House buying, renting & selling

Discussion List

• Capital gains tax - selling former marital home after 15 years...?

  Hello and thank you in advance for any information you can offer. I am trying to better understand how I might be impacted by capital gains tax when I come to sell a former marital home that my ex wife has been living in for the past 15 years while I have continued to pay a portion of the mortgage (and most recently, all…

• Structural surveyor

  Hi We have been advised by our surveyor (following a building survey) not to proceed to exchange until the roof is checked by a structural surveyor. The seller has agreed to pay for it and has volunteered the name of a structural surveyor (who he has used before) to carry out the work. Should I insist that we choose and…

• Home Buyers Report confusion

  Offer on a house accepted, mortgage with tescos who have a partner calling us if we wish to have a more advanced survey as opposed to a valuation (the 2 options when applying for the mortgage were standard valuation & scottish home buyers report) my question is 1) Is it worth paying for a decent survey? The house is on a…

• Renting - copy of contents insurance required.

  I've just been sent details of a house to rent, and in the particulars the agent insists that they require a copy of your contents insurance. I've never come across this before - is it now mandatory to have contents insurance? Why is it anything to do with the agent? I haven't any and don't intend to unless I buy something…

• Selling to Renting timelines

  Hi all We have just sold out property very earlier stages, offer accepted and solicitors instructed. The end plan is a new build home, but as the site we want to purchase on only have builds available for Winter 2015 we are planning to rent in between. This will give us the ready funds to reserve and exchange from our…

• Do I have to issue a new Inventory Report?

  In six weeks time when the current AST comes to an end, my tenants wish to enter into a new 12 month AST which I am happy to do, with no rent rise. However, three months ago I gave written permission to let them redecorate (which we both signed), with clauses stating that a new inventory would be needed upon completion of…

• Tenancy deposit not protected

  Hi all - hoping for some impartial opinions as I am quite cross with the whole situation myself. I have another two months (nearly) left to run on my tenancy. At the start of my tenancy almost two years ago, I was issued a tenancy agreement that plainly stated on the front page that my deposit was being held with A.N other…

• Deposit or pay off debts and rebuild credit score

  Very quick question is it better to pay off my smallish debt first and rebuild my poor credit score and then save my deposit or try and do both at the same time?? Thanks

• Purchasing a new home having kitchen choice trouble

  Hi I have purchased a new build apartment and ive had to raise a complaint because I purchased a frontals upgrade and they are only upgrading the doors not the plinths or door sides. I paid 600 pound for this upgrade and I wasn't told that the plinths and sides wouldn't be gloss. I spoke to the sales manager who told me…

• Help to buy scheme

  The Help To Buy scheme seems to talk a lot about being about 5% deposits and you get a 20% loan from the government.... What about if you want to put a higher deposit down - say 10% or 20%..... Is this ok? If I put down a 20% deposit would I also be able to get on this Help to Buy scheme and get the extra 20% from the…

• Advice sought: Family cash buying flat to rent to son

  Hi all, firstly i have been reading similar threads to this that i have created. However my circumstance is slightly different, in the fact that i have privately rented for the last 16 years (partly using HB when unemployed and paid full rent when i wasn't). All addresses i have lived aside my current were rooms and as…

• A company want to buy my home for expanding their company

  Ive been approached to see if Id be interested in selling my property. A company want to expand their current business onto my house and a few around me. I know I need to get 3 valuations and use the average as the current market value. How much on top am I likely to get for the inconvenience? Ive read that there was a…

• EA not passing on offer

  Hi I will try to make this brief.... A property came to the market on Monday, We made an appointment for Tuesday to view it (we were the first) Made an offer Tuesday afternoon. Wednesday 9 am we phoned up the agent to see what the owner thought, but was told several others were interested and would probably now be looking…

• Rent increase and prescribed information

  Hi all, A friend of mine has had a recent rent increase but has remained on a SPT, does the agent need to issue the prescribed information again because of the increase or is it not necessary? tunnel

• Shady agents...

  Just over a month ago, a house came on the market in our neighbourhood. It's on a council estate that isn't as desirable as some of the other parts of the village due to its past reputation, but after driving by several times at different times of day and night, we were satisfied that the area seemed nice, and that we'd…

• What constitutes "Living" in a house?

  Can anyone explain how the planning dept. defines "living" somewhere. I am possibly in conflict with the local planners over whether I live somewhere, but I need to know exactly what they mean by that - sleeping there, keeping my possessions there, eating there, spending more than a certain number of hours a day there?…

• Landlord advice

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• Legal or illegal?

  My friend is living in rented accomodation, his contract was up few months ago, since his rent rebate has been put on hold, she now wants him out, text him to give him 2 weeks to get out, now he is worried he goes to work and comes back to changed locks, he shares with 2 other males as the 2 weeks are up tomorrow, she text…

• Tenancy Deposit

  Dear members I recently vacated my property. The property was left in great condition and the estate agent admitted this in front of me. Since then I have paid all the final bills but my council has closed the account day earlier, so if I was responsible until 2nd of April they closed the account on 1st April. I raised it…

• Structural Survey

  Hi, Just looking for some advice. We are awaiting a mortgage offer from Natwest, we had the basic valuation on the property done last week. The report came back valuing the house as £0 as there appears to be structural movement. My partner is a bricklayer so we had a drive past and he said he can see what he thinks the…