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Combine 2 houses into 1
I am wanting some advice on making two houses into one please. I currently own one semi detached house outright (no mortgage) and am wanting to purchase next door to then make the houses into one. I am finding it difficult to get a mortgage on the house next door. Any advice welcome please. Thank you x:)
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Parking - new build
I was of the assumption that all new build property developments HAD to provide 0.75 OFF STREET car parking spaces per property ... But there is a new development near me - with 400+ houses - with less than 10% provided with their own off street spaces The rest are going to have to park where they can (on the surrounding…
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Capital Gains Tax
Hi, I was hoping somebody maybe able to give me an approximate amount of capital gains tax that I need to pay on a house I inherited. I was the sole beneficiary in my late brothers will, after he passed away unexpectedly in 2017, he only had one asset, which was his home, and the house had to be sold to pay off some debts.…
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Advice? mortgage with payday loans&defaults pls!!
Hello, can anyone help me pls? We have just paid a deposit on a new build, help to buy scheme, as advised by our mortgage advisor, as we have mortgage in principal. I am really worried and doubtful as we have defaults & have had payday loans in the past... do we have a chance with this or am I still praying for a…
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Renting first property- advice needed
Me and my partner are looking to rent our first home together at some point this year we haven’t ever lived together before so will not have and previous landlord references to provide. ( but could show rent paid to parents through bank statements although probably wouldn’t count for anything??) Now I have a credit score…
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Go mortgage free? if so sell now with planning?
So in a fortunate position to have bought a place that has lots of potential but now because of the area it's in and it potential, the price has gone up significantly (based on next door selling price this month as identical house and position). We have planning for 2 extensions and a new garage but this will probably cost…
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Redeeming help to buy
Has anyone done this? We are paying off our help to buy Before putting our house on the market. We had an independent valuation which has fortunately come back at a bit lower than what we will put it on the market for. We are not taking out a loan and are paying them off in cash. (From family) My question is, I really want…
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Part exchange haggling
Looking for some advice... We are going again to look at a Barrett new build development next weekend and have booked to have a chat to someone about part exchange. For several reasons part exchange appeals to us but I also understand that you are very likely to get offered a less than market value for your house. I’ve…
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Leasehold
I'm currently mortgage free but the land is leasehold although for around the last 7 year I've not received an invoice to pay anything, each year I'd receive it from the council and it was around £35 I'm now in the position to possibly buy the land but got no idea who to turn to how do I find out who is the leaseholders? I…
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renting an house and tax
Hi all I have looked at the gov site but still not clear. I bought a house to rent it I thought it would need just a paint and a few other jobs. It needed a new kitchen roof and a full rewire and one job led to another I ended up every room needed decorating and carpeting. I spent around £6000 to get it back to a rent-able…
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First Time Buyer - Simple Right to Aquire Query
Hello, I am hoping someone can offer some help/advice please. I have been given an offer on the Right to Aquire scheme offered for Housing Association tenants. They have valued the property at £140,000 (seemed quite a lot for a flat in the area I live) I have been given the Right to Aquire discount of £11,000 - so the…
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Buying a Flat- lease plan incorrect
Hi all I'd be grateful for some help. My wife and I are in the process of buying a flat, and all has gone well so far except for an issue with the lease plan. The building was converted into flats in the 1990s and the lease plan shows the red ownership line round the correct location of the flat. However where we share a…
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Timeframe for viewing properties with LISA
Hi, We’re looking to buy our first home and had a question about the optimum timing for looking and making offers. We currently have most of a deposit, some of which is in LISAs; these will mature in mid June. It could take 30 days for Skipton to transfer the funds to our conveyancer. Ideally we would like to exchange as…
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5th time lucky? Please....
Hi al, After our 4th "sale" falling through before exchange, never our property involved, lower down the chain, we have accepted and had a bid accepted on a property. I pray we get it to exchange this time. Having had our previous chain fall through @ 11 weeks, we decided to go back on the market Thursday night. By…
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Buying a new home on an existing plot
Hi I have a question about buying a new build, on an existing plot. A local builder has purchased a house with a large plot. He is renting the house and has built a new property in the side garden. I have read a lot of articles about new builds, snagging, warranties etc. But these articles are all referring to new builds…
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moving in!
I am thinking of moving in with my mother, as I cant afford a place of my own. I don't want to rent. I am 55 and my mother is 84 and she has a two bedroom house on 50/50 ownership. my question is, what would happen to the house if she dies as its in the will to split between my brother and sister? And would it make a…
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CCJ Issued by Council regarding rental property
Hi MSE's, I am hoping to get some advice on behalf of my dad and am not sure if this is the correct place to contact regarding his issue. So my dad's been paying a monthly service charge by way of a standing order with Lloyds bank. This has been happening for a number of years since he purchased the property. Only in Aug…
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Use a credit card to part fund a house purchase
Hi. Apologies, but I could not find an answer to this question Is it possible to use a credit card 0% facility to part fund the purchase of a house, with cash making up the rest? Thanks
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Tenants in Common
My wife and I have recently switched from being joint tenants to being tenants in common: 50%. We have made mirror wills, with our share of the property being left equally to the 4 children "in trust". I was wondering whether anyone could answer the following questions? 1: When one of us dies, could the remaining partner…
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Estate agent jargon
We have just put our house on the market so have signed up to get email alerts for suitable properties from Rightmove. A question that this has thrown up is about phrases used by estate agents, particularly 'Under offer' and 'SSTC' I understand Sold subject to contract to mean that an offer has been made and accepted by…
