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Advice on joint freehold
Good morning, I am hoping there might be a few people who can offer advice. We are looking for a buy to let and we are interested in a property that was a large terraced house now split into 2 maisionettes (1 x 2 bed, 1x 1 bed). The development has just been completed and decor/location/yield on the 2 bed ticks all our…
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House sale affected by local business
I no someone who lives in a quiet country house before they moved there was only quiet houses but then the neighbour opened a kennel in he's back garden. Now the owner can't sell he's house as people are being put off by the kennel. It's not overpriced and for the area and money your getting its quite reasonable but people…
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Buying land off of neighbour
Hi all. I live in a semi detached house, both houses share a driveway. Our neighbour owns the driveway, We have rights via a covenant in the deeds to access at all times. There have been some disagreements though about access. And although we are doing what we can to resolve in form of writing up a gentlemen’s agreement we…
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Is this usual?
We have been offered a property in a Housing Association complex for the over 60s. It was advertised on Rightmove through a letting agent and we were “interviewed” by the manager. He said they don’t need references or a credit check and they don’t take a deposit. (They are not the only ones, National Trust don’t require a…
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Can we do a criminal check on a new lodger?
Hello I am a lodger in a small flat which I share with my landlady, she now wants to put another lodger in her spare room and there isn't a lock in my bedroom door, this means anyone can come in when I'm not there. I raised this concern with my landlady and all she said is "have faith" but I heard way too many stories of…
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Part-Ex Valuation sucks
Hi all, We are currently selling our house to buy a new build in North East Wales. We decided to go down the Part-Ex route but are feeling upset by their offer. The house builders appointed 2 valuations to come around and give them an estimate of the houses value. Whilst waiting for them to get back to us with an offer we…
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Buyers' solicitor wants extension build date
Good evening, I was wondering if someone could help a very anxious house seller? We sold our property back in November, and quite close to exchanging I think. We signed our contract of sale at start of the week, and returned to our solicitors. The buyers' survey was conducted 3 weeks ago this Monday and we haven't heard…
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Taking name off deeds/mortgage
OH and I bought our house together when we were both working. Now I am a stay at home mum with no income. His income covers the mortgage. If we wanted to buy another property could I take my name off the mortgage and deeds of our current house and then buy a new property in my name only. Obviously this would be to avoid…
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student digs in Bath for a internship over summer
DS is at uni and has a 2 month internship lined up in this city. Cannot really work out if there are reasonable student accommodation options. The uni students will be off on their summer hols then. Any thoughts? I've thought about Airbnb but was wondering if theres a portal where a student might sublet their rooms while…
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Bellway kitchen upgrade problem
Hi all, Apologies if this isn’t the right part of the forum, but I’m after some advice. We have bought a new build with Bellway and we have just exchanged contracts. The house only has the foundations at the minute. Basically, before we reserved the plot, we were told to head to another site around 20 minutes away to look…
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Drawing down mortgage funds - notice period?
My lender, Natwest, states in their CML handbook that they need 7 working days notice to release funds. Does anyone know whether this is a set in stone notice period, or whether there is some wriggle room? It would be great to be able to complete our purchase next Friday 23rd, which is the date proposed by others in the…
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VAT on ground rent and service charges
This is about VAT on purely commercial property. I run my own business (self-employed) and bought new commercial premises on a very long lease from the builder, who charged VAT on the sale - so I registered for VAT to reclaim the VAT, and so my trading was also subject to VAT. I was trading from the premises, and was…
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Lift scheme/shared equity
Hi Looking for advice, my partner and I purchased a house nearly 4 years ago using the lift shared equity scheme. We would like to move next year to a bigger property. Should we buy out the lift scheme now? Then be free to sell next year and not have to envolve them. We are in a fixed deal until 2021 so would need to pay a…
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First time buyer advice needed please.
Hi all just wondering if you can help a first time buyer out here. I’ve currently reserved a new Taylor Wimpey property. I’ve paid the reservation fee and paid the search fees for a mortgage too, all of which has been approved as well as the help to buy being approved too. I’ve also selected my options, but not paid…
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My rights without a lease
When I first rented my flat I had a lease with a rental company who stopped trading and took my rent and never forwarded it on to the landlord and never submitted the deposit into a scheme. They over looked this and were happy to let me stay there as long as I sent my rent directly to them. We had no agreement in writing (…
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Buying flat to rent to daughter
hi there am astounded by the price of rentals in our area eg £400 a month for a dingy basement bedsit/studio, or even a room in a shared house in some areas - how does anyone save any money towards a deposit when rents are taking up about 40-50% of their wages? My partner and i own our property outright (worth about £250K)…
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Waiting for the call
It's that time again, waiting for the call from solicitor and/or estate agent to say completed on a purchase come and get the keys. Alas the excitement factor won't be there with this one, it's an absolute tip with loads of abandoned property left inside, and, well, lets just say plenty of scope for improvement. Probably…
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Researching purchase date of Family home.
My sister and I, both in our seventies would like to find out when Dad purchased the home where I was born, in 1943. The property still stands, and is lived in, I think. Naturally I assumed it would be a doddle. An application form to The Land Registry with appropriate fee. However, email communication with them appears to…
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Mortgage issues help !!!128553;
Recently put an application in with natwest through a broker, theyve come back and said something has flagged up on my check from years ago when i hsd an account with natwest, we're talking atleast 8 years plus, back when all the bank charges got out of hand, then added charge after charge as one charge took me over my…
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Annoyed
So went to look at a flat that had a 70 year lease. Got told "Don't worry about that it will be extended to 124 years". Then it all went quiet about that while we were putting in our offer. Then someone came along and outbid. So we eventually put in the listed offer and that got out bid. Put in our 2nd to final offer and…
