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Is my son a first time buyer?
My son is due to inherit a house when he turns 30 (he is currently 19), which is currently held in trust. If he buys his first house before he inherits, is he technically a first time buyer and as such eligible to apply for a help to buy ISA? Any ideas?
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Lisa first time buyer
I have a property and my girlfriend is a first time buyer we are looking to buy a house together can she get the 25% government incentive if she gets the mortgage in her name but put both our names in the deeds or can we have a joint mortgage and she still get the 25% as she is a first time buyer Thanks
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Tenant deposit
Hello, I've had a tenant living in a property I own for just over a year and she has been an absolute nightmare. She was given a section 21 notice back in August, but has constantly dispute it, getting a housing charity to send letters intimidating letters. Firstly that the notice was not on the correct form and secondly…
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Broken bathroom floor tile - am I liable?
I'm a tenant on an AST contract and have an en-suite bathroom in my bedroom. Yesterday, while coming out of the shower and stepping on the bathroom floor just outside I heard a slight noise and turns out there's now a crack on that tile as shown in the below picture. i(dot)imgur(dot)com/Bu7DVkV.jpg As a new user I'm not…
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Greenstar Estimated Final Bill
Hello All I've posted in energy forum but would be interested in similar experiences. I'll keep this brief. Moved out of a rented house 23rd Oct (tenancy end date). Final readings for gas and electricity taken by me and letting agent Sent to Green star energy by me a day later. Landlord initiated change of supplier before…
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Negotiating new build after reservation fee paid
Hi all, I’m new to this forum but wanted some advice on my current situation! I potentially rushed slightly into reserving a new build and part ex. They have thrown in a good few extras, without really any negotiation. However during the rushed discussion when signing/paying I noticed that the garden size had been reduced…
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Vendor's EA, ID and Money Laundering rules
Can anyone direct me to the actual specific rules on what a selling EA need under money laundering legislation (like a specific piece of legislation and a citation) with regard to proof of ID and address ? I've had an offer accepted on my dream house with a nightmare of an online estate agent. They insist they need to see…
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Joint freeholder won't sign TR1
I'm in the process of selling a flat, which is share of freehold. There are 4 freeholders in total. 2 out of 3 freeholders have signed and returned form TR1 to agree to the freehold transfer. One freeholder is holding out. He was first contacted 4 months ago. He finally contacted my solicitor a month ago, by post. He…
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Renting Process
Hi guys I have to leave my current apartment ( next month ) because the landlord is selling the property, i have care workers who are helping me with my move however i have one quick question. The estate agent/landlord is apparently doing " Financial Checks " .. does this mean we could get a tenancy offer or will they be…
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indemnity insurance policy
selling a flat but buyers solicitior wants me to take out indemnity insurance policy, is there a website where you can compare the cost ,the only ones I find when I search are for proffesionals
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Property extension
I am currently purchasing a property (just waiting to exchange) and recently took a builder round the house with me to start pricing up the work. The property (3 bed semi) has a single storey extension across the back of the house. It has a really really small box room to the back of the upstairs so I'd look to have a…
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Buying to let help!
My plan is to save up for a deposit to buy a flat with a standard 'owner occupancy' mortgage and live in it for about 5 years. I then want to buy a house to live in and change the flat's mortgage to allow me to rent it out. I've read about the additional fees I would pay to rent the flat and have read about a 'debt to…
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Perfect house.. what to bid?!
Hi everyone Hoping you can help me here... I live in cornwall in a town where it’s really expensive to live! :( Me and my husband saved for years to be able to buy the tiniest 2 bed house in our home town and we now have two children and the house is far too small. A bigger house (3 bed)has come on the market (very unusual…
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Investing in a house with builders - how should it work?
Hi All, Interesting one here. I've know 2 builders - one a bathroom fitter/plumber and one a kitchen fitter/carpenter and myself who works on a desk job. We have spoken about getting a property between the 3 of us doing it up and flipping it which seems a good idea as these guys know what they are doing. They would…
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New Build Completion & Landscaping Query
Hi, we are in the process of buying a new build property, it is the show home on the estate. The developer are aiming for completion on the 21st but have not confirmed that yet (indeed they have only just started moving out of the office which is currently in the integral garage). They have put the driveway in but there is…
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Renegotiating after Survey
Hi everyone, some advice would be appreciated please! I viewed a house a few weeks ago and really liked it, I couldn't see a huge amount of work that needed doing to it (I'm a first time buyer but my Dad is a chartered surveyor so had given me a check list of what to look for). The advert stated that the property came with…
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house proceeds
Hi My house sale fell through four times at the other end of the chain. We have finally exchanged at the 5th try but due to the stress, I have decided to go into rented for a while in order to limit the length of this chain. First of all, I know I have 26 weeks without it affecting my benefits but we may be in rented for…
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What is your personal opinion on rtb policy?
Enlighten us all here :D
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renting out a rtb council house
hi,all first post from me. i bought my council house 2 years ago for 22,950 (bought it outright with a one off payment.it was through a right to buy.ive had it 2 years and know i cant sell it for a further 3,otherwise i would have to pay a percentage back.what im unsure about is if i want to can i rent it out?thanks for…
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tenant left without paying
Dear all, My tenant gave me a verbal notice to leave my property on the 1st of November and asked if he could use his deposit to pay for the last month. He was a good tenant, paid on time, cleaned and even fixed some small issues in the house so I let him use his deposit for the last month's rent. Due to some unforeseen…
