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Eviction notice help
I'm posting this for some advice for a friend. He has been living in a shared accomodation for the last 5 years. For 2 years of this, along with the other tenants, he was without any hot water. He stopped paying his topup rent of £18pw and has now been given an eviction notice. Before moving in, he was advised it was…
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Help to Buy ISA for renovation and sale
Can you use a Help To Buy ISA to buy a house to renovate and sell? With no intention to live it the property myself. Also would I be able to get a mortgage for a house that I don’t intend to live in? With intention to renovate and sell. Thanks
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Corrupt estate agent
Hi all My Mum put her house up for sale with the same estate agent that was marketing a bungalow she wanted to try and buy. She had an offer of £186,000 for her house and accepted this when her offer of £176,000for the bungalow was also accepted. A few days later,she had another offer of £196,000 for her house but was told…
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Large Debt and Moving House
Hi, I'm a 25 year old currently with a mortgage on the flat I'm living in and I have large debts due to issues and bad circumstances; £13800 Personal Loan, £4500 credit card, £4600 Credit Card and £3100 Credit Card. Due to the low affordability scores and a reducing credit score, I'm not sure if I would be able to get a…
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Shared Ownership- Guinness homes experiences please!
i am specifically asking about Guiness homes :) 1. how are the rent increases? have you found it still cheaper then private rent prices in your area? 2. do they do anything to help you with maintainance etc of the home or is it 'all on you'? 3. anything good/bad to say about them with their shared ownership scheme *how do…
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buying lease
hi all bit help req i`m wanting to buy my lease for my house as its 49 years left remaining, the co that owns it i`m reading horror stories online (shenstone properties) am i better off instructing a solicitor to start the work off or is this something i can deal direct with shenstone and 1 final thing whats the aprox fees…
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Where to buy a house? Dunstable?
Hello, I am a single lady who works I still Albans and I have a deposit to buy a house but unfortunately can't afford Hertfordshire. I think I have to look in Bedfordshire. I don't really want to Iive in luton. Is Dunstable a nice place to live? :)
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Borrow against charge of house.
My wife has a charge against her elderly parents home. When they pass, she gets her original loan she gave them repaid, plus interest, taken from the sale of their house. There is sufficient equity in the house to more than cover the loan and interest. Is it possible for my wife to borrow against the charge she has on her…
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First time flat buyer, good book?
Hello, can anyone recommend a good book on how to buy a leasehold property? I've never done anything like this before. I've been given a copy of this book: "Which?" Way to Buy, Own and Sell a Flat ("Which?" Consumer Guides) Paperback But it's the second edition from 2000. Is the stuff in that still relevant 20 years on?…
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New rules for landlords
Somebody told me today that new rules affecting landlords not looking after their tenants well enough. Say the landlords dont get new boiler fitted, or the fridge/washing machine needs repairing and they don't do it, then the council can take over the property's and use the rent money to get the things needed done to the…
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Demolishing and building a new house
I am looking at demolishing a semi detached house and rebuilding a 3 bedroom bungalow. How much would this cost based on a pan average specification? I live in Bedfordshire. Thanks
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Questions and massive WORRY about tenant referencing...
Hi all... ANY information would be greatly appreciated regarding the following... Me and my partner (25 & 27) are moving to Leeds in the new year. We found the most perfect apartment. His credit rating is perfect, mine is not. I have a few late payments and one default but I have downloaded every single credit report of…
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Survey reveals potential issue
Hi, this is a bit of a tricky one. The home buyers survey has flagged up a few things that will need fixed either immediately but are minor, or slightly more expensive ones in the next 6-12 months. I was happy to proceed without any price adjustment, however, the survey has also identified a potential very serious problem…
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Surveyor
Can anyone recommend a surveyor in the Newton Abbot area of Devon, I require a Homebuyers Survey. Thanks for any suggestions.
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To let or not to let
We are thinking of moving house and area as I’ve been offered a job in another part of the country. This is an issue of its own as I can’t work out whether it’s worth the upheaval (not a promotion) but that’s an issue for another day. We have a house in Birmingham which is currently mortgaged on a good interest rate. It…
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Mislead by estate agent
So we went to view a house and the house was down as a freehold on the document we were given aswell as the estate agent website and right move. We wanted a freehold as we have saved enough and wanted the house to completely be are own .Wasn’t until we have spent a lot of money on the mortgate the solicitor fees and a…
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Shared Ownership staircasing - How to check first payment of stamp duty
We brought 50% of a shared ownership flat back in 2006 and are now in the process of purchasing the other 50% so staircasing to 100%. We paid stamp duty on just our share at the time of purchase - purchase price £95,000. However now looking back at the documentation from the solicitor at the time only £850 for stamp duty…
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Up and coming Town/Cities in the UK??
Where in the UK are there towns and cities on the up? Not the big established ones, the more unknown gems? Thanks
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Survey and Searches
Hello :) I would be really grateful for advice, as a buyer, regarding the accepted progression of survey and searches. To give background: we are not first time buyers, we have sold our house and we are renting in the area we wish to purchase in - we are also largely cash buyers with an approved very small mortgage. In our…
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Viable option to staircase?
Hi all, Forgive me if any information in this post is incorrect or if I’m misunderstanding, I am new to house buying. We are looking to purchase a shared ownership flat. We are buying the flat because of location and proximity to a Crossrail station, not because it’s shared ownership. The whole development is shared…
