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Stamp duty
Hi My boyfriend (so obviously we are not married) is living with me in my home, which is owned outright (No mortgage). He still has his flat (with mortgage) which we are going to put as a buy to let next year. At some point in the future we would hope to buy our own house together, with a budget of approx £375k. We would…
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Selling my home
I purchased a property this year with inheritance money from a deceased relative and additional money from my father provided as early inheritance from his estate. I'm now looking to sell the property, and am looking to use a cash buying company that will ultimately buy it for less than the true market value. It has been…
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First Time Buyer Costs
Various sites around giving various costs associated to purchasing a home. Could i ask from your experiences how much did you have to pay out in costs to purchase your first home and what those costs were for? and what should I look out for and factor in. I have £5,000 at the moment allocated towards potential costs and…
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Resale of property without building regs sign off
Hi, my offer was accepted on a lovely 3 bed flat in a converted Victorian house. I understand that a vendor before the current vendor built an extension in 2004 (for 2 extra bedrooms and 1 living room), and planning permission was granted however the vendor at the time never got planning sign off. So I'm currently…
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Issue waiting for CIL info
We’re in the process of buying a leasehold flat. There is no chain so we figured about 12 weeks to complete. However, we have come unstuck waiting for Crest Nicholson to answer a question about the CIL. Our solicitor wants to know that no CIL liability is attached to the property and it’s been over 2 months of waiting. Is…
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Conveyancing quote changed
I'm currently in the process of selling my flat. I engaged a solicitor to undertake the conveyancing for this on a "no sale, no fee" basis, they provided a quotation which I agreed to and paid a deposit to secure their services. The is was back in March of this year. Since then I've had a sale fall through but now have a…
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Changing name with Land Registry
Hi, I've recently got married and I'm going through the process of changing my surname on everything and I read that it's important that you change your name on your house deeds. On the HM Land Registry they say that to do this you have to complete an AP1 form and send it along with your marriage certificate. The problem…
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Advice needed
Prob wrong thread for this but I need some advice. Basically we moved into our new property two months ago. The other day when painting the kitchen ceiling noticed a small drip leak coming from the flat roof. Have been up cleaned debris etc, and had roofer around this morning to check the problem. First thing I said to him…
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Just need to offload over an exchange if I can
Long story short .. our chain consisted of my buyers buyer straight cash, my buyer no mortgage and me buying empty house with acting POA's again no mortgage. I was initially asked by my buyers roughly how long the process takes and I did say usually 10-12 weeks to be conservative and no problems. Offer and mem of sale…
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Post Redirection
Does Royal Mail post redirection work when there are other mail providers and the Royal Mail website advises the following: "Royal Mail’s Redirection service is only provided for mail which Royal Mail delivers to your door and not that delivered by other postal service providers."
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Deposit Unprotected - Claim in Court
Hi, I had a joint property that recently I bought my ex out and the tenants that rented one of the rooms out had put a claim in for an unprotected deposit after I had served them the notice to leave. I know I realise the notice was incorrect but they were in arrears and I thought it would be offset against their rent…
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Guarantor questions?
Hi everyone, So basically I passed the referencing stage (on £12,000 a year). However, my partner who is in temporary employment until the 2nd of January, he goes permanent then (he earns £40,000 a year), failed. He now needs a guarantor, so his Mother has agreed to do so. Unfortunately, she does not earn the amount they…
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House purchasing enquiry re grant for disabled home improvements
Good morning all. First post, so hopefully this is in the right place and i don't do anything wrong! We are almost at the end of our house selling/buying process. To give some background we are in a 3 house chain, with my current house in the middle (Sycamore). My buyers are ready to complete and put forward a date of…
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Is it wise to leverage and buy resi investment houses now?
What would you do? I've got property which I can use as leverage to buy more property. At the moment I have no mortgages or loans on residential buy to let property. I am from down South and I can't see any long term growth for the next 10 years. Maybe a small amount but not large scale growth like it has been. Places like…
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Landlord thinks we have pets, even though we don't. May refuse to renew our tenancy?
Hi I need some advice, Me and my partner moved Into a property a few months ago, we had hutched Guinea pigs before we moved in, the agreement on this new property said no pets but we did ask if we could keep them outside the property in their hutch, we were told no by the agency, therefore we gave the Guinea pigs away. We…
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Substation lease up
We bought our house six years ago and the solicitor told us we owned the land next to our house where a substation is. The lease was a 60 year one and the solicitor told us the power company would have to approach us to renew within 8 years. We have just received as letter from Power grid with a view to leasing the land…
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Can someone tell me why these houses in Liverpool are so cheap?
https://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=REGION%5E813&maxBedrooms=3&minBedrooms=2&maxPrice=100000&minPrice=60000&sortType=1&includeSSTC=false Are they all in "bad" areas? Honestly, if things don't turn out where I am I will seriously consider moving here, find a stable job and set up roots.
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Property Notifications
Hi everyone first time buyer and first time posting :D I recently made an offer for a flat listed on purple bricks, the property has now been set a closing date for next week. It is my understanding at the time being my bid is the only solid offer and the other interest in the property is notes of interest. I would…
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uying/mortgaging/selling a traditional terraced brick house with timber-frame rear house extension
Hello MSE I was wondering if anyone here has had any experience with buying/mortgaging/selling traditional brick houses with timber-frame rear house extensions? Background: I'm in process of planning to build a two-storey rear house extension to an old brick two-storey terraced house (UK, built approx 1890) and I have a…
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FTB What to bid : mind games and skullduggery
Hi, first time buyer here. Seen a house I like , advert says 'guide price' of 215k. Personally I think it's probably worth 210 tops, but have the money available to go 215 if I really have to. Obviously I've never done this before so would like some help with my game plan. I was considering starting at 205, facing the…
