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Electricity sub station
Hello, Found just about the perfect house to buy - amazing value and a serious seller. Looking at the digimap survey maps, there is an electricity substation between this one and the house next door. The substation does not extend as far back as the property, so on the plus side there is more garden area than the rest of…
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transferring portion of the house to wife
My current flat is in my name and we were thinking of getting a new place and renting this current flat out. For tax purpose, it would be good to have the flat under my wife name but to avoid paying for stamp duty. Current value around £140k Left on mortgage around £110k Can I transfer £125k (90%) share of the property to…
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Can a property be freehold and leasehold?
My dad is looking to buy a property. He's put an offer in on a maisonette. But he said that this property has a shared freehold and a lease of 125 years. My dad seems to think that this lease is good but I think it's very low and would be hard to re-sell. There's no service charge for this property which I thought there…
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Appartment up for sale...exciting times!
I have put my appartment up for sale today. I made the decision to sell all my pocessions and go backpacking around the world. Im probably crazy and may regret it in future but time to step away from responsability of mortgage, bills etc. Im only 26 and been a homeowner since i was 23 before that saving for house deposit…
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Am I mad to do this?
Hi my partner and I have been looking for a flat in central London for a while and up to a point everything we saw was a complete disaster and led us feeling depressed about ever finding a flat. Then we saw a flat that we both liked in a fantastic up & coming area , very close to the tube station (.4 mile). I saw it first…
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ex taking over mortgage
hello, would just like some advice please. im living in the house that me and ex brought, my name is coming of the mortgage. when my name is off im moving out. what are the stages / what can I expect to happen when ex takes over. im am totally clue less lol
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Rewiring costs of large farmhouse? can anyone give a rough guide pls?
Hi all I saw this question was last answered in 2006 and related to a 3-bed semi, so wondered if anyone might have a more up-to-date idea? cheers if you can help
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Coming off the property ladder?
I am probably going to sell my property due to not wanting to live there and not wanting to rent it out anymore. Trying to decide whether to buy elsewhere, somewhere I do want to live, or to sell and then just rent and save. I don't want the hassle of maintaining property and would like the freedom of being able to move…
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Capital Gains Tax - please help
Hi Please could someone help me with understanding Capital Gains Tax. In Nov 2009 I was living with my parents. My then partner and I bought a home together. It was a real do-me-up job and we rennovated it slowly over a year. I never lived in the house as I stayed with my parents (It was not in a fit state to live in). My…
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Full survery, no damp, valuation survey showed high damp readings?
HI All Just wondering whether anyone can assist with a small matter. Mortgage application with Nationwide, valuation (countrywide) survey completed with a retention of £1500 (1.7% of total mortgage requested) as high damp readings were picked up. Will get full mortgage subject to a full damp and timber survey which we've…
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Vendors refusing to take the property off the market
Hi all, My boyfriend and I put in an offer on a property last week, and it was accepted yesterday. The EA seems to be keen to get things started and has asked for all our details, broker's details and solicitor's details and details of when we plan to do the survey. However, when I asked him to take the property off the…
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Renting with pets
Due to my elderly mother's failing health I need to move closer to her very soon (and don't want to live with her!). I have my own house but have decided to rent a place and put my house on the market with the assumption that it will take a while to sell. I have dogs and cats (2 of each) and realise that they will limit…
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house buying splits
Hi my partner and I are looking at buying our first house. We're looking at putting down a deposit where I will be paying 75% of the deposit and my partner 25%. When it comes to paying of the mortgage, we'll maintain the plit and i'll pay 75% and my partner 25%. with house buying fee's/bills etc we've decided 50/50. Whats…
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Not sure where to go from here.
Long story I suppose. I have been separated from my husband for 7 years and divorced for 3. I have 3 kids, now aged 21, 18 and 15 and I am living with my partner and 2 of my kids in a rented house. The rent is £550 PCM. My partner earns an average £500pm and I earn between £500-800pm. I started work last September, before…
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Order to do things?
Hi, We have had an offer accepted on a property and we have a decision in principle for our mortgage, but I'm a little unsure of what to do next!? Do I instruct a surveyor to look at the property and then apply for the mortgage, or do I crack on with the mortgage application, and then instruct a surveyor - or do I do both…
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What to offer?
So having had a mortgage AIP, we have been looking at houses in our area. Found one that ticks pretty much all our boxes, and I'd like your opinion on what we should offer please. It's on at guide for £235-245k, I know they have had an offer at £220k which was turned down plus 3 other offers which have fallen through. I…
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How much would be reasonable to renegotiate on survey?
So the dreaded survey is back and actually its not too bad compared to the last house we tried to buy. Flagged up are the small flat roof extension needs the roof covering replaced asap as its over 10 years old and water has already come in once although it was supposedly repaired. The surveyor isnt convinced. The roof…
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Private rental from letting agency
Hi I wonder if anyone can help me. My moving indate to rented propert was yesterday. Phoned the letting agency at the beginning of last week to make sure everything was ok to go ahead as we would have to hire a van for moving and that our keys to current property were to be handed in our moving in date - they advised no…
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I thought house buying stress revolved around packing boxes... How wrong was I!!
My husband and I held the belief that we would not suffer the unfortunate stress resulting from packing boxes and arranging vans as we have moved a million times or more :) It has come as quite a shock to discover our short tempers, increased anxiety and bordering on insane impatience developing over the last four weeks.…
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Chancel search risk
During the searches of the property I have put an offer. The below risk came from chancel search which I have no clue what so ever. Can someone help me what this is please? "The above building is located within the historical boundary of a tithe district within a parish which continues to have a potential chancel repair…
