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Shared Ownership - Staircasing
We are currently looking into buying a 55% share of 152000£ house. I know we can afford the mortgage repayments, plus rent, plus service fee and I am somewhat concerned about a rise in rent or service charge, but my main question is about staircasing. If our mortgage repayments are around 420£ and after say 10 years we…
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Surveyors Valuations - How Accurate?
How accurate are surveyor's valuations? Besides finding fault's how do they determine the value of a property,not the rebuild cost. What exactly does a surveyor take into account? cheers fj
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Buying Adjoining Land
Hi there all I have a few questions, I am thinking of buying some land adjoining directly onto my property, basically its a plot of rather large grass from my council, now in my letter to them I explained the lands gets no use, except as a pooing station for dogs and people litter, in my letter I explained I intended to…
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UPVC window replacement questions:
So, was just wondering if anyone could advise me on the most cost effective way/company to replace old wooden windows with upvc windows. Some people suggest purchasing new upvc windows off the internet and getting some builder to install it. Is this still a valid tactic bearing in mind apparantly you need to get some kind…
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Can I sell my property whilst the tenant has a fixed term contract?
Basically, I live in Germany so I rent my UK property out on a houseshare basis and each tenant has their own contract. Three of the tenants are out of the fixed term portion of their contract - so that's ok. But one tenant moved in literally last weekend and has 9 months to go on her fixed term contract. The thing is that…
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Persimmon - Sales Advisor giving incorrect information
Hello there I'm after some advice please. I've bought a new build property from Persimmon (I know - lets get past that!) and to be honest, everything has been pretty straightforward and easy. Up until today, I couldn't have recommended them more. We've exchanged contracts and are due to complete at the end of the month.…
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Trying to view a house
and failing! House appeared on Rightmove last Saturday with no photos, but in the right area and the right price. I called up first thing and the agent took all my details and was going to call back with a viewing time. I didn't receive a call back. Today the house has been relisted on Rightmove with pictures so I called…
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Landlord insurance
I am renting out my house for the next few years (no mortgage) and would appreciate advice on what insurance cover I need. It will be unfurnished so will be buildings cover and any thing else required. The heating system is fairly old - can I insure it against failure? Many thanks
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House now sold - solicitor required
Hello, I've recently sold my house and now need a solictor to tie in the sell officially. Having not ever done this before I need some advise. How much should I look to pay and any particular solicitor you can recomend to work with. Thanks in advance. Dottie
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Problems getting expired covenant removed from title
We're having a incredibly hard time reaching exchange with our first purchase as first time buyers. Offer accepted April 8th on a property with no chain, "great!" we thought, "this'll be quick!" Hah. Here follows our one remaining issue, and I suppose I am hoping to attract the attention of Land Registry Representative or…
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What practical issues would someone who is merely a 'lodger' not 'tenant' face?
Hi there. My friend and I are moving into a flatshare. You may have seen my other thread but the current arrangement (until we can get the contract changed) is that one of us is the named tenant and the other has status as lodger, not being a named tenant on the tenancy agreement with the landlord. Would lodger be able to:…
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Landlord and tenant dispute - need advice!
In feb 2012 me and my husband and our 3 year old moved into a property through a private landlord. When we moved in there were certain aspects of the property that were an issue to us, mainly cosmetic stuff. We discussed with the landlord the possibility of them giving us a rent free period and we would pay to make the…
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LMS Legal Services / Nationwide – Searches query
After some advice from anyone who has used LMS Legal Services – likely through using Nationwide Building Societies legal options. In the “Confirmation of Instruction” pack I’ve just received, there are 5 different search “pack” options, with different pricing and different options depending upon how comprehensive you wish…
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Tenants in Common when one party dies
My parents owned their retirement apartment as 'Tenants in Common'. My father has recently passed away, I have now got the probate (all done without a solicitor) and want to put the property into my mothers sole name (as stated in my fathers will). I asked Land Registry, using online enquiry, what forms to use and they…
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Deleted - repost in other forum
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PoA / Purchasing Mother's home
Hi, I was granted power of attorney for Mother prior to her being diagnosed with dementia. She is now in a nursing home and wishes the house be passed to me (which I am aware is now to late). I am in a position to purchase the house (slightly under market value). Am I able to do this as I would be acting as both the seller…
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Landlord Rent Restriction Notice and Query
Hello. Bit of waffle first. Rent a flat from our landlord. All ok, he's a bit laid back with things (eg roof leaking a lot, needs to sort it out with other tenants int eh block, no boiler check this year etc). Received a letter from our council the end of April telling up that our Landlord had lapsed his Landlord…
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Rental Guarantor Needed? - Help
I am wondering if anyone has any advice? I have previously rented a property through a friend, so it was a private rent. They didn't do a credit check so there were no issues there. I have recently moved out and into my parents place so I can save up enough money for a rental deposit. I need to move out in the next couple…
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We need your help, deliberating this....
I'm trying to make a decision on a flat with my partner and the more we deliberate it, the harder it is to make a decision. I keep conflicting the issue by hearing the words ringing in my head 'buying a property is most expensive purchase in ones life' and then thinking ' thinking too much prevents you from doing anything!…
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Builder sold land for rented property development
When we bought our property back in 2006 the development was still on going. We were shown plans of future builds to finish development. The developer stopped building due to recession, but we always thought this would eventually be finished. We have just learned he has sold the remaining land for rented property…
