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When a developer buys subject to planning
I have seen this a few times locally, and am interested to know how it works. It seems to go like this.... House with large garden goes on market. House goes under offer. Planning applications are made to demolish house and build several on its plot. Usually multiple applications with refusal after refusal before one…
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New build house
Dear All, My ageing parents are downscaling their house and the idea of a new build detached house with a small garden is looking very positive for them. Does anybody have any tips or thoughts about buying new builds? Can you make an offer below the cost price? I'm assuming a snagging survey is essential? Many thanks for…
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Survey wrong and buyer pulled out!
Hoping for some advice as everything I can find seems to relate to the survey missing things and j have the opposite problem! My buyer has just pulled out as the survey has reported 'extensive woodworm damage' to the roof timbers and the roof requiring 'immediate and extensive remedial work'. It is a very old property and…
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What's left after fees etc
Hi all, Hoping someone can help me work out how much hubby & I are likely to have left once we've paid stamp duty, estate agents fees, etc. We've sold out house for £230k, our current mortgage is £135k which we are porting to the the new house, there is no charge for this. The new house is costing £308k. We're paying a…
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Conveyancing/land registry question for buying land
Hi everyone,wonder if anyone here can help! I am looking to buy a field, not attaching it the house, no change of use and will continue as grazing land. Rang the solicitor i used for house/sale purchase as they were pretty decent., and trying to get a basic quote from doesnt seem that straight forward and i get the feeling…
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Alternative way to finance house buy
I can't get a mortgage as I'm on a temporary work contract any one know alternative ways to finance a house buy?, I only need around 20000, as I have a healthy deposit
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Agent asking me to show prospective tenants the property?
Good evening all, We are currently in private rented accommodation and have handed our notice to the landlord, we will be leaving the property at the end of June. His agent has contacted me this afternoon asking if I can show some prospective tenants around the property tomorrow afternoon. I reluctantly agreed however…
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Completed today! How quickly should our mortgage be showing as zero balance online?
Our buyers got the keys to our house 3pm this afternoon, as planned. We are in Scotland, missives were signed on tuesday. I have checked my online banking hoping to see that our mortgage has disappeared or something but nope! I guess it takes a couple days to transfer? Too late to ask the solicitor, hope he has not ran…
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When to give deposit
Good evening We have just sold our house and seen one we want to putt an offer on. We can afford payments etc but won't have to full deposit needed for 2-3 months. Now I know it can take this long to complete sale and exchange. I am just wondering when the bank will need the deposit ? Will they need it straight or away or…
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is my partner entitled to a share of my house?
Hello, I'm new to the forum and would really appreciate some advice (whether based on legal or moral considerations) about how much I should (or would have to) pay my partner if I sell my house. I bought my house on my own in 2001 for £135k. My partner (we are not married) moved in with me in 2008 and the house is now…
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Estate agent credit checks
Hi All Just wanted some advice on renting a property,I'm in the process of moving from my current home to a New swanky apartment with a friend !! I'm concern about the credit check that they do and not passing it .. I have no missed payments on my file for around 5 years but have one default witch will drop of in September…
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Offers in excess of...
We are viewing a house this evening that has just come on the market (the very slow market) We think we are going to really like this property but it is listed as "Offers in excess of" (England not Scotland and apparently this is a probate case) If we really like this, we would normally, as our buyers did, offer the asking…
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House I'm buying doesn't include the whole garden!? A strip lease??
Hi all, Looking for a bit of advice really. I’m in the process of purchasing a house and the solicitors have just had a response from land registry showing the boundaries of the property. Unfortunately it’s smaller than I thought it was...there’s ~3 m of the back of it that’s not actually included. When I went to see it…
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Rental Agents ridiculous!
Me and my partner recently moved out of the flat we rented. When we moved out, we made sure the flat was clean and tidy, we filled any holes we had made in the walls and made sure it was in good condition. I have received an email from the contact at the rental company of the following, after initially emailing me to state…
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Offer made subject to contract and survey. Home Buyers results back. What now?
Offer made subject to contract and survey. Home Buyers results back. What now? Hi I made my offer in good faith, subject to survey and contract. The home buyers results have come back and have highlighted some defects that are serious and need to be repaired etc etc. The value is as marketed and as per my offer made. I…
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Right to buy for shared ownership?
Do anyone know if the right to buy for housing association properties is applicable to shared ownership properties?
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How long does TDS dispute take to resolve?
Anyone have experience with a tenant/agent dispute using TDS? I rejected the agent's original offer and they rejected mine, so I started a dispute on TDS. Since then the agent has said they'd accept my offer but I'm thinking I might as well just wait until the TDS dispute is finished.
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minimum btl loan amount
I have spoken to a mortgage advisor who told me the minimum loan amount for BTL is 50,000 with two offering it at 40,000. When looking online though, places such as post office say minimum loan amount of 25,000. Wondering if i am reading this wrong though, and if advisor was correct. Cheers (Just realised post office is…
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Management pack has arrived, advise
Hello all, i have received the management pack from the seller's solicitor and my solicitor has pointed the following: There are currently plans maintenance in 2015 which are due to start in two months (leaseholders have been notifided the 19th of May). Also, that letter dated the 19th of May gives two months to the seller…
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Renting without payslips
I am starting my first job post university start of June but sadly they pay at the end of the month which means I won't see any money until the end of June. However I really want to rent a flat before I get my first payment. Will agencies accept this or will they demand proof of income? I could easily pay rent a few months…