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Manchester First Time Buyers?
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Developer changes mind on amount of deposit - should I ask for compensation?
We are just about to exchange on a New Build property. We are essentially cash buyers when our home has completed. The problem that arose was on exchange the developer wanted the money as Agent. Our solicitor let our purchasers know that their deposit would be protected by the NHBC guarantee. Our purchaser refused to allow…
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Landlord witholding deposit
Hi So I moved out of my flat on the 30th November, and have not got my deposit back, i contacted the estate agents and they have said the landlord has not even done the inventory, they are trying to get hold of him repeatedly but he is not replying ( common for him) I have also contacted him, no reply. What can i do? i…
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Landlord's Possessions in my flat
Hello all, I am desperate for some guidance on this... We recently moved into a rented 2 bed flat (upsizing from a 1 bed flat). The main reason for this was that we are expecting our first child. We found an ideal (furnished) place with lots of space however it seemed at the time of our first and second viewings that the…
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Significant vertical cracking
Hi All, We are in process of buying our first house and almost there to exchange in couple of weeks. We went to Home Buyer Survey and it came up with the criticl warning of "Significant vertical cracking". The whole comment reads: There is significant vertical cracking to the brickwork along the left-hand end of the front…
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Buyers want £7k off after survey
Hi - I'm hoping you can all help, I'm not that used to negotiating! So, we accepted an offer on our flat in early September. The offer was for £7.5k over asking price, which we were very pleased with. Over the last 3 months, everything has been progressing, although our buyer has been very slow - their solicitor was the…
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I was told I couldn't get a buy to let mortgage without an income but it's not true you can!
I was told by many brokers that I couldn't buy a buy to let house because I had no taxable income. This has turned out to be incorrect and I am wanting to share this information with anybody who might be in my situation. Bank of Ireland require no proof of income they just require you live in a house you own ie your…
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Landlord hasn't fulfilled promise made to us - Do we stand anywhere
I'm pretty sure I already know the answer and this question won't turn up much new. But hey everyone, I'm new here and just looking for some advice. I've been renting a 4 bedroomed house in Doncaster with my husband for the past 6 months now. We have two children and two dogs. We went to view the property because it was…
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Alleyway dispute
Hi Guys, Hoping those in the know can advise please. I live in an end terrace with a large alleyway between mine and my neighbor’s house. The alleyway provides access to garages at the rear of our gardens for 4 properties including mine and my neighbors. All 4 properties have done away with shutters/car access to their…
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Baby is coming - New Tenancy
Hello, hope someone can help me. WE are planning to rent another property. When do i have to inform the Landlord about the Newborn? As at the time of signing the contract and moving in - we are two and later in the year we would be with our newborn. Do i have to state this from the beginning or do i have to inform the LL…
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Letting agent wont supply tenancy agreement.
Hi. I started renting a house with a friend at the beginning of the year. We had a joint tenancy, but she moved out, I have since been paying the rent on my own. I asked the LA for a copy of the tenancy with her name removed, they said I still need to be re referenced or take on another person and have them referenced, The…
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Is the builder liable?
Hey guys Quick one - we had our downstairs toilet redone. 2 weeks later there was a huge leak, which has damaged some items in the property downstairs. The builder cam back to fix, and it was a faulty part (compression valve, or something..) and now it's all OK again. The guys downstairs have had damage to stuff, and want…
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Understanding new tax for btl and SDLT
I own a house currently and if I buy houses that cost less than £125,000 does that mean I avoid the stamp duty? If I did purchase houses that are more than £125,000 is it correct that "the portion that is greater than £125,000" therefore is liable to the "second user rate" which is whatever it is. 3% maybe? I don't pay tax…
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Nominating Main Residence when owning two properties.
Hi I currently own one house which I have lived in all my life (let's call it property 1) and is therefore nominated as my main residence (for Private Residence Relief purposes). I am going to buy a second property which I plan to live in (it is a retirement flat). Let's call this property 2. Once I have moved to property…
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Who is responsible for maintaining boundary wall??
Our garden is raised up approximately 5ft higher than our neighbours garden + separated by a wall which is supporting our garden. All the homes to one side of us are at the same level, the other side they are all lower & have basements below their house. The bit of the wall which is above ground level is deteriorating & we…
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selling property to company
Hi, I'm in the process of selling my property to my limited company for a full market value. I don't have mortgage atm, and the company won't need a mortgage for purchase. I'm very confused by the legal process. Do I need one solicitor for the process? or Do I need two solicitors - one for selling and one for purchase?…
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TV / Broadband contract between exchange and completion
Good evening everyone, We exchanged yesterday with completion on the 19th. We are first time buyers and trying to get as much sorted as possible before moving in. One of the things we need is a TV / broadband / phone package. Virgin offer quick start meaning we can self-install ourselves without having to wait weeks for an…
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Charge on the land registry
We are in the process of selling my father's house. When checking the land registry a charge has shown up from a loan that was taken out in 1989. This loan was paid in full by my parents back then and forgotten about. We were asked by the solicitors to provide proof of this but we have no paperwork due to the length of…
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Has anyone else used bookasurvey.co.uk and had problems?
After not logging on for a massive 8 years I'm back with a problem! I'm currently going through the joyful experience of moving house, the property I'm buying is a 17th century cottage so I decided to go for a full building survey, ringing around a few local companies they came back with quotes of £1000 but I found a…
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Deciphering a lease (shared ownership)
Hi everyone, This isnt for me and more for someone who cannot do the internet :p Id appreciate any help in deciphering rent increases calculation on this shared ownership lease, it mentions its linked to RPI and reviewed yearly As a new user it wont let me upload pics :( Basically it is writen as following: GR +…
