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Online only estate agents
Our recent communication with the local estate agents can be summarised as such: -Two wildly different estimates, one from the biggest estate agent being over the price of a new larger property on the next street. not convinced. -One estate agent contacting me several times about properties £45,000 over my stated budget.…
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Deposit not placed into a deposit protection scheme
Hi all, This will be long so i apologise & I'll try to cut a very long story short! We moved out of our last rented property last november, we rented privately, not through an agent and we paid an £850 deposit which the landlady said was placed in a protection scheme. Knowing nothing about this, we just assumed she had…
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Reasonable amount of rent?
I'm currently living rent free in a house which belonged to my parents and was paid for outright by them. My Father paid for 90% of the house, my mother the other 10%. My father has since passed away and wanted me to remain in the house and keep it in the family. My mum is moving away with her new partner, and we are…
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Selling house mortgage up for renewal April 15
Hey everyone. First time writting a post so hope someone can help. Been a crazy 6 months decided to move out of our home and in with my gf's grandma. Whilst we weren't there I was lucky to rent it out using consent to lease. The plan was to save for a new mortgage together and keep renting the little terrace out. We…
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Buying a student house..
We are in the very fortunate position of being able to afford to buy a property outright, no mortgage. We also have a student son looking for a house to share with friends for the next two years and have the prospect of paying his rent. We can afford to buy the suitable property, and then charge a fair rent of the other…
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Survey results/ morgage question.
If I got a fullstrucurial survey done and it came back saying I need a damp proof cource would the morage company still lend the money if I didn't get the job done?
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Estate agency forcing me to see their broker
Hi all Hoping someone can offer me advice. A Barnard Marcus branch in south London (though their email addresses are @sequencehome.co.uk) listed a house that I wanted to visit but they wanted me to come to the branch to be verified by their mortgage broker.! I told them I had a mortgage agreement in principle with Woolwich…
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Buying a new build - is the builder in breach of contract??
We agreed to buy a new build off plan last May, we were originally told completion oct/Nov. We were able to secure a long stop date from the builder (Taylor Wimpey) of end of February 2015 when we exchanged. We have now been advised that they will not meet thier obligation and will be delayed until sometime in March. For…
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Moving to Tonbridge?
Thinking of moving to Tonbridge and buy a house there. Any local knowledge/ advice, especially areas to avoid? I am aware that the town was very badly flooded in the recent past, so avoiding any house near the river, but any more help would be greatly appreciated. Of course, it would help to rent first, but financially…
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Buying from Mother In Law - Advice please!
Not sure which category to post this in, but please help....! Two years ago the opportunity came up to buy the house we rented from our Landlord... As I am self employed, I didnt have sufficient income in my books to get a mortgage, but i didnt want to miss the opportunity to get the house at a great price...170k To solve…
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Renting the house im waiting to complete on
Hi, Ive agreed to rent the property im buying at a reduced rate while I sell my house. Other than that both partys can still back out can you think of anything else I should consider. The rent would all be official etc but just short term until I sell.
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My Shared Ownership Journey
So, I'm sat here in my brothers old bedroom watching You've Been Framed. The pooch is snoring her head off downstairs with my parents. Yep, I'm almost 31, living at home and single, again. It wasn't always like this. I had a lovely 3 bed detached house with, who I thought was, the man of my dreams. Turns out it wasn't…
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Renting out home in order to buy another?
Hi, I'm wondering if anyone can help me. We've recently had a baby and are considering renting out our home and buying a better one. I was just wondering if this is even possible? We wouldn't have a deposit for the new home, but we do have quite a bit of equity in our current one. It is now worth 250-265000 so we have…
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Nightmare - My first property
TestTestTestTest
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Bank statements as a guarantor on a flat
I'm about to be a guarantor on a flat and they're asking for a reference, 3 months wage slips, a utility bill and a bank statement from me, the guarantor. I'm okay with the first 3 but I don't really feel comfortable for the person I'm guarantoring fors dad (he has the printer to print it off), the person I'm guarantoring…
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Boiler has gone wrong between exchange and completion
Good Evening I am hoping someone can put my mind at ease to what has been a nightmare of a house sale. My mum's house is a turn of the century cottage and needs a LOT of TLC. We have managed to sell it at a fairly reduced rate to take into consideration the work that needs doing and completion is this Friday. The boiler…
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Stamp duty on simultaneous staircasing and resale (shared ownership)
I'm in the ridiculous situation of the HMRC helpline, my solicitor AND our HA not knowing what to do about this - PLEASE HELP! What we're trying to find out is if we have to pay stamp duty on the staircasing to 100% which is taking place simultaneously with our buyer completing the purchase of all of our property. We own…
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Broken combi boiler - rented property
Hi, I live in a rented property in London, UK and on Saturday am the boiler tripped the electrics (after trial and error, pin pointed it to this). My letting agent had no emergency contact tel no.'s and no website from what I could see. I have been trying ever since to see if the problem (whatever it is) has cured itself…
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Conveyancing fees for buying garages
I'm buying 12 garages, which are under 5 titles. My solicitor is charging £500 + VAT per title. Anyone know if this is normal practice as the solicitor on the other side has suggested not. Obviously there is a separate charge for registering each title. I'm happy with that, just wondering about the conveyancing. Anyone had…
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Buying House, current tenant wants to take plumbing out
Hi all, We have sale agreed subject to finance and survey on a house, which has been occupied by a tenant for about the past few years. I think she thought it was long term, and she put a new heating system in - wood burning stove, back boiler, flue lining and copper pipes. Due to costs incurred, she had stated her…
