-
Should I choose a fixed fee estate agent?
I'm selling up but I don't want to pay the commission which is 1.5% or even 2% that the local agents in my area are asking. For me that would cost more than £10k plus the vat and seeing as I am only paying the solicitor less than £1k it just seems way too much to pay an estate agent. So then I'm thinking Purplebricks looks…
-
New build house but I want to internally tile it myself
Buying a new house in Wales, Davis homes medium sized builder on an estate of around 120 homes. I want to tile the bathroom it myself but they will not let me saying to get NHBC sign off they must tile it. They refuse to use the tiles I want so hence I offered to take possession with no tiles in the bathroom. They say this…
-
Help to buy ISA confusion
Hello, newbie here and confused!!! I've been paying the full £200 pm into a help to buy ISA since their introduction, in the vain hope I may one day have enough for a deposit/mortgage offer etc (I'm a Sagittarius, we're eternal optimists!) and it seemed a no-brainer; the equivalent of an extra £50 pm from the Government so…
-
Breach of contract renting
Hi all, it's my first post on MSE, but a friend recommended me here as we're getting ourselves bogged down in legal stuff that we're reading online but only getting a few straight answers. I do know (which is rare!) that we've got the upper hand in this matter, the question is how we use it! Let me start by saying that the…
-
Changed to poa
Hi Been to look at a property today that had been marketed for 350k been on market now for over 12months. They did a open house today and we know they have lost out on properties previously. They have found another and are keen to move. We went open house and loved the house but it does need work. It has now changed to POA…
-
Landlord doing inspections - how often is 'reasonable'?
We're renting a property and the letting agent wants to come and do an inspection "is being kept to a satisfactory standard, that we are happy and also to discuss any maintenance issues we may have". It seems they want to do this every three months - is this acceptable or reasonable?! We've never had a landlord do…
-
Deaths and bridging loans!
HI all We are currently in a chain with offers made and accepted and everyone getting their mortgages and surveys done. We have a shared freehold (with upstairs) which is only at a few years left and need to extend it with our neighbour at the point of exchange with our buyers. This is a requirement for our buyers'…
-
New bathroom
Please can I ask for the opinions of all the wise people on here. I have a 2 bed bungalow which I intend to sell within the next 2 years. Most of it is fairly modern, but the bathroom & toilet need updating. At the moment the toilet & bath are separate. 1. Should I pull down the wall between them to create one larger…
-
Making a lower offer - risks of vendor completely letting me go?
Hi all, new to MSF so beg your pardon if this is a topic that's been beaten to death here. I am a 25 year old single female living and working in London. I've been fortunate to work in a good job that has put me in a position to purchase property in Greenwich (this particular part of Greenwich is a bit sketchy at the time…
-
Land registry urgent help!
Hi there, We have just agreed a sale on our house & land. They are on two deeds. Is it worth registering the house (it is not registered) and land under one register to make the conveyancing quicker and easier/less costly? If so can I register both very quickly so that the conveyance is not held up? or is it better to just…
-
Stamp Duty & CGT on house overlap
So we will be buying a new house soon but the old house won't be sold for several months as it will need doing up before it is ready to sell. I know there will be the extra stamp duty which can be reclaimed within 36 months as long as a) the house that is sold was our main residence and b) the new house becomes our main…
-
Buy to let as investment
I'm living in my caravan and VERY happy, great scenery, no debts, just lots of fun. Only problem being no interest on my cash from house sale. Didn't really want to get involved with buy to let but now looking like my best option? A small holiday let even better if I could find one? There seems to be lots of flats coming…
-
Tenancy Agreement Woes!
Hi, I am looking for some advice about renting, hopefully someone can help me! My partner was recently informed that her yearly tenancy agreement fee was going up from £30 to £100 with no explanation (The new charge doesn't have VAT listed like the previous invoices either, which I thought was a bit strange.) She spoke to…
-
Moving home, putting ours on the market before finding somewhere new.
Hi all We are looking at moving home soon, we currently have a shared ownership and all the others in block have sold within a few months of going up for sale. My question is would we be best putting ours up for sale asap so that we are not in a chain when we come to buying a new place (options would be renting our staying…
-
Share of Freehold Issue
I'm trying to buy a flat in London at the moment. It's a converted flat, one upstairs and one downstairs and is a share of freehold. The freehold is in the name of each flat owner and our solicitors requested the vendor to get this changed to a company name with the other flat which he didn't want to do. From my own…
-
Land issue, urgent help needed
I will try to keep this brief. We have lived in a property for 14 years and used a small piece of land (12ft x 6ft) adjoined to our property immediately outside our front door as a paved garden patio area for all of this time and always assumed the land came with the property and belonged to us. The property next door is…
-
Completed but no home
Hi so we sold our home and days before our purchase fell though as we had a good offer for our sale we went ahead and have now moved in with mum. We have offered on another house and going through motions again. If it was you would you find a ensuite room on spare room or stay with family bearing in mind there are now 6…
-
Transfer of Property Ownership
Hi, Prior to the death of my husband in 2012, the property that I live in was jointly-owned by myself and my husband as 'tenants in common'. In accordance with his last will and testament, his half share in the property should have been transferred into the names of our three children, in equal shares. However, it recently…
-
Can i still change solicitors..?
I was recommended a solicitors to use by the estate agent - in the the belief that the buying process would go smoothly. not only are they more expensive, i have now seem some negative reviews on these solicitors. i am not sure if i should still stay with them. i am at the stage where, the solicitors have received a…
-
Risk of losing deposit
Hi, it's my first post here - found the forum whilst I have been trying to find some answers. I am buying a property, which is a new build. Meaning that we exchanged over 6 months ago and completion has been delayed a couple of times (initial was on June) but now I am completing on Wednesday. Issue is that in the meantime,…
