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Renewal of AST before old one expires
We moved into our new home on 24th October 2014, signed a 6 month AST and were simultaneously given a Section 21 requiring possession after 23rd April 2015 (although the accompanying letter requires possession ON 23rd April 2015). Anyway, the fixed term expired on 23rd April 2015 and became periodic as of 24th April.…
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Offer on house - do we have to accept?
We have a house on the market through an agent & have been offered the asking price. However when it was valued it was valued at 20k more by two other agents but the one we chose said it was better to put it on low & then negotiate upwards. we now feel we should have followed our gut & stood firm in putting it on higher…
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LA has no record of my deposit and has not protected it!
Hi all, Just need a bit of advice. We are currently in a private rental agreement. We signed up with a LA originally over three years ago and paid them the fees and deposit. After that we dealt mainly with the LL and rent was paid directly to him. We are looking to move house now and it turns out the LA has no record of…
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Moving out of rented property how much would should I do?
I have been in my house since February 2013 with endless problems, damp has caused the paint on every downstairs wall to come off, I have painted over it and again the same has happened. I am moving out on Monday and the landlord has just advised me she wants it all painting white before I leave as it was freshly painted…
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Leaving tenancy early - advice please!
Hi I moved into a flat two weeks ago and I already hate living there - the traffic noise is unbearable (something I was aware might be a problem) but the biggest problem is that new neighbours moved into the flat next door (they have bought theirs) and as my bedroom is next to their living room I can hear absolutely…
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End tenancy - how much notice legally required?
Hello, I'm a little confused about something and would appreciate some advice please. I am currently renting a property and my contract states I have to give one months notice from the date that my rent is taken eg. my rent is taken on the 14th so I have to give my one months notice on or before the 14th of the month.…
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FTB utilities help
Hi all, We've just exchanged and are completing soon. Bit confused with bills etc. We've been told by our solicitor that we should get in contact with the vendors current utility providers to let them know we will be moving in on the date given and taking over the bills Do first time buyers have to do this? I understand…
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Who owns my Garage?
I recently bought a 1960s purpose built flat. These flats were largely sold in the beginning with half a share of a double garage. The previous owner bought in 2000 the second half of the shared garage from the flat next door. I have deeds, lease and Land Registry certificates to prove that. The only thing that wasn't…
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Using an online estate agent - disadvantaged when buying?
Hi all, new here and need some advice! We want to put our house on the market in a couple of weeks so have been getting valuations from estate agents. We have pretty much decided to use an online estate agent (a reputable one that's been around for 10 years) to save money as we don't mind doing a lot of the legwork. One of…
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Leaving date after rent date
Our rent date is 16th of the month. We are on a monthly rolling contract. We are in the process of buying a house with an entry date of 24 July. As soon as our mortgage is confirmed (applied on Thursday) we plan on handing in our notice to our landlord to give as much notice as possible. My question is what is the…
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Investing in student pods via Aspen Woolf
Hi all. My dad has some retirement money he wants to invest in UK. He has seen some student pods being sold with guaranteed rental income for two years via company called Aspen Wolf. As he does not live in UK he has asked me to look them up. Seems like a proper company but I can't find any record of someone's personal…
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Property I'm Purchasing Relisted Om Rightmove?
I'm hoping for some advice. Two weeks ago I viewed a property and had an offer accepted immediately. The following day I instructed a solictor and yesterday had my mortgage offer confirmed, following full underwriting and the valuation. This evening, the properties recently sold by the agent have appeared on Rightmove,…
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management company power
We are in a house of multi occupancy and pay a monthly service charge/ management fee. we own our flat on a long lease there are some essential and less essential on-going repairs required to the property, which as leaseholders;we would get only marginal benefit from but appreciate that the property needs to be kept in…
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House buying stress...
Hey! So- i was wondering how you all deal with stress? im 22 FTB, and buying on my own, im going with aldermore as have great credit just not a right lot of it (stayed away from credit) , after reading awful reviews so far my experience with them has been great and i have an amazing point of contact there :) Dip done,…
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air bnb - classed as letting?
My owner occupied flat in a purpose built block has a covenant that prohibits letting out. Would short or long term placing it on air bnb be breaking this covenant? ;) Just curious
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Tenancy renewal fees - replacing one tenant
Three of us have been sharing a flat in London since last July. One person is leaving but two of us want to stay here and find a new third person for when the first term finishes. We asked the agency about whether renewal was possible. They have said yes, with a 'market' rent rise of 2.5%, but 'with all parties needing to…
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Has anyone ever bought a house on a personal loan then re-mortgaged it?
Yyyyyyyyyyyyyy
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Help: selling house and neighbours
Hi We have just had an offer accepted on our house and received the SPIF form. Now agonising over what we have to disclose or not. We had new people move into a property two houses up and on the opposite side of the road about seven years ago. To start with their behaviour was pretty awful but its always been directed…
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Signing Contract - Both Buyers?
Hi there, We have been sent our buyer's contract for our house purchase from our conveyancer with an instruction to sign and return asap. The contract only contains a line for a single signature, however I am purchasing the house with my wife, who is also named on the contract. Would it be expected that we both sign in the…
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mortgage PPI or Life Insurance or BOTH? Help!
Hi there I've bought a flat which I'm moving into in just over a week's time. I'm a FTB and absolutely confused about what kind of Insurance/Cover I'm supposed to take out. I want to be insured so that if I'm ill and can't work my Mortgage payments are covered and I don't really understand the relevance or relatedness of…
