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Buying freehold house with leasehold garage
Hi All - wanting some advice please. We are currently purchasing a 3 bed property that we found out after offer accepted that the garage that's in a block is actually leased and only has 49 years left on the lease. Our sols and ourselves raised the extension of this (and to purchase the freehold but we've been told no) as…
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1st Floor Flat Built Late 90s Survey
Hi All, I'm just about to buy my first flat and have been asked about surveying. It is 1st floor (there are 3) and was built in the late 90s (1997 or 1998) as a purpose built flat - and is a leasehold with a lease over 150 years. It seems that a lot of people are telling me because it is so new and untouched in terms of…
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Council Tax in Scotland
Daft question but I've googled and I'm no clearer on the answer! My son is about to sign a lease on a flat in Edinburgh, he is just sorting out his budget and is confused about the council tax and water charges. The flat is council tax band E - the charge for band D for the year is £2108. Does this include the water…
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Landlord (me) selling house with tenants in it...
Hello, inexperienced (and to be honest, reluctant) landlord here... would be very grateful for advice. I have been renting a house out to tenants for about 9 months - the house that me and my ex used to live in when together, and still joint own. When we moved out, the tenants moved in, and the original plan was that they…
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Energy bills before moving in?
Hello all! After nearly six months, my house purchase has finally sorted itself out. However, due to how long it's all taken the mortgage offer expires next week, meaning of course that completion has to be before that. We have to give two months notice at our current property, meaning we'll be paying for both during that…
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Shared drive access and deeds.
Hi all. We have a shared access to the back of our property. This is shared with 7 other property owners. The drive is deteriorating badly now and is need of repair. My neighbour has obtained some quotes and divided the costs between all 8 owners. Only 5 of us are willing to chip in which puts our individual cost up.…
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Current letting agent trying to charge me £25 for a reference for my credit check!!!!
There is no end to their underhandedness. I got my credit check going through all ok. I never imagine I would be charged for a reference from my current agents. I sent an email last night to say they could expect a request for a reference from the credit checkers and I just got an email saying they want to hit me up for…
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Help with valuing a house
Hi all, I'm looking for some advice on how much to offer for this property: rightmove.(co.uk)/property-for-sale/property-48246669.html It seems overpriced to me at £285,000, I know that the current owners bought is in Aug 2013 for £240,000 and haven't done any work to it (see…
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Loan agreement with parents
Hi all I am in the process of buying a property and should exchange in the coming weeks. As part of the purchase which I am buying myself I was given 45k as a gift towards the deposit by my parents. They don't expect this back necessarily, but would like to protect this amount from a future divorce (im currently single),…
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third planning refusal. Best option
Without resurrecting an old thread in which i discussed purchasing my neighbours house... since this is not happening... I went ahead and had some plans drawn to extend into a barn out building thats on my plot next to my house with a small modest single story link between the original listed (grade II)house and the barn.…
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Ignore EA advice or not???
I am posting this thread due to being a bit naive in this house-moving business, We sold out flat STC a couple of weeks back, since then we have also found a property, which we have put an offer in for that has been accepted. We got our mortgage principle, and proceeded to the point our lenders wanted to send in a surveyor…
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Problem with damp coursing?
So am selling my house which is only a year old (long story). Had a couple really interested. Came round for 2nd viewing quickly after first. Spent ages looking round, asking lots of question etc. Estate agent told me they were going to make an offer. Then they tell agent they think there is a problem with the damp…
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House Buying
Hi All, Cut a long story short we are in the process of buying a house and have now got to the point of exchange of contracts. My solicitor is having problems contacting the sellers solicitor to exchange, we have told the sellers and they have advised us their solicitor is ready to exchange also, but for some reason our…
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Flats Above Shops
Hi All, I have used MSE for years but this is the first time I've taken the plunge and asked advice of you wonderful people. Here it goes: I am a first time buyer in Scotland (anyone with Scotland specific advice, raise your hand now!) and am currently in the process of mortgage applications for a property I have an offer…
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Land registry data, cat B sale followed soon after by cat a
Hi Looking at land registry sold prices data and a house has a cat b sale at 140k and then three days later a cat a sale at 130k. Any idea what might have happened there? A repossession followed by a rapid sale at a loss? What's more likely to be the normal sale price? Cheers
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block management. Experiences please
I chair and am secretary of a small self management group, just 5 properties, we each hold one share in the communal outside parking area and small courtyard that we jointly own. We are now down to only three active directors and just two of us do all the organising and management work. I am getting tired of it and want to…
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Solicitor commiting fraud?
Hi, Not sure if this is technically in the right forum but hopefully someone can point me in the right direction. As a business owner I am becoming increasingly concerned about another business owner in the area (owns a very similar business) who has fallen terminally ill and will not return to their business. This…
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Memorandum of Sale
At the end of March, I had my offer for a property accepted & received a letter from the vendor's Estate Agent the following day. I asked for a Memorandum of Sale & the EPC (which was not available at the time of my viewing). Since then, my solicitor & I have repeated the request several times. Over a month has passed &…
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How do I go about arranging for a moval van and how to setup a backup?
I don't have any friends or relatives in this city who would help me out if say the removal van didn't show up. So how could I plan a backup plan for that? I thought about asking a few and asking if more than one would be available on the day but I can't tell them not to do anything 'just in case' my 1st choice fell…
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No response to reduced offer-how long to wait?
I had my survey back for the flat I'm buying 2 weeks ago and put in a reduced offer to reflect the surveyor's valuation. The vendor (a developer) asked the estate agent to query the valuation with the surveyor, who was very professional and explained his reasons but I haven't heard anything since! I want to know what's…
