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properties overseas as equity
is it possible to use overseas properties to get a uk mortgage? we r a family of 5 in need of space.our uk home has deceased in value by 180k and we r almost in neg equity. we have 2 holiday homes paid in full valued at 170k ......my husband refuses to sell them as the property market where we live is in such a state he…
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help with morgage process
Hello could someone please help me and explain if I will be given my morgage.me and my wife have been give a morgage in principle, we had an offer accepted on a property and we have instructed our advisor to proceed with our morgage in principle ,they have not requested any paperwork from our adviser as yet although he…
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Buying the House I've rented
We have been renting this house since 2008, it was only built and originally sold in 2007. Now we have agreed to buy the house from the landlord for a good price. Do you think it would be beneficial to still do a Homebuyers report or would people only do it on houses they do not know?
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2bed flat owner - mortgage paid off -- options?
Hi I am in a position where I own a 2 bed ground floor flat. I have a wife and 2 kids, both under 3years old. The mortgage on this flat is totally paid off. My wife looks after the kids and does not work. I am the sole salary earner. My flat has been evaluated between £190-200k. Realisitcally tho, looking at equivalent and…
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How often do unfurnished properties come with white goods?
Are they generally included? Not often? Never? I am asking because "unfurnished" to me is talking about furniture, and white goods aren't furniture.
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Planning Permission help!
Hi, My neighbour has recently been granted planning permission for a two storey rear extension. She came round this morning to talk about Party Wall etc... yet surprised us with the fact that she also wants to add a loft conversion to the building works. Naturally, we were a little stunned by this, as it came completely…
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Utility bills after moving out of rented property
Hello all, i would be grateful for some advice. My current tenancy ends on 20 August and for the last month will be running concurrently with my first month's rent on my next rented property. I will of course pay the rent up until the last day, no quarrels there, but what about utility bills if I actually move out two…
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Location or Condition?
We're currently looking to move into a different rental property. We moved 6 months ago and pretty much took the first house that came along as we needed to get out of our previous house due to damp, rodents and a landlord unwilling to fix things properly. Anyhoo although we can afford to live here we would like something…
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advice on buying to let
I will try to make this as short as I can, Firstly a quick bit of info about me, I'm 24 married an in the Raf we live in a married quarter an have no debts. Now for what I'm on here for well my parents own a second property and are looking to start putting it up for sale Jan 2014. I had the thought of buying this property…
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walking away from property
hi all, I know I will probally need professional help for this one but I don't even know who to ask, so any advice would be greatful , so this my problem... I have a property in mainland spain value approx is now only 30k but my mortgage is for 55k, I would like to just walk away and just hand the keys back to the Spanish…
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Property In need of Renovation
Hi Everyone, Im stuck! I have a property that requires renovation works...well I say that however I have started and now the property is at the stage where plaster and final decor can go in. I am been forced to sell due to Halifax's mistake...but thats a different issue! The main thing is that I dont think I would get any…
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Help, advice on slow buyer!
Hi, we accepted an offer on our house about 3.5 weeks ago from a cash investment buyer, at the same time we had an offer accepted on the house we wanted (which has no onward chain). We have got to the point where we are ready to exchange on the purchase, but ince our solicitor sent the contract to our buyer it has all gone…
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Renting a flat - pre-pay contract?
Hi, me and my partner are looking to move out of her parents house and into our own 1 bedroom flat. We would like to know if it would be possible to pay rent up-forth for a period of time (4-6 months) and in the meantime, search for a full-time (me) and part-time job (her). This would allow us to pay the month's rent after…
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Buying leasehold/upgrading lease
Hi, I wonder if anyone can advise on the following. I purchased my Victorian terrace as a leasehold property 8 years ago. It was built in the late 1800s and has a very long lease (999 years I gather). I'm now thinking about acquiring the freehold but believe that a small complication lies in the nature of the leasehold in…
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Help
Hello Trying this here as nobody in DIY section has answered so hoping some of you guys might be able to help us. We have just bought a 1960's bungalow which has air vents in some of the walls. Now we know why they were put there but last year the owner before us had all the wall cavity filled with that special insulation…
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House swap help.
Hi, i am looking opinions and advice here if this is possible and any complications etc: My partner and I own a nice apartment but as we now have a 2 year old we would like a bigger home so had estate agents out and were planning on putting on market on Monday. I mentioned this to my mum/dad today and they seem keen to…
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Renting in Cardiff
Hello there. Is there anyone who can give me some advice on renting a place in Cardiff? I've children, have recently lost a job in another area when a relationship broke down, and have had no option but to move back to my parents - so I've no money and am also out of work. I'm trying to get my life back to some normality,…
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Housing Transfer Question
I currently live in a Housing Association flat with my partner and we have a tenancy for life. We have been considering asking for a housing transfer to a different property as we have the neighbours from hell, but I was wondering if we were successful and got moved would we lose our tenancy for life? I'm sure I read…
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Things to sort when buying?
Hi there i'm about to buy a second house, it was 7 years back when we brought our first and simply cant remember the process, and need clarity on a few other bits? so far Mortgage agreed and valuation booked in next week we obviously have funds and a conveyer sorted but now for Building cover (direct line we use on the…
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How much for outside pipework?
So, proving I'm taking all the advice here regarding my kitchen thread:beer:. What am I likely to pay for digging up 23 patio slabs and laying the pipe to drain? The bit coming out of the shower room to the ground is already done, so no ladders or dangerous stuff. Just a rough idea if anyone knows. Thanks
