-
Freeholder charges for "granting permission" to change windows
Hello All, I rent a 1 bedroom flat in North West London. I have been renting for more than 10 years, and I have finally convinced my landlord (actually a very nice guy) that upgrading to double-glazing would be beneficial to me but also to the long-term value of his property. I have just learned however that the Freeholder…
-
removal of for sale sign
Our offer was accepted last Tuesday morning with memorandum of sale issued the same day and solicitors instructed. My husband drove past the property today and it is still displaying a 'for sale' sign but is showing as SSTC on the agents site and rightmove. Is there an expectation on how long it should be before they take…
-
What matters should landlords insurance cover.
I have a buy to let house and I am letting it unfurnished. Can other BTL landlords suggest what things need to be covered with the insurance? My letting agent offers a warranty policy at £20 a month that covers loss of rent and legal expenses if the tenant can't pay. I have been advised to take this out plus a British Gas…
-
Yayyyeeee - i can change my worries to something else!
Great news for us. We got the approval for the mortgage today so were all go. Its all in the hands on my solicitor who is really pushing for a hand over by the end of the month. We cant believe it. I mean we havent even started packing!!! Our turn around has been EXCEPTIONALLY quick i believe. I think we have been very…
-
Shared Equity Scotland questions
Purchased through 75/25 shared equity with Barrat in 2009 (25% loan now owned by Rose Shared Equity). Looking to move on now unfortunately through repossessions and following that low survey values it looks like a 15k drop in purchase price. Should be enough to just break even. Are you able to part-exchange to a new…
-
Floor measurements
I've had new carpets and flooring fitted throughout my flat, ready for it to be put on the market. I made the measurements and everything has fitted fine. I've dug out the old particulars and all the measurements shown on the floorplan are short. So much so that I come up with a round figure of 700 square feet for the…
-
same firm for buyer and seller
Does anyone have any opinions on whether its a conflict of interest for 2 legal executives from the same firm to act on the same sale, 1 for the buyer and 1 for the seller? It seems to be an issue amongst solicitors but not sure with legal executives who must be regulated by someone other than the law society? Thanks Dianne
-
Legal Action Against Landlord - Disrepair causing heath issues
Hi all, I rent a 2 bed ground floor flat that is a converted house. I am on a periodic tenancy with a protected deposit. I have had an issue with the gutter causing rain water to leak into the flat,which in turn has caused a lot of black mould to grow on the wall and ceiling in the bathroom.The letting agent admitted in an…
-
Vertical cracks under bay window... buying a house.
Hi, I am looking to buy a 3-bed semi build in 1930s but during the viewing i noticed cracks on the upstairs bay window. The cracks are either side of the bay, beginning from the bottom of the windowsill and going vertically all the way down to the floor, approx. 1-2mm thick. I checked the flooring and do not see any signs…
-
Safe investment of house sale proceeds
I am about to complete the sale of my house. I shall be renting for around 6 months while house hunting. The proceeds from the house sale far exceed the 85k protection under the FSCS. Id like to avoid opening multiple deposit accounts. How can I invest them and have maximum security in the event of a financial crash? I…
-
Deposit dispute
Hi everyone, My sister moved out of a rented property in October and has yet to receive her deposit back. It was a furnished house, private landlord, deposit was protected correctly. She contested the first letter back in November which was for £2,500 which included things like new sofas, painting front door, re-plastering…
-
Self Assessment Tax return on multiple rental properties
Hi, I am collating information for my Self Assessment for several rented properties. My Accountant says the properties are taxed individually and not as a company. this means I have to laboriously allocate every transaction against each property. ie car parking costs, petrol, furniture, etc. Surely, a plumber would not be…
-
Anyone bought from Taylor Wimpey
Hi all, Im about to fully commit to buying a 3 bed semi (the Baird 2) from Taylor Wimpey, I am concerned due to all the pros and cons I have read about new builds in general. Im just wondering if any one else has bought from them in the last few years and how the quality is? thanks in advance
-
Optimhome?
Hello, Does anybody have any experience with Optimhome? Selling or renting? Many thanks in advance
-
Bathroom sink broken rented property
Sink accidentally broken by tenant. Should the tenant simply replace it or tell the LL first?
-
They said the gaps are my responsibility?
Hello MSE community, I would like to ask for your help and advice please. I have been living in my new flat for a short time and noticed that it is very hard heat and I could feel cold air. So I pulled up the carpet and found a large gap between the skirting boards and the floor boards. When I look around the whole flat,…
-
Buying a house that needs work
This might be a pretty silly question, but hopefully you can advise. We are on the lookout for our first home. Visited around 5 or 6 properties, bid on one we loved, it went to silly prices and we oped out. So the search continues. Up to now we had been chasing a house where we could just move in and not have much…
-
To buy a house or pay off loan
Hi I am looking for some advice, I have recently been left around £10k and was thinking of using this money to get my first house through help to buy. I do also have a loan with £10k left on it paying off around £300 a month (so a number of year left on it), the question is should I use the money I was left to pay of my…
-
Wife is main earner but has bad credit rating
Hello all, New on here, but could do with some advice. I took my mortgage out just under 5 yrs ago, but since then I have lost my job and my wife has become the main earner in the house, with me just having a part time job and looking after the kids. The problem is that come June our latest 2yr fixed mortgage comes to an…
-
First time renting and need help.
Hi, Mr H and I are going to rent a property for the first time in our lives and I am feeling a bit baffled! We've found the property and are now applying to go through referencing etc. I've received all the forms but none seem to be a 'tenancy agreement' The letting agent has sent me 2 forms to complete, one is for…
