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Cleaning when leaving property
My partner and I moved into a flat earlier this year. We plan to stay here about a year, then move on for work, edging closer to higher wage areas! We aren't moving for a while yet, but something has been on my mind since we moved in. When we were moving in, the letting agents told us the carpets would be cleaned, as would…
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Help deciphering title deeds
Hi there, Not strictly a buying issue as we already own the house, but I'm hoping someone with some legal knowledge can help me decipher some legal speak in the charges register part of the title document I have just downloaded. It's for the property next door to us, which is split into flats- the owner doesn't live there…
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And now I'm waiting...
Hi all, I'm a first time buyer and everything seems to have slowed down and I don't know why? 23/02/2013 - Offer Accepted 27/02/2013 - Submitted mortgage application 27/03/2013 - Mortgage Application Approved About a week or so after successful mortgage app, we got dribs and drabs of paperwork from the solicitors including…
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Thinking of taking in a Lodger
Hi, Well to start off with I am 27 have a really nice house (not to be big headed). Ive lived in it for around 3 years, I have a reasonably stable job. Ive just been plodding along over the last few years trying to furnish it, its been a slow process as I didnt hold much money aside in order to get the smallest mortgage…
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Ah the joys of renting: Inventories
So after a good few years away from renting, myself, the wife and hounds number 1 and 2, decided to move into rented accomodation whilst the housesale is going through, saving me a collosal commute to the new workplace as well as making us "Chain free" for the purposes of buying. We found a property that suited our needs…
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Surrendering a lease
My brother has been renting the same property for 30 years and has sadly passed away. My mothers name is also on the tenancy agreement. We know the landlords would like to have the property vacated as they would be able to refurb and get a much higher rental on it ( its in central London) should we ask for them to make us…
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Building regs for boiler
I am in the process of selling our house, have discovered that our new boiler installed in April 2009 was never notified to building regulations. After being passed back and forth between gas safe and local building control without any solid advise. Building control say that can do a retrospective survey but say not really…
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Pets in rented property
Trying to move for a new job at the moment. Rang around half a dozen EA this morning to be told no pets.... I only have one cat and he doesn't spray/sleeps 23 hours a day. You would think landlords didn't want to let out their properties.
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cgt rented property ,previously lived in
Hi - can anyone enlighten me please - have looked on HMRC but still confused ! I have just sold a house for 163000, which was bought for 59950 in May 1998. I lived in the property until December 2005 , after which the property has been tenanted until Feb 2013. The house has had some improvements made over the years. Tax…
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Property Registry incorrect - who is responsible?
Hello, I've recently applied to re-mortgage, it has been declined though due to the Property Registry being incorrect. The Property register shows the names of previous occupiers from 1996 (!) who held a shared ownership. It has had at least one other owner before we purchased in 2007 but the Property Register hasn't been…
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Landlord Insurance - Which company?
Looking to get a landlord insurance - Can any landlords out there recommend me a company who they have accepted is good value for money?
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Changing a property's registered door number
I think I randomly recall seeing a post about this once, but a search turned up nothing. Wonder if anyone can advise? Is there any way of officially changing a property's registered door number after purchase? Background: I'm buying a second floor flat, which shares a separate side entrance with the first floor, labelled…
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'Best and Final' Offers
Hi, I'm new to this, and a first time buyer. I have been reading about scenarios where you are asked for a 'best and final' offer. I appreciate that this largely is as it says. However, if you were to re-evaluate after giving your best and final, and decided you actually wanted to increase it slightly, would that be…
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Survey Payment Up Front?
Hi all, I'm in the process of buying my first house and have gotten some valuable information from this forum over the past couple of weeks - so wanted to start off by saying thanks to all contributors. I got a quote for a surveyor from reallymoving, price seems reasonable and he has had some good reviews on there, spoke…
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Landlord Gas Boiler Cover
Hi all, I've searched the threads and various websites but just wondered if anyone has any recommendation about Landlord Gas Boiler Cover. As far as I can see there is British Gas £16/month, NPower £9.50/month, and Homeserve £168/year. Anyone got any experience of these or any others please?
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About to complete on my first home, what do I need to do??
Hi I am about to complete on my first home and not sure what things I need to have arranged or arrange or do on the completion day or how to go about it, like setting up energy providers etc? Any advice would be really helpful. Thank you Nyss :)
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landlord says im in arrear
hi well here is my problem: i live as a a lodger and im a couple of weeks in arrears. I have lived here for a year and during the last few months of last year he was away a alot. i paid him his rent in cash as i always had and he never ever gave a reciept. However he has now said that i am 3 months in arrears from end of…
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HELP!** Nightmare letting Agent Changing Lounge to Bedroom & entering without notice
Hello guys, Firstly thanks so much in advance for your help My partner and I moved into a 3 bed flat in London 3 weeks ago. Since moving in we have realised our letting agents are horrible! HELP! Of the 3 bedrooms, we where the first to arrive. 2 weeks later we had another tenant and now we have one empty room. Because the…
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Owning house parents live in - can equity be released?
Hello, A relative of mine has a property question. I don’t know of an answer so am wondering if anybody here has any ideas. Briefly: My relative bought a house some years ago for her parents to live in, rent-free. She owns the house outright but has never lived in it herself; she has her own (mortgaged) house. Her elderly…
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HMO landlords
Iv recently started out as a HMO landlord running 4 houses each with 5 tenants, so far so good. Anyone out there doing the same?I'm interested to see how many hmo's landlords run single handed before it turns into headache. When it gets too many do you get them professionally managed?
