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Order to do things?

Hi,

We have had an offer accepted on a property and we have a decision in principle for our mortgage, but I'm a little unsure of what to do next!?

Do I instruct a surveyor to look at the property and then apply for the mortgage, or do I crack on with the mortgage application, and then instruct a surveyor - or do I do both along side each other?

Any advice appreciated

Thanks

Comments

  • baldyj
    baldyj Posts: 194 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Anyone....?
  • Apply for mortgage, alongside that the lender may require its own approved surveyor to visit the house.
  • baldyj
    baldyj Posts: 194 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Presumably the lender will just carry out a basic valuation, and it would be down to me to get a surveyor to have a more detailed look?
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Apply for the mortgage, they will offer you a choice of surveys, which they will arrange.

    You can, of course, arrange your own separate survey, if you wish - which I'd organise once the mortgage surveyor had been and I had the report in my hand/the OK everything was peachy.
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