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Want to Sue Landlord but would it cost lots upfront?
I have never used a solicitor before but have seen a free one from the Law Society who said I had a very good case. My problem is funds, I assume that I would need to keep paying money upfront, if that is the case then I can't sue, which is frustrating as I was put through hell, you wouldn't believe the insane things done…
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Solicitor not on approved panel - offer issued
Got offer letter for mortgage yesterday, today find out that solicitor isn't on lenders approved panel. Apparently there is another solicitors in the same building so when we put in the address TSB just assumed it was that solicitor who is approved. We did notice the name discrepancy but figured it was one of those things…
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SDLT surcharge and "main residence" confusion
Situation: 1. I bought a 1 bedroom flat in Birmingham in 2002. 2. Lived there for ~12 years and paid off mortgage 3. Moved to Bristol for a new job in 2014. 4. Began renting out my Birmingham flat one year later in 2015. 5. Have been living in rented accommodation in Bristol and abroad since 2014. 6. Now buying a 2 bedroom…
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Conveyancing Fees
Hello All, Not sure if i have posted in the right section or not, apologies in advance. A question regarding conveyancing fees: We are a first time buyer with a help to buy ISA. The purchase price is £239,000.00. Our solicitors initial quote for conveyancing was £1265.60 which included Help to buy ISA fee etc. We made an…
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Advice needed re Searches - Slightly odd situation
Deleted this post for personal reasons
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Shared Ownership question
Say you buy a 50% share of a Shared Ownership house for £100,000....so the valuation is £200,000..... A few years pass and the house has tanked in price to £150,000 due to Brexit.... So £75,000 is yours and £75,000 is the housing associations..... So in this situation....if you had a lot of cash sitting in your bank, you…
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Buying house on private road right of way
Hi I’m purchasing a probate property on a private estate. During conveyancing it was picked up by my solicitor no right of way is registered. The deceased elderly gentleman built the property 30 years ago and has interuptd use of his drive which leads onto a private road and then onto a main adopted road. The vendors…
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Should I exchange without building regs?
Hi, I’m new to all this, but I hope I can make sense... I’m soon due to exchange on a property I’m purchasing. I’m a cash buyer, have had both a full building survey and an electrical safety check completed and have negotiated a discount in the asking price, as I will be rewiring the property on completion (the current…
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Rules about renting to a mon-fri lodger???
Has anyone taken on a Monday-Friday lodger that doesn’t share the rest of their home? I am thinking about moving house and taking on a lodger for an extra income. The house I have found has a room that already has an outside entrance door, and an interconnecting door to the rest of the house that I would keep locked except…
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Buying: 'Do I need a broker' and 'Tipping off an estate agent'
I'm a FTB with a significant deposit and I have a couple of questions re: mortgage brokers & estate agents. Firstly, looking at the various "Best Buy" tables I seem to be able to access some extremely low 10-year fixes. Given that I won't be borrowing much is there really any point in paying circa. £500 to a mortgage…
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Van Hire for Long Distance House Move - Any tips or things to bear in mind?
Hi all I'm hoping to be moving house soon - at last! I'm moving from Suffolk to Wales and have enough stuff to fill a reasonably sized single garage to head height. It's already all packed up and ready to go as we've already sold. One option is to hire a van for three days (I'll need to make two separate trips). Another is…
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Tenants In Common with 50/50 Split - Do we need a Declaration of Trust?
My partner and I are currently in the process of buying our first home. We're unmarried and have no children. When first instructing our solicitors they asked how we wanted to own it and we said as Tenants in Common as it seemed most common for unmarried couples. Also the fact that we could more easily change our wills if…
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Stamp duty - second property
Hello, We’re looking for a bit advice on additional stamp duty. My boyfriend owns a flat that we live in and we’re looking to buy our own house together soon, so he would like to change his current mortgage to a buy to let and rent the flat out. Does anyone know what percentage stamp duty we would pay? We’ve worked it out…
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Faulty 2nd lock replaced but no keys and faulty washing machine!!
Hi All, Having issues with the the letting agent need some advice and where I stand in terms of the law and what I should do? 1. the second door lock on the property developed a fault and was replaced by the agent however only one key was supplied (not two we had originally one for each tenant). Agent has said just get…
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Vendor not co-operating or willing to complete on empty house after 10 months
Hi, Just wondered if anyone can offer any advice what reasons a vendor would have not to agree to complete a sale on an empty house? I had an offer accepted in Feb 2018. The house was being rented out by the vendor, but was empty when I viewed and has remained so ever since. The mortgage was approved in May and the…
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Lodger Limitations
Hi there, I am facing a situation which may get out of hand quite quickly and I am not sure where I stand to maintain myself in a completely legal position. I am a researcher at a university and a homeowner, I live alone but have two spare bedrooms. We have an esteemed academic visiting the department from China to…
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Grumpy - New Build Shared Ownership
So we are buying a new build as shared ownership! hooray!! Our house is all but built, with estimation build complete date of 11th Jan. Im desperately trying to get in to the property to measure up for carpets, and they are just not letting me. Im just feeling so frustrated!! Our house is right at the beginning of the…
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How long should a memorandum of sales take?
I've spent a disheartening 10 months trying to sell my buy-to-let property. Finally, a sale was agreed on 5 Dec The estate agents have not yet sent a memo of sale, and of course nothing can happen until this first step. I have an eager cash buyer, and my solicitor and all parties are ready to act....I'm keen for at least…
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Rising damp not picked up on full building survey
I got the keys for my new home a week ago and when I went into the property there were water stains above two of the skirting boards, down the sides of the chimney breast and above the fireplace. The chimney breast was damp and the upper bedroom chimney breast is also damp and stained. None of this was highlighted in the…
