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ROMANS Estate in Reading, anyone had any experience dealing with them?
Hi Guys, renting a flat in reading is truly a headache now! From my first post here, we had bad experience dealing with agent. Now We contacted Romans, the Reading office. All seems excellent: prompt respond and seems very helpful. We are going through the reference check (just got the email, both my hubby and I have…
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Stung by stamp duty avoidance scheme help!!!!
Hi, I'm hoping somebody can help me out. Back in December time last yr we began the process of purchasing a house requiring stamp duty of 8700. We didn’t have this money at the time and found a local company who specialised in a Stamp Duty avoidance scheme. Apparently 10 yrs of no problems or comebacks for clients. Part of…
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MSE News: House prices up at fastest rate in three years
"Annual house prices rose by 1.9% in June pushing average UK prices to £168,941, says Nationwide..." Read the full story: House prices up at fastest rate in three years This thread is not in the 'discuss house prices and economy board' as that is only open to those logged into the forum so anyone coming from the news story…
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Buy to let income
Planning to cash buy a property to let. Husband age 63 on company pension. I am 60 and dont work so could the rent be paid to me and as it would be below the tax threshold be tax free.
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Home buyers survey or a full building survey....?
Hi I'm buying a property and (as you should) I'm getting a survey on the property I've been calling around and various companies have offered a "home buyers survey" or a "full building survey" There are a couple of small cracks but nothing major. House was built in the 1960s and isn't in a known subsidence area Any…
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Do I have to fill out a claim form if I want to leave?
I have received A claim form for possesion of property from county court on Friday 21st of June. I want to leave on the 9th of July. I send a letter to my letting agant to inform them. Do I still have to fill out the claim form and send it to the court?
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It was all going so smoothly...
Accepted an offer on our 2-bedroom flat in May, found a perfect 3-bedroom house also in May and our offer was accepted due to such a short chain (they had been renting the house and wanted to sell it as it's currently vacant). Both the purchaser and vendor told us they wanted to move quickly which is fine with us as we'd…
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Guarantor Problems - Advice Please!
Hello all - I'd really appreciate some advice please. In July 2008, my husband agreed to be guarantor for one of his friends. He didn't know what he was getting into. Two years ago, she changed jobs and fell into arrears by about £2,000 (partly due to her housing benefit being delayed). Although she paid them in the end,…
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consent to lease
Our house is up for sale, if it does not sell does any1 know how FirstTrust Bank (AIB) deal with a consent to lease request if we decide to rent it out instead? Are they usually accepted, is there a fee etc?
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Mail redirection.
£42 for two of us, am I wrong thinking that's expensive? I just better hope I've written to everyone!!!
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vulnerable tenants
hi everyone im looking for some advice please if possible.
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Completing 4/7/13, tenancy ending 24/7/13, need advice!
Hi guys, We're FTBs, and are completing on our house on the 4th of July. However officially our tenancy on our current rented flat ends on 24th July after we gave the correct notice. So that's a 20 day overlap, which seems like a lot, but we wanted to leave plenty of time to move stuff and sort things out. Thing is, I'm…
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Use children's savings as part of deposit?
Hiya, My children have their birthday and Christmas money in children's savings accounts and if I used their money with our savings we could get together a decent deposit. However I do feel a bit uneasy about "stealing" their money. Obviously we would pay them back and as they are only 7 and 8 it;s not as if they need the…
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First time buyer scheme dilemma
Hello Just wondering if anybody can help. Just got a 1st time buyer scheme house with Taylor Wimpey. However we got it in Winter and now it is summer we have been living with the nightmare of it being on a flight path. There are planes coming across the top of the house at 3am, 4am, 5am, 6am and I can not function in my…
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Tenant Handing in Notice......Advice Please
Hi All, I would be grateful for some guidance. My tenant moved into my flat back in February and today he e-mailed me to say he wants to give me 2 months notice to move out as her circumstances have changed and he is moving to a new area. I reviewed the tenancy agreement and noticed this clause: "The tenants may, at their…
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Legal fees estimate for buying and selling
Hi, Making the plunge and putting our place on the market this weekend but just wanted to check if the legal quote we got is a fair price (first time seller). We're selling a 2 bed flat (£180k) and buying a 3 bed house (£300k). The quote we got is £2250 including all the searches and payment transfer fees etc. and…
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pre purchase lease extension
a quick note despite being almost 40 years old I'm ashamed to admit I've lived the last few years of my life as a kinda kept man never having to pay bills etc however due to a break up i find myself in a position of looking for somewhere to buy and therefore i keep coming up with more and more questions however I have…
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Renting My First Property
Hi everyone, I am looking at renting my first property after leaving university and I'm looking at some general guidance and advice. I am currently earning £1100 per month after tax and have fallen in love with a 2 bedroom apartment that costs £450 per month excluding bills and although I desperately want the place I am…
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Aggressive Freeholder/Admin Fee - Help!
Hello, I am hoping that someone will be able to offer some advice. The basic scenario is this: I own a two bedroom leasehold flat. In May I received a ‘Letter Before Action’ from the Freeholder. This document stated that the ground rent was in arrears, this was payable within 14 days and a ‘Letter before action’ fee of…
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Garden maintenance charges on freehold property
I have to pay a share of the cost of maintenance for gardens and roads in a small private estate. The three owners of the land are also residents and three of them run the management company that demands the money. One of them also carries out all the work on the grounds. The charge is currently over £600 a year and my…