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Renovate before Selling?
Hi there. First time poster on there. Been lurking for a while and finally took the plunge to post. I bought my first flat last year for 80,000 and managed to get it for 25,000 under the asking price (delighted). Ive had it rewired and decorated roughly half the flat. I was planning on putting in a new kitchen and bathroom…
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Moving house - what utility provider should I use?
Hi. I am moving house in a few days and am after some advice about gas and electric suppliers. It is a bigger house, so doing a usage comparison is tricky. Is it best to use our existing provider (southern electric) or are any of the others offering good fixed price deals for new customers? Thanks in advance.
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Deposit Woes
Hi all, I haven't posted on this board before but I'm having some serious issues with renting and it's really upsetting me. This is going to be quite a meaty post so please bear with me. Back in the beginning of September I moved into a room in a house. The landlord mentioned at my viewing that the house was for sale but…
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Properties sold under help to buy scheme
Please can someone clarify something for me? I am trying to sell my house which was built 2003. New houses are being built on the same estate but I have checked on the land registry website and some properties are being recorded as being sold for £165,000 and some £135,000. If buyers are using being assisted with the help…
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loft not mentioned in lease
We have a first floor maisonette so have access to the loft. The loft isn't mentioned at all in the lease. The freeholder has said that we can't convert the loft as the lease does say that we can't alter the outside of the building so couldn't put windows in the roof. But does anyone know if we could convert it minus the…
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To buy or not to buy?
I have just sold my appartment (about to exchange contracts) and i am all set to go backpacking around Australia for 12 months. I will have made a small profit after fees and im planning on putting this in a savings account along with the initial deposit i put down on the flat ( i should have about £20,000) ready for…
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Selling to Cash Buyer... Timescales?
So we're fairly sure that a couple we know to be cash buyers are going to submit an offer for our house. Over christmas they've been back twice and we get some decent vibes from them. Not counting our chickens, but assuming they make an offer and we accept it, how much does this really differ in terms of timescales to…
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How Bad Is This Damp Problem ?
Just before Xmas I had the survey back on the house I am buying which read like a horror story, basically it sounded like the house was about to fall down and there was a massive damp problem. Fortunately over xmas I was able to speak to my sister I law who works in a surveyors, she was able to reassure me that most…
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First Time Buyer - Help to Buy Scheme
Hi All, I'm interested in peoples opinions on the help to buy scheme, in particular, anyone that's applied previously and what criteria they were asked for? I earn £27k per annum and have found a house for £168k and have the 5% deposit but am unsure whether to apply on my own or with my brother who is keen on purchasing…
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entitlement to housing by Local Council/Authority
I sold my house at a low price (houses where I live dropped in value dramatically) I am a pensioner and I attempted to purchase a house which was also selling at a low price. It would have meant my mortgage (I still have a low mortgage) not increasing. However, the sale of the house that I intended to purchase fell through…
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Persimmon px, valuation and negotiation questions
Currently they are at the very early stages of phase 1 of a 4 year building plan. We are looking at px for a new build in the 1st phase. They sales manager told us they would be in contact mid next year to organise 2 valuations from local EA and get things moving should we accept their offer. There are 2 houses we like 1…
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Proof of deposit
If I had money towards the deposit for a house with my 'new' husband (from a flat he had no claim on) and put it into our joint account to arrange a cheque to the solicitors but have proof it came from my account initially can I still prove that I paid the deposit? Thanks,
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Recurring leak from neighbouring property - options?
Evening all I will try and keep this as short and succinct as possible. My elderly parents have been going through hell for almost five years and I am trying to get the situation resolved on their behalf. Here's an outline of the problem: * Parents live in council rented accommodation * Neighbouring property is privately…
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Ripping out fitted wardrobes
The house I'm buying (if all goes to plan) has fitted wardrobes in the bedroom which I want to rip out. I assume that the walls behind will need replastering and painting once the wardrobes have been removed and possibly the ceiling too. Plus the floor (laminate) will need removing and carpet put down as the floor only…
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Kitting out a 4 bed new build house
I am buying a new build which I understand will come mostly as a shell, blank canvas. In terms of kitting it out with stuff like wardrobes, wall tiling, lighting, kitchens etc would I be best going to the developers, who seem cagey at this point on costs or sourcing elsewhere. I really am looking at what I can afford and…
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Information for first time home buyers
I am not sure if I am in the right forum but thought I would give it a go anyway. My wife and I want to buy a house. We both have full time jobs, have saved up deposit money (£10000). We don't know what the best option is though, do we go through a bank, an agency, a mortgage advice broker of some sort. We just not sure as…
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First time buyer
Hi I have rented my house off mum and dad for the last 3 years, they need to sell and i would love to buy this house. I currently have 2 other tennants too.. How do I go about starting the process.. what do i need to do?? Thank You Im 26 been in employment for 4 years. live with partner who been in his job just over a year…
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helping relative to buy
Am looking to help a young relative to get onto the housing ladder via shared ownership. 2 issues 1. It used to be easy to calculate how much you could afford to buy ie 3.3 times salary. How is this calculated with a shared ownership property? Have noticed 2 properties selling for the same price yet 1 housing Association…
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Service Charges Dispute - Legal Action By Freeholder
I have been in dispute regarding my service charges on a leasehold flat for some 3 years now. Both Lease and a solicitor agree with my position and a virtually identical case with the same freeholder was taken to the First Tier Tribunal and won. I have provided the freeholder with a proper legal disposition outlining…
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How much is 6,000 1968 worth in Home value
Argue over christmas, by 1968 a house cost £6,000 what would it be todays money please.i cant find a comparable site.
