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Claiming on new build warranty question...
Hello So my house is a new build which I've been living in for 7 months and i am having some issues with creaky floors. I've decided after the builders trying to fix this and using delay tactics I am going to write to the Insurance which is "premier Guarantee" My question is that I read somewhere that written evidence of…
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Name on deeds but not mortgage?
I'm a not a hundred percent sure where my post should sit, but here goes... My husband and I live in a house, and he was on the mortgage initially alone, even though we split the cost, and we still do. The reason for this is was because I was made bankrupt in 2008, the year we met. Fast forward ten years, and we wanted to…
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Letting a flat.
I’ve been thinking about letting my flat and was wondering how much tax I have to pay. I work full time and earn between £11,500 and £45,000. I think I could get at least £700 per month. My mortgage is £426 and I pay £70 management fees and £25 to British Gas for a homecare agreement per month. Does anyone have a rough…
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Cabin as Granny Annexe
Not sure if this the right place..if not please tell me where I should post it.. We have my 95yr old mum living with us. Three years ago we converted the garage to a granny annexe which has been great. The medium term plan once our kids all moved was to downsize to a 2/3 bedroom house with an annexe but we are finding that…
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Off grid living
New thread 2018 for buying some land cheap and just living there There is the 4 year rule, https://youtu.be/621nP8oP1R8 Land is about £6K per acre now and you can build a very cheap dwelling nowadays. Now get ready for all the doubters adamant that you just can't that......
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Staircasing on Shared Ownership property
We have a shared ownership flat, in 2006 we purchased a 50% share at £95,000. At the time we didn't pay any stamp duty and didn't therefore do a market value election. We would now like to staircase to 100% but are confused about how much stamp duty we would need to pay. The property is now worth £300,000 so to staircase…
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WWYD- House price
I am about to put our house on the market. 3 estate agents have valued the house- 2 valued at 240k, 1 valued at 250k. We have instructed the one that valued at 250k (but they are happy to market at 240k if we wish)- our choice was not based on the valuation. All of the estate agents were confident it would sell quickly.…
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Seller's solicitors refusing to provide charges se
Hi, I'm in the process of buying a property. As a first time buyer, I have no idea if this can happen or if it's really strange... The seller's solicitors are refusing to provide a Charges Search about the seller. It blows my mind why would they refuse to do this, unless it would cost them money to do so? My solicitor…
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stamp duty
My partner and I own separate homes in the UK. This year we intend to purchase jointly a property in Spain and later sell both our UK properties to buy a joint one in the UK. This will remain our main home - will we be liable for the extra 3% second home stamp duty? Thanks for reading.
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Changing solicitors early
Hello all, basically to get the house we are buying sold etc on right move we had to get a solicitor. I have found a better one and would like to change. How hard/costly is it? We haven't paid them anything or signed anything or had searches done. The only thing they have is the mortgsge offer that was sent to them. Thanks
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Sold for 85k & Back on Market for 120k in a Week?
Hi everyone, Come across a property that looks interest to us today, but its sales history on zoopla caught my eye. Having looked into it a bit further on nethouseprices.com, this is how it goes: Sold for £93'950 in 2003 - Possibly as a new build... Sold again for £85'000 on 2nd August 2017 Listed for £119'950 on 12th…
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Building survey- damp and wall- tie issues
Hi, I am hoping someone can help me here. I am a FTB and mde an offer on a 1950's 3-bed semi which seems to suit most of my needs ( if a bit bigger than what I need currently being a single bloke) The Building survey came back with the following- 1)" Localised dampness was discovered internally within all ground floor…
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what info do solicitors need
Hello, Hopefully we will have a cash offer accepted on a property we like and will be instructing a solicitor. Could you tell me what did your solicitors require from yku on instruction? was there anything other than ID? Thanks
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how miuch do i offer?
So i am interested in this property but want to know how much i should offer this is my first house so new to this. any help? PLEASE ADD A WWW. ON THE START IT WAS THE ONLY WAY I COULD POST!!!! rightmove.co.uk/property-for-sale/property-64092340.html/svr/1710"]
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Theft by tenant catch 22
Hi We took out landlord's insurance with Direct Line. We read the review on MSE and they get a good rating from MSE so we went ahead. We went for the additional cover to include theft by the tenant. An inspection of the property revealed that the tenant had disposed (sold, given to a friend?) of a high quality piece of…
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Same solicitor for family house sale??
My niece and I are executors for my late brothers will which includes a house. Myself and two sisters are beneficiaries. It's agreed that my niece will buy the house and my question is - Can we use the same solicitor to do the conveyancing? We've got probate, it's a freehold property, no mortgages, cash sale, everyone…
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Consent to Let? Lodger? Ideas?
I am thinking about moving abroad for few years and I am wondering what to do with my flat; I believe I can obtain a consent to let from the lender (Barclays) for up to 2 years though I don't know how long I will be away (could be less, could be more). I would also like to keep my current address and happy to have a lodger…
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Same solicitor for family house sale??
My niece and I are executors for my late brothers will which includes a house. Myself and two sisters are beneficiaries. It's agreed that my niece will buy the house and my question is - Can we use the same solicitor to do the conveyancing? We've got probate, it's a freehold property, no mortgages, cash sale, everyone…
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Will I loose my council house??
Hi My partner and I are looking into moving in together but I need to know if I would loose my council house as my partner owns a property?? Does anyone know anything about this please ?
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Renting out or letting ex remain in house
My brother purchased a house a year ago with his girlfriend. She has now said she wants to split up. Due to the fact they are in a fixed mortgage they will have to rent. The problem is renting separately neither of them have enough to rent separately as they shared the mortgage cost. The agent has said they can rent it out…
