-
A question to sellers
Sellers - i want your honest opinion on this... My boyfriend and I are looking at houses. We are first time buyers and have a mortgage approved in principle - ready to move as quickly (or slowly as needed) Property in our desired area sells very quickly - in days. What i want to know is if we put an asking price offer in…
-
Why are they both for sale?
Hi Everyone, We have finally started viewing properties for our first house. Viewed a semi-detached house on Saturday and have another viewing of the attached house on Tuesday. Should we be concerned that both houses are up for sale at the same time? Both houses are on with the same estate agent so will ask at the viewing…
-
New build - survey/snagging?
Hi We reserved a new build property at the weekend (Cala), and doing a part-ex (FYI we are in Scotland). They want us to complete missives in 2 weeks, probably move in November. Now we are in the unusual position in that our new build house is already built and complete - it was converted to a "viewhome" to try and get it…
-
Getting out of tenancy agreement early
Hi everyone I'm new to this site! A couple of weeks ago I moved into a property and signed a 6 month tenancy agreement. I now need to move in with my partner as I have become unwell. What can I do to end the tenancy? Could I sublet it? Thanks in advance
-
ID1 to change ownership.. Do I have to disclose my address?
My OH is in the middle of changing ownership due to divorce and the court has ordered him to give up his property in his ex wife's name. Only issue is that he does not want to disclose his address to her (plenty of valid reasons why!) He has done it with the courts and they have kept it strictly confidential. Cannot use…
-
Housing selling and buying process.
Hi, We're looking to put our house on the market next year and I'd like clarification on the process please. Is it the case that we wait for ours to sell, then get mortgage advice and then start looking. Once we've found somewhere we get through mortgage promise and put an offer in? Or do we seek advice before putting it…
-
North facing garden
Have been looking for a house for a while now and keep coming back to a new build (yes I know!) which is lovely in every way apart from it has a north facing garden. The plot is at the bottom end of the site, no buildings to the back (north) or to the east of the property. End of a row of 4 so got buildings to the west and…
-
Taking out equity when buying next home
Hi there, I hope someone can help me! Myself and my partner are looking to buy our next home and we're looking for some advice about accessing equity. We were first time buyers 2 years ago and were now looking to take the next step and buy a larger house. We have about £70k in equity in our current home. We'd want to use…
-
Help to buy equity loan - how long for funds
Hi all, We are getting out notice to complete tomorrow and I believe it should be 10 working days before we complete. We spoke to the developers and they have said there is the potential to complete early. Our solicitors have said the thing that could hold everything up would be help to buy releasing the funds to the…
-
Contract Renewal
Can you settle an argument for me please? Contact renewal for a tenancy, can the wording of that contract be altered if it is between the same parties or does renewal mean 'same contract, just extended'? Thanks in advance.
-
Ground rent issue Advice needed
I moved to this new flat, the previous agent sent bill for the service charge and ground rent to this new address, but actually they already transferred the ground rent to a new agent at the time. On the same day, the new agent sent the same bill to my previous address, I got their letter when previous landlord passed the…
-
Paid off mortgage but now what?
Hi my dear MSEF peeps, I'm happy to report that I've paid off my mortgage thanks to the monthly over-payment tactic promoted by our very own Mr Lewis and I'm obviously over the moon cause of it :rotfl: However, I'm now faced with dilemma as we would love to buy a bit bigger property to move to and keep the first one as a…
-
Help to buy scheme
If buying a new build, even if we have a large deposit is it worth going with the government scheme or not as we would have the money to pay the government loan at the end of five years. Or should we just put a larger deposit down. Hope this makes sense.
-
Insurance for flood risk area
We are in the process of buying a holiday let. It has a stream running alongside it- as do many others in the village. The vendor told us he has had insurance on the property. We have got a mortgage on it, so flood risk can't be that bad! Solicitor told us it would not effect the premiums.(We have asked why he said this…
-
Leaseholder- paying for major works
Hi We have a leasehold flat in a small block. The freeholder wants major repair work to be done on the roof etc. They are saying that the cost per leaseholder is £25,000. What is the situation regarding our rights in terms of payment period. Do we have to pay in one go? What is the longest we can spread it over if you're…
-
Letting agent fees.... Is this legal?
I have lived in a shared flat for two years. In May we signed a contract to stay for another year, but myself and another person want to move out. The agent is saying we must each pay £360 to have the tenancy amended. And the remaining person must pay £60 to be "re-referenced" and the new people must pay £180!! To be fair,…
-
Tenants broke ceramic hob
Hi everyone, My tenants accidentally smashed a glass jar on the glass ceramic hob. It has caused a few small hairline cracks. Having read up on this and also through the advice of an engineer, I have accepted it will need repairing or replacing. If it was purely cosmetic damage that didn't affect the safety of the hob in…
-
Virgin Media & new builds
Hi, Does anybody know much about the Virgin Media package for new builds, which includes 3 months free? I know that our new build has Virgin Media cables in the house and we are told by the sales office that these will be connected before we move in and they do this 3 month package, but that's all they know! So I'm waiting…
-
Why has this house not sold?
I am looking at this house: http://www.zoopla.co.uk/for-sale/details/36956348?utm_source=homesco&utm_medium=network&utm_campaign=aggregator#PZ8r5mlfJLvpfaVX.97 It's been on the market for nearly 18 months and price has come down. Background is that we want to buy a second home near the lake district but not too near to…
-
Is this a break clause please?
I am having an issue, My landlord issued us with a section 21 and then put us into another of thier properties on a temporary basis, however we had to sign a 6 month assured shorthold tenancy agreement. we are 6 weeks into the tenancy,But we have now found a perfect property. we have been told the landlord may not release…
