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Letting to a fundraising company
My BTL property is currently on the market to be let. I have been told of an interest by a fundraising company to rent it out as a "team home" for their fundraising team. Does anyone have any experience of the above ? Any issues I need to be wary of ? Thanks, 2nd mortgage.
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How hard is it to find a good agency to rent from?
My friend is looking and most seem to have terms for rental that only benefit them, and I know its logical to protect themselves but I mean things like they wont do credit checks without a deposit paid first, and if you fail credit check you lose deposit, or if you pass credit check but dont give references within a few…
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Water tests - 30 of 63 failed
Hello, Just wanted to know if anyone else has had the same experience. I'm buying a house at the moment and the water search has come back saying that 30 of 63 tests have failed to meet the standards for metaldehyde. I've googled this and its down to pesticides. The report says that the HPA has advised that there is no…
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Guarantor Aged 77 (Any Landlords Help?)
Hi, I believe that most landlords require a guarantor to those renting with DSS. I am finding it very difficult to find one, but a family member aged 77 would be happy to help out. Now I heard that 75 is the maximum age, but how strict are they on this? My guarantor would be a house owner that is a retired lecturer in…
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Getting a guarantor for renting
Hi everyone, I am a newly single Mum looking to rent a flat/house. I have an extremely good credit score, including the money to meet a deposit. However, because I am currently on HB (I have worked for years) but I have taken time out to bring up my son, I do not have a guarantor. I have found a house to rent via an estate…
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A warning to anyone sending their bank details to their solicitor via email.
http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11605010/Fraudsters-hacked-emails-to-my-solicitor-and-stole-340000-from-my-property-sale.html
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renting after bankrupcty
Hi I am looking for some advice i was made bankrupt in oct 2010 my house was sold and i paid all my debts with the equity in the house. I have started to rebuild my credit rating and have a credit card and a bank account and all my household bills are in credit. The only out standing negative is that my bankruptcy remains…
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Buying with my parents- Right to Buy
Hello all, I'm thinking of buying my parents house with them under the preserved right to buy scheme. I currently live with them (and have done for over 12 months) and so they can share the right to buy with me and so we can make an application together. My dad is 60 and my mum is 56 which presents a slight problem when it…
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Deposit Protection Query
Me again!! Deposit protected with DPS & tenancy will become Periodic after the initial 6 months tenancy expires. Question is what do I have to do with the deposit? The DPS state that "If the fixed term tenancy has become periodic you will need to advise us that the tenancy status has become periodic". However, I am unable…
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Can a relative be a lodger under 'Rent A Room' scheme?
I might want to lodge with my brother in his house. Would he still qualify for the £4,250 tax-free threshold, or would it not be allowed on the grounds that I'm a relative? Edited to add: oh, I can't add links yet. But I'm sure people know the scheme I'm talking about (if not, search for…
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HomeBuyer Report Help...
Hi, We've received out HomeBuyers Report today. Majority of the report information are Graded 1, however there is a grade 3 for G1 (Electricity) which reads 'I have concern with regard to the safety and ongoing serviceability of the installation as a result of its age and exposed cables seen, for example serving the power…
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Interested in buying the house we currently rent (valuation)
As above really. We are v.interested in staying put and buying the place, landlord has already expressed interest in selling. We've looked at other property prices in the area etc, but want to get a good idea of what the house is worth. The landlord has said he will listen to offers, but this isn't a £1000 car we are…
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FTB how much to offer
Is there a guide on here to how much various Estate Agents over-inflate the prices of houses they put up for sale, my sister told me yesterday that Bairstow Eves put about 20% on top of what its worth. Thought their should be a guide to the various Estate Agents to know how much to offer on a property depending on which…
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Colleys cancelled survey as the house is non traditional!
Hi, I wonder if anyone has experience about this? Our survey was booked for this week but now cancelled by the surveyor because the house is classed as "Non traditional". The mortgage is via Halifax. :shocked::shocked: Does anyone has experience of this? Thanks
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What does the lease prohibits or restricts alienation mean?
We found a flat for sale at auction with this clause written in the title. What does it mean? We are FTB and properties are strange territory for us :j
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Smoking in a rented property
I'm a smoker. Not a particularly heavy one, but I do enjoy my fags. We're moving house (possibly) into a another rented property. Currently I do smoke in my house, but out of a window. A lot of rental properties have strict no-smoking policies. My question is: how enforceable is this no-smoking rule? I mean unless they…
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Who are MIL's utility providers?
Hi all, I just mentioned on a separate thread that we are currently in the process of getting my MIL's house rented out, now that she is in assisted living (early to mid-stage dementia) as of last month. One of my dilemmas is that I am not sure who all her water / gas / electricity etc providers are at the old property,…
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Renting out my MIL's property
Hi all, Long time no post! Situation currently is this: My MIL, 78, sadly has early to mid-stage dementia, and my husband (only child) and I act as her main carers and also hold Enduring Power of Attorney for her. Last month we successfully moved her from her existing property (owned outright) to an Assisted Living complex…
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Boundary fence dilemma
Hi, I have been directed to this forum by the green-fingered board, and hope that people here may have some insight. I have a dilemma...and apologies for the long story, this is a good opportunity to vent! Currently we are going through negotiation with our neighbors to erect a very nice and expensive fence both sides of…
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House Move Checklist...
Hello, So my partner and I officially get the keys to our first home in 2 weeks time :D :D:j:j:beer::D:j:D:D Of course, moving out for the first time will be a shock to both of us and we know money will be tight for a while. Could anyone help or send a link with a checklist for when we move out for things to think about...…