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Paid upfront - unsigned contract
We sold our house very quickly and were told that we would have to exchange contracts before we could be considered for a rental property. Our sale went extremely quickly we had to move extremely quickly. My husband viewed a rental property while I was out of the country and noted things that needed to be completed such…
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Tenants rights regarding repairs
Hi, We have been renting a property for the past 2 years and in that time we have had a few issues: 3 months after moving in: Massively peeling paintwork in bathroom due to no extractor fan and standard emulsion being used by Landlord (I'm talking cereal box sized chunks peeling off) 9 months: Water escaping from bath…
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Can one household be responsible for claiming ground rent?
When we purchased our house both parties solicitors could not track the landlord for ground rent. A neighbor has now said they are responsible for collecting several properties ground rent on behalf of the property company. Can a company make one house collect the others? Also they are claiming 15 years (we have been here…
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How long to buy a house?
How long's a piece of string, I suppose, but I wondered what others thought might be a fairly standard amount of time, say '3-4 months', '6-8 months', etc that one might expect it to take between: (a) starting to look for a house to buy [for the very first time, having not looked at all previously & having no idea about…
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David Wilson Homes appalling finish, customer care and management
We sold our 4-bed Persimmon Home to buy a 4-bed David Wilson Home four months ago believing that the finish and quality would be superior. However we have so far discovered 3x the amount of snags in each room. The way in which Persimmon Homes dealt with each snag and defect was professional and prompt; however David Wilson…
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Living at the house you are buying
A very quick question! Does a mortgage lender look any differently at lending if you are already living at and renting the property you wish to buy? I can't see any reason why... and surely people do it all the time... but our mortgage broker is telling me they 'are not keen' on it. There is nothing we can do as we are…
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is it still worth buying a second home to let?
So I was 21 when I came up with my life plan, save for a house that i would live in but renovate and make suitable to be a let accommodation and keep for my retirement fund, seemed like the best option as pensions were falling all around. So I scrimped and saved and bought an investment rather than a first home, paid extra…
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Conflict of interest
Hi , I am new to this so excuse me if ive posted on the wrong place . I have just put my deceased fathers house on the market . It has been on for a couple of days and have just heard from the estate agent im with, that someone from their office has been to view it ( before anyone else ) and already wants to put an offer…
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what should a solicitor/conegancy be searching for?
I am about to purchase a house £310k and was recomended by the estate agent to use one they knew. As this will speed up the hand over. Because it house is a one year old new build the vender whats it done with in a month and i am told i could lose my deposit. However, there fees include : purchase mortgage admin fee, lawer…
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Higher Rate Stamp Duty for purchase by married couples
My partner and I are jointly purchasing a property in England (whose value is above £40,000). I want to understand if this transaction will attract the “higher rate” of Stamp Duty of 3%. This question arises since my partner and I (i.e. same two people) jointly own another low-value property outside the UK. I understand…
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Money Moral Dilemma: Does our flatmate deserve our leftover cash?
This week's MoneySaver who wants advice asks... I moved out of my flat recently and one of my two housemates did very little to get the place clean and ready for check-out. We got some credit back on our energy bill as well as a small refund on council tax, however my other housemate says she doesn't think he deserves any…
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Buying a house out right with your partner
Good Morning MSE Forum, I would like some advice on buying a house out right with a partner when both of us have very different amounts to put down. Myself and my partner are looking to buy a house next year, and we are in the lucky position to buy with cash. We are not married and have different amounts of savings. I…
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Fairview New Homes - Bathroom
This is my account of events whilst dealing with Fairview New Homes regarding the main bathroom in my new build flat, it also includes Small Claims court judgement. This account is posted as it may be useful to other customers with similar issues. I moved into a Fairview New Homes new build 2 bed flat in August 2013. The…
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Final offer rejected on house
Hi, I've recently sold and have been looking at local property. One house I have found has been on the market since November 2015. It has been unoccupied since then. Vendors paid £310k for it 5 years ago, however they have had it up at £370k and have gradually being reducing it. It currently sits on the market at 335k. The…
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Flooded flat and electrics in rented
Hi. I have just had a member of my staff on the phone in tears as her flat has been flooded for the 2nd time this week (the 4th time in a year) with the torrential rain. Her landlord claimed he fixed the roof last year but obviously that hasn't been fixed correctly. The water is pouring down the walls and through the light…
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Boundary - possible issues
Our house and driveway is behind a row of victorian terraced houses, and the backs of their gardens are adjacent to one side of the driveway. A new neighbour in the end house has started to add a new fence at the end of their garden and have encroached upon our driveway by a small amount. The space in question is small,…
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First time mover
Hi, Was looking to get some feedback/advice on myself moving from home. So i'm currently looking at renting for a few years time until my partner is ready to move out of her parents house. For talking sake i make 1300 a month and having used the budget calculator putting all my theoretical bills in and other outgoings i…
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Being purchased a house as a gift... implications?!
Hello! My Father-in-law is purchasing a house for myself and my husband as a gift. We've checked the IHT and CGT laws and aware of them. The only thing we're having difficulty with is that the financial solicitors have requested that the money go through my husband's bank account as his Father's is not considered to be a…
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Selling etiquette
Hello everybody We have just put our house on the market and it was advertised on the usual websites this morning. We had a call from the agent with 2 viewings already for weekend. I have not moved for 20 years but did not think to ask if the viewers are ready to proceed. Am I wrong to ask these questions? What I don't…
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Second Home Stamp Duty Question
I am very confused with second home stamp duty. I lost my Dad nearly 3 years ago and he didn't have a will, so sorting out the state has taken considerable time, requiring Grant of Administration etc and it is still on-going. My sibling lives in the property as has never left home. At some point I will inherit a 50% share…
