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Offer Accepted, Paid for Fees but Housing Association now wants the house!
My husband and I recently put an offer in to buy a house. The offer was accepted and we began the process of instructing a solicitor. We used the estate agent's in-house mortgage broker as his fees seemed quite reasonable and he quickly found us a suitable lender. We had to pay the mortgage broker fees up-front with no…
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Deposit paid but no date for exchange of contracts
Hi everyone, I'm in the process of buying a flat (i'm a first time buyer) and so far the process has been riddled with hold ups and reasons why we can't proceed to the next step so needless to say that its been stressful and frustrating. After two weeks simply trying to meet the estate agents advisor! I paid to get the…
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Statutory Declaration & Insurance - Access Potential Issues
Our house is at the end of a track. We have a statutory declaration saying 20+ years of undisputed access for pedestrians and vehicles. We also have indemnity policy. When we bought the house our solicitor told us the track didn’t belong to anyone or to an unknown person. We’ve since (very easily by purchasing deeds for…
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Buying a House that HAD Japanese Knotweed
Hi everyone, I am due to complete the purchase of my first house before Christmas, so I only have a week or so to go. Yesterday, I received lots of documents from my solicitor, and one had some notes about Japanese Knotweed. I had never heard of it at this point, so spent the night research (and worrying). It looks like…
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TSB Mortgage Increase
I have a TSB buy-to-let mortgage and I got a letter in November stating that the fixed interest rate would end on the 1st December 2018 and my payments would increase from £291.18 to £559.44 on the next payment date after that. My normal monthly payment date is the first of the month, so I thought it would come off as…
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Buying a flat for commuting?
So I moved into a 4 bed house last year, the house my wife always wanted. She passed from cancer and I live with my two step-daughters now. The thing that is really getting me down now is the commute. An hour in and 45 mins back (it's steadily gotten worse over the last year due to increased house-building but no work on…
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Weed Smoker in Rental
The terreced propery connected to mine is privatly rented and within the last 8-9 months has taken up occupency by a chain smoking weed smoker. Consequently, without virtual continuous air movment from fan or keeping the windows open my whole house is saturted with these noxious fumes. It is coming through from the loft.…
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Paying a year in advance
Hi there, we are having a mini dispute with are nice landlord. We paid a years rent in advance December last year. Now we are in December and the landlord is saying we need to pay for this month. This seems odd to me I though we would be fine until January rent was due. Am I wrong here?
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Leaving rented property checkout/deposit
I've recently left a property after a 5 year let Friday 30th. My estate agents have advised that they don't need to chase the deposit for 10 working days. Does anyone know if this is correct as my understanding is 10 days to return, not working days to chase? I'm also yet to be invited to a check out which the estate agent…
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Estate Agents & GDPR
We keep getting spammed by one particular estate agent who apparently has people wanting to buy in our building. Initially they were sending letters with our names on them (taken from land registry) but when I complained they removed our details. Now we continue to receive exactly the same letters, but addressed to…
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AVRillo Conveyancing
Anyone used AVRillo before (https :/ / avrillo.co.uk)? I'm based in London. To cut a long story short had actually instructed myHomeMove but within 5min the EA calls back and said they've had terrible experiences dealing with them and suggested I try look for another firm. So I'm back on the hunt for a conveyancer :( Thanks
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Looking to move to West Country / Dorset - need inspiration
So I’m currently living in London, own my 1 bed flat worth circa £350k with £260k left on the mortgage. I’m in my early 30s and have pretty much had my fill of London and want a quieter life, maybe start a family (still undecided) and just enjoy life a bit more. The company I work for has a large office in Bournemouth so I…
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Most economical way to heat a holiday let? Wireless?
We're going to be moving overseas and plan to keep our house as a holiday let so we can use it when we return to visit. I'm currently trying to figure out the most economical way to heat it. It's a conventional heating system with separate hot water tank and I believe, with exception of the controller, it's all original…
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Tenant association charges
Hi all, not really sure where this post belongs! I live in a leasehold flat and we have a company that takes service charges and does any work in the building. There is a residents association (recognised) but they have nothing to do with the lease/no right to manage. I didn't agree to any actions but the chair took the…
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House selling frustration
Just here for a rant really I accepted an offer on my property in August - no chain in either direction so we thought it would be fairly straightforward but the buyers solicitor as been a complete nightmare. I posted on here before about him constantly raising the same enquiries over and over again that we have answered…
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Restrictive covenant pre 1925
We have a restrictive covenant on a parcel of our land in our garden that prohibits more than 1 property being built. We are looking to apply for planning permission for 3 properties which technically is possible but we are concerned by this covenant. We can get an indemnity policy that will cover us (£1000) but the simple…
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Were we miss-sold our home?
Hi so this isn't going to come across as the nicest thing as I haven't even met the neighbours yet but that's beside the point. Basically when we purchased our new build home we had a choice of two houses, one with a garage which was next to 2 housing association homes and another which wasn't. Due to previous experiences…
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Completion nightmare
My son is completing on his first property today. Barclay's banking system was down creating a delay in getting the mortgage money sent over but this was eventually done and received by the sellers solicitors. Keys were released but then he was told he couldn't have them as the vendor didn't have time to complete on his…
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Stamp Duty for becoming Tenent in Common
Hello all, I own a house, that my parents now live in. I don't get rent but they enjoy living there. I now live with my partner, we have lived together for a year. She owns her house and has a mortgage on it. If we become tenants in common, which i get say a 20% share, would I have to pay stamp duty on this? If the share…
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Help! Seller wants to delay completion
Any advice appreciated! Me and my boyfriend are in the process of buying our first home and have been patiently waiting for over 6 months for the sale to exchange (very close, but still not happened yet). We have had lots of hold ups including changes within the chain, and somebody unable to find a house to move into, but…
