it and let it out. Is a buy-to-let mortgage the best way or is there an alternative? TIA
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Help on notice period
Hello I'm looking for some input on what our notice period is. Tenancy for a fixed term of 18month started in 2007, this has 2 month's notice defined in the contract with a 6 month break clause (notice could be served after 12 month). A s21 notice was served at the start of the tenancy for the end of the fixed term in…
