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Move to South Wales
Hi I'm looking at a move to South Wales as i have relatives near there. I'm single and have about £80,000 to buy a place. I've looked at house prices and seems I will only be able to afford a terraced house or a house that needs modernised. I want somewhere nice, friendly, not rough (no chav areas please), easy access to…
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Landlord refuses to install a heater in the kitchen, is this legal?
Hi everyone, Temperature in my kitchen goes between 7º and 10ºC these days. Landlord refuses to install a heater in it (I have central heating) and tells me to use an electric heater. Problem: it's gonna cost like £50 a month or more during winter. This extra heating expense wasn't advertized when I moved in the house a…
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Rip off Britain Letting agents deposit release fee
I recently moved out of a rental and was quite chuffed that the checkout inspection revealed that the property was left in good condition throughout. I was then sent an email by the letting agent who manages the property for the LL that they proposed an admin fee and checkout fees of £120 including VAT. This is to be…
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moving to new area when to look at rentals?
So in the coming year we are moving to our desired area (if all goes well), when in the job search/recruitment process do you look at rental properties? How much money do you think is needed to move 60 ish miles away - months rent, deposit, movers, other things?
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VERY squeaky floorboards...Is it suspicious??
Hi all, The 1930s house we're currently in the process of buying has really squeaky floorboards!! On the staircase and landing mainly, with the odd few in the bedrooms. The stairs and landing were re-carpeted only a few years ago according to the vendor. What I don't understand is, why not fix them before re-carpeting…
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Advice on getting the best house price for FTBs please!
Hi, Me and my brother are first time buyers and have placed an offer on our first house, which has been rejected. Being FTB, we are unsure of the best way to get the best price accepted for the house we want. Any advice or tips would be greatly appreciated. I am weary of copying the link to the property on here for obvious…
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Stamp duty
Hi there, hoping someone in the know may be able to advise me here.... My father owns a large house with an annexe (which is part of the house) that belonged to his parents. Upon their death he took out a mortgage to pay off his siblings their share. He lived in the annexe portion and rented out individual rooms in the…
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Showhome - Snag Inspections?
Hi, We have put a reservation on a showhome. It was built this year probably about 8 months ago, and used as the only showhome for the development. The garage area has been used as the main sales office and so the garage doors have still to be put back on before the house is officially registered as we've been told. Being…
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Ex-Landlord claiming via 24 Hour Debt Collectors Ltd
I have an ex-landlord who has refused to accept a repayment plan offered to him, which was said to be acceptable from the opinion of a CAB friend. When he refused, i sent him an increased offer which totally used all of my disposable income, in order to get it paid. He did reply. [TEXT DELETED BY FORUM TEAM] The date stamp…
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First time renting - Rough bills PCM cost?
I'm looking to rent a 1 or 2 bed property in Surbiton/Kingston area, but have no idea what price council tax, utilities etc. are likely to add up to, and without that, it's hard to know what properties I can afford to look at. Would anybody be able to give me an estimate of the total costs of bills payable per month might…
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Mortgage advice
Looking for some advice with regards to a mortgage I am currently on. Split up from my partner last year and moved into a private rented property and my ex stayed in the mortgaged property however I still remain on the mortgage as a joint owner. I have recently discovered he hasn't kept up with the repayments as was the…
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Historical Commercial Property Price
How would I find the price paid for a commercial property? (Purchased 2009) Its had planning approved for a change of use to residential. Checked the land registry details but these show a valuation price submitted 2012 not the price originally paid. Thanks
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Selling a property when no contact with joint borrower in years, please help
Hi, I'll try to be brief, basically I purchased a property over 8 years ago with an ex, who left the property 4 years ago. Since then I have paid the mortgage etc alone & have had no contact from him bar an email about a year ago. I now want to sell the property but have no idea how this can be achieved given I have no…
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Landlord's responsibility?
I rent a property from my local authority as does my neighbour. As I rent I have contents but not buildings insurance, but have included shed contents cover. I purchased 2 sheds as there is no garage or other storage space here. The larger shed was expensive/strong and was/is full. In the storm a few days ago a large tree…
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Tenant trying to get bills paid by landlord
Our property is rented to a council tenant, the tenant contacts us directly if they have any problems. A few months ago they had a pre-pay metre fitted for the heating, this happened without our knowledge and now the tenant keeps contacting us saying the heating isn't working, we have had it checked and it works, but the…
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Stamp Duty and Shared Ownership
Hello, Hoping someone could help! I'm bashing my head against the screen trying to work out whether I need to pay stamp duty and reading other threads on the topic and the HMRC website aren't helping! Bit of background. I brought a 50% share in a house in June 2010. £65,000 of £130,000. I did not pay any stamp duty as it…
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Mortgages, finance and addresses
I hate renting in this country all the landlords are rip offs.
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House on market.. fence damage..
Our house has only just gone on the market. 2 days ago there was a storm here - and we have lost 8 pannels - on the neighbours side, and 2 on our side. We have viewings booked for this weekend, and I dont thihnk its possible for either side to be repaired... what do I do ? ETA the garden is 150 ft lon - and we wont be able…
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How to buy new house before old house is sold?
Hi My house is currently on the market, we have no Mortgage on the house, we own it outright (on market at 80k) we have seen a house that we love but can't move forward as we don't have a buyer or deposit for mortgage (all tied up in house) Are there any options to allow us to buy house which are secured on current house…
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Mortgage App 'Will anyone else be living in the house?'
What are the consequences/ procedures of ticking 'yes' to this question? I know if you tick no, you need to sign a notarised document saying so. What happens if the answer is yes? (FWIW, my partner is buying a flat for us both to live in. My credit rating is terrible and I'm self employed, so adding me to the mortgage…
