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First time buyer link
Hi Guys I've come across this website called firsttimebuyerlink.co.uk. Which claims they can provide no deposit mortgages. Here is a small snippet from the website... ..."We can now turn a seller’s price reduction into your deposit. What makes our scheme unique is how the seller no longer has to settle for reducing their…
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New neighbour driving me nuts!!!!
Hi all, Pointless rant alert...:o Our neighbour died last year and her bungalow was up for sale for some time. It has been bought by a family - he is a builder by trade, and they have basically ripped the guts out of it, new loft extension, all new internal partitions, bathroom, kitchen etc. Building works have been going…
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Timescales for obtaining retrospective building regulations approvals
Hi, we are in the process of buying a house without building regs approvals for an open plan conservatory and loft conversion. The vendors are now seeking retrospective approvals at our request. What are the likely timescales please?
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Transfer of Ownership? from overseas?
Morning all, A little of advice is needed, if anyone has been in a similar situation! I currently 'own' a shared ownership flat with my wife which we are putting on the 'market' soon. We are currently living in my wifes parents flat. My wifes parents are essentially going to 'give' us the flat and the intention is to sell…
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Living near Affordable Housing - Whats it really like?
Hi All, I've been looking for a new build house and we have found a very nice one form Taylor Wimpey homes. we've negotiated a good price however the only thing which bothers me is that its right opposie some "Affordable Housing". Firstly, what is this exactly? Is it shared ownership houses or is it a dumping ground for…
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Using two estate agents ?
Hello Just musing something , our town has about 35k people in, a house i have been looking at . has been up for a while with 1 LOCAL agent , and now , i notice it`s up with another LOCAL agent , yet at the same asking price.... Both agents use RM , Zoopla etc , and both have functionable web sites Bearing this in mind ,…
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Tax Query On Selling 2nd Home?
Morning Thinking if buying a new home and renting my existing home. Is it true that If I was to sell my second home in the future I would be taxed heavily. If this is the case how much tax would I have to pay? Thanks
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Note of interest?
We are currently waiting to see if we've been approved for a shared equity open market scheme but are afraid our dream home is going to get snapped up!! I've heard of a "note of interest" but is there a set price or does it vary? What do they actually do? Many thanks!x
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How can i find out where rental deposit is held?
Need advice really, back ground info below. My bro rented a house, via a local letting agent. The process was a !!!! up from day 1. He went to collect the keys (pre arranged date and time) and the guy dealing with it was off on holiday. No one else knew anything about it. Bro pressed someone at the letting agent to sort…
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Cost of updates on new house purchase
I've been viewing a few houses and they all need differing degrees of work done which I'm trying to quantify. I was hoping people could help me with a few ball park figures rather than getting a range of generic quotes. Any idea on a price range for the following would be great : Middle of the range kitchen White Goods…
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Buying new build house
Hi My husband and I are looking to buy a new build house in a village outside of Cambridge. It's a very popular development so they are selling fast. The house we are looking at is £250,000. I'm just looking for any advice you may have on what we could possibly negotiate on? This is our first house and have never had to…
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Putting an offer in
Hi all, We want to put our first ever offer in on a house (FTB). As we have not done this before is there certain wording/conditions we should put in? Eg is it reasonable to say to seller to take their home off the market if they accept our offer? Also how should we provide details of our offer - over the phone to EA or by…
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At what point do I appoint a conveyancer ?
I'm at the point of viewing houses and now considering potential a potential offer. Should I already have a conveyancer appointed at this point? Realised if I had an offer accepted I wouldn't even have one in mind to get moving with surveys etc.
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Shared equity house sale after death
Hello Everyone, I wanted to post as ask for some advice regarding the sale of a property that we have just completed for a member of our family who sadly passed away. Background The property is a shared equity (25% owned) social housing project with the 75% owned by a housing association that actively promotes itself as…
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HMRC Property Expenses
Hi peeps, any advice appreciated here. I've checked the HMRC & GOV websites and can't find what I'm looking for... Does anyone know if I can claim petrol, hotel and food expenses? I stayed overnight in my local town where I rent my house. The reason for this was to carry out maintenance jobs (cleaning, gardening etc) prior…
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Is this an option???
Hi I would like to know if this would work both legally and practically? Someone i know is likely to have their home repossessed next month. It will simply be taken off them and they will be left with nothing. Is it possible for someone else (me) to take over the mortgage and ownership of the house if i pay off the arears…
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give seller time limit on accepting offer?
Can't find any mention of this anywhere. I'm making a formal offer through solicitor for a property, is it normal to say something along the lines of that the offer is valid for 5 days (example) and will be withdrawn if not accepted in that time. dont want seller to unneccesarily delay for a week or two hoping for higher…
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Getting a holding deposit back
Hi, I've got a question about getting a holding deposit back. Me and some friends recently put a holding deposit down on a flat. We were told that the flat would be held for us for a week so we could get our applications in, but now one of the guys has pulled out. We're now a bit unsure as to whether or not we can just ask…
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Freehold acquisition query
Hi all Am about to begin the process of setting up a freehold enfranchisement company as there is an absent LL. Assuming the freehold is acquired - does the freehold company have to remain in place or can the company be dissolved with the equal shares of the freehold distributed between the 2 flats? Any advice…
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Help to buy and Park Exchange from New Build
If anyone can shed some light on this would be really helpful, we wanted to take advantage of the new Help To Buy Scheme which is to help people like us to go up the ladder however, we also wanted to take advantage of the Part Exchange scheme to be told no new builers are doing the 2 scheme's together even though the Help…
