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Estate agent credit checks

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Hi All

Just wanted some advice on renting a property,I'm in the process of moving from my current home to a New swanky apartment with a friend !!
I'm concern about the credit check that they do and not passing it .. I have no missed payments on my file for around 5 years but have one default witch will drop of in September and wonder if this would affect me I have about 3k owing on credits card but is all manageable .

Don't want to end up paying out 200 pounds in fees and getting nothing in return 😱😱

Thanks

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