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Understanding a Home Buyers Report - Are these big problems?
Hi, We are FTB and buying a mid terrace build in the 1880's but the Home buyers has throw up some major issues: - Defects in the chimney stack - suggest fixing/removing but would require scaffolding to access. - Ventilation beneath the timber ground is inadequate and additional air bricks or grills required. - Evidence of…
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Good thing or bad to have same solicitors as sellers?
I just made an offer on my first house, and had it accepted. Am now looking for conveyencers. I want to go local as despite being slightly more expensive, I feel it would be less prone to problems. The solicitors I'm thinking of going with are also the seller's. I think this would be mainly advantageous (transference of…
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Estate Agent quoted incorrect price
Hi, could anyone offer any advice please. We are using our estate agent's solicitor to buy & sell our house. The estate agent quoted a price for the solicitor, which we agreed on (and checked with them on two separate occasions that there were no further charges to be added to the quoted price). We now have a bill for…
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Building Survery - irritation
Just wondered , we have had a full survey done , the surveyor tells us he couldnt access the drains as they `run down the boundary` and he would have been trespassing , knocked to ask the neighbour apparently but no one was in Is it just me or something like drains is quite important , i just feel annoyed i will now have…
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New build properties - part exchanging
Hi, Thanks in advance :)
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Survey for New Flat Build
Hi everyone! Hope everyone is feeling good today :) I'm a first time buyer and have been lurking around these forums for the past week if a survey needs to be carried out for a new build or not? I've read a mixer of yes and no's from here and all over Google searches so just starting yet another survey thread to get a few…
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Concern with landlord's mortgage
Hello all, I'm growing concerned that my landlord is not keeping up with his mortgage repayments. It is only a suspicion but I have two questions: 1. Say it gets too far, he hasn't paid and they want to repossess the house - what are my rights? I run my business from home, I have a 3 year old child and my wife will be…
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House selling with a 'restriction'
Complicated story but the shortened version is that I have a joint mortgage with my ex husband who went bankrupt. There are 'restrictions' on the property itself when I have looked at the land registry. I will be selling this house, there is about 15k equity in it and he hasn't lived here for two years. I am assuming that…
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Damaged asbestos roof on garage on property we are buying
Hi all I am doing a lot of googling and research, but you are a knowledgeable lot so you may also be able to help. My sister and I are buying a property together and had the survey done last week, we got the report yesterday and it says the following : "The garage, which is located in a separate block, in a row of…
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Landlords and credit checks
Hi there, I don't know if anyone can help or advise on this, I've just googled endlessly what landlords can see and the only things i find for experian is small businesses, i have sent a couple of emails to experian to see if they can shed some light on my issues. My boyfriend and I are looking to move to Stafford in…
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Where to buy - London?
Hi all, Posted a few times on here and have had really good answers to some of my queries. My wife and I are finally in a position to buy a place now. We have £40k deposit and we are looking at the £250k to £260k mark in North and North West London for a 2 bed place. We looked at some new builds under the help to buy…
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First Time Buying, Excited!!!
Hi All, The other half and I are in the process of buying a house and no longer living in rented accomodation! I am really looking forward to it!! We found a lovely 4 bed detached house ticking almost all of our boxes and in a very nice area! And most importantly, will have FTTP!!!!…
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help with my deposit ....
I rented a house in NW10 and we stayed there for the minimum tenancy as we were buying a house and were waiting for the paper work to go through... anyway we left the property within 5 months time (but we paid for the 6 month minimum contract and the landlord agreed with it) we had many problems in the property because of…
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Moving in problems
Hi all, I was wondering if anybody could help me. I've signed a contract with some other people for a house to move into soon. The landlord of the current property I am in has given me extra time to move out, so that it is the same day I move into my new house. The problem now is the estate agents won't allow me move in on…
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Detailed Mortgage Calculator for capital and interest breakdown
Hi All, I am looking for a decent mortgage calculator that gives a nice breakdown between capital and interest and also the possibility of overpaying my mortgage payments. I have only managed to find one calculator that presents these, loanmungerDOTcom I just wondered if this is the only one out that there that does what I…
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Buying/Selling houses in Scotland..help?!
Hi there Stayed at my first house for 6 years and am currently in the procees of selling it, and buying another one. I wondered if anyone out there could re-assure me of my solicitor`s fees`.... I`ve been quoted by them as £805 for selling and £3,670 for buying (I realise £2499.99 of this is Stamp duty), does this seem…
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Umming and Ahhing about accepting an offer...
Did anyone else do this or did you find it a pretty clear cut decision? Both sellers and buyers, how long did you leave/wait before giving/getting an answer? Our house has been on the market for almost 4 weeks now, we've had two offers, a few second viewings and a few others who were apparently very keen but still needed…
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Ex-partner, negative equity - don't know where to start
Hello all - first post here but long time lurker. I was hoping someone would be able to offer some advice on my awkward situation... It ticks all the boxes when it comes to how not to do things. We made every mistake possible because of youth and naivety, so please don't slate me... I know I've been an idiot! My head's…
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Do any landlords use Glide?
I rent property in the student market and Glide has recently come up as an alternative utilities management supplier. Sounds great to me since offering all-inclusive bills has become a bit of a cash burner. Anyone used it? Saw this post from students which make it sound very positive:…
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Deposit Protection Scheme Insurance?
Hi all, The estate agent we rented through has been closed due to investigations of fraud etc. Our deposit was with them (a whole 1k). I have been told that the deposit protection scheme (which I have checked and we are definatly registered with!) should reimburse us through their insurance. Has anyone had any experience…
