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What's my address?
I'm in the middle of buying a flat and I'm a bit confused about the address. There are 3 flats in the block, ground floor, first floor and attic floor. There is a shared front door to the close and then each flat has its own front door. Royal Mail only deliver post through the shared front door. Let's say that address for…
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Tenants in common query
Hi all, I currently co-own a property as joint tenants with a family member. We want to sever the joint tenancy to become tenants in common and will be holding unequal shares in the property. Can somebody please advise me whether we need to have a declaration of trust made to record the shares we hold in the property or if…
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Can I return my mortgage deed to my solicitor after the exchange contracts day?
Hello. I'm purchasing a property (flat). I have received my mortgage offer. And my solicitor has sent me a mortgage deed to sign and return. My exchange contract day has not been arranged yet. Can someone give me some comments on the following questions, please? 1. Can I sign and return my mortgage deed to my solicitor…
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Question about shared ownership - marital status
Hi, I'm currently in a long term relationship and we've talked vaguely about getting married at some point. My boyfriend owns a property already; I rent privately in Central London. We don't plan on moving in together in the normal sense because being in London is important to me for work, and he needs the space that comes…
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Best way to raise funding?
Hi i own my house outright so have no mortgage at the moment but i do have just over £18000 debts spread between a credit card (currently interest free for about another 10 months) and 2 personal loans both roughly £6200 between these and other things car insurance phone etc my monthly outgoings are quite expensive (about…
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Disposing of Clutter in a House I'm selling
Hi, my dad died last year and we're close to selling his house. There's lots of stuff in the house that if we had the time probably would be of use to someone. For example: Kitchen stuff- pots, pans, cutlery, glasses. Fridge freezer Tumble drier Lots of old motor sport magazines There's also a lot of general clutter that…
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Can anyone property bee this flat please?
24 Plas Darien, Trearddur Bay, Angelesy,LL65 2UR
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How involved is the estate agent after offer is accepted?
Hi all, I'm a first-time buyer and have found a property I'm interest in purchasing, but the utter incompetence of the estate agent is a source of constant hassle and I'm wondering how much they will impact proceedings if I ended up buying it. They're totally disorganised (incorrect details on the listing, don't know room…
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Checklist/targets for the week....
Items I am hoping will be done by the end of this week.... 1. Our buyers will sign the missives to purchase our house!! We are in Scotland. They are looking to move in 29th May and our solicitor says all is good and we expect there will be no problems! 2. I guess then we go in to sign too? 3. We are waiting for our sellers…
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homebuyers report missed external door fault
Hello, It's about one week that we moved to new house and. I now noticed attention There is a problem with kitchen's external door : the top of the door does not Fit with the door case, when the door is closed. I checked again the homebuyer report and the surveyor supposed he check the external doors and found no repairs…
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Should searches have included planning?
Hi All. We purchased a 6th floor flat (new build) in February. We reserved it in December - the flats were completed and signed over in January. Since moving in, we've found out that planning permission has been granted to build a 9 storey block of flats, directly facing us, 30m away. This will mean we're directly…
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Renewing Prescribed Information
Morning All, can anyone confirm whether I have to resend the PI to my tenant at the end of the initial 6 months tenancy? The deposit is secured with the DPS and all info was given at the beginning of tenancy.
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Advice needed - Freehold Property with Restrictive Covenants
Hi, I am in the process of buying a freehold property which is being managed by an estate management company. However in the transfer deed which contains restrictive covenants, there is a provision in it which allows the estate management company to hold and occupy the property and basically take it back if there is any…
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Need advice quick please - can I change my new build house plot?
Hi everyone, My husband and I found a nice house on a Taylor Wimpey site that we're buying. The only problem is I was rather down about the size of the garden, it being north facing and a bit overlooked....but the house and location, etc suited us perfectly. So...we reserved the new house and are part exchanging our…
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Fixing Price of Property Early On
I am selling my late father's flat at the moment. It's only been on the market a few days but not a single enquiry so far. I wanted to put it on at a fixed price of £127K but the agent persauded me to go at offers over £128 (valuation is £130K). Property is in Scotland. Since dad died I have been unwell, loads of stress to…
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Keeping deposit up to speed with house prices
We've sold our house for 256k and after all fees are paid we should have a little over 110k. We are going to be renting for 6 months or more and I'm trying to work out what sort of money I need to top up our deposit with so it doesn't lose any real value. For instance at the moment we are looking at houses around the…
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Mad to consider renting?
I am in a fortunate position where I can afford to pay cash for houses in the majority of my city, or take on a small mortgage if I wanted something more extravagant. However, I am considering renting for a year or two. Is this stupid, "paying somebody else mortgage"? Pro's to renting: I often dislike my job, and similar…
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Unequal shares in a house
Hi all My OH and I are buying a house together. I will be putting down all the deposit. We are planning to get a deed of trust to cover this. My question relates to any future money that may be paid off in addition to the mortgage repayments that either of us might make that come from just one of us. For example if my…
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Leaflet drop
Some background, we had an offered accepted on a place during the Easter Bank holiday weekend, (£287,500, asking price was £295,000) thought the fact the place said SSTC was enough, so got my mortgage offer all sorted. Fast forward to last week and the mortgage company said they can't get hold of the EA to sort out the…
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critique these details please?
(Not my house), only one viewing in four weeks although (apparently) houses in this price bracket aren't moving quickly at the moment anyway in this area? http://www.rightmove.co.uk/s6p/51666398
