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Property Registry incorrect - who is responsible?

Hello,

I've recently applied to re-mortgage, it has been declined though due to the Property Registry being incorrect. The Property register shows the names of previous occupiers from 1996 (!) who held a shared ownership. It has had at least one other owner before we purchased in 2007 but the Property Register hasn't been amended.

The Land Registry shows the correct information though - our names, leasehold.

My solicitor from purchase doesn't want to help and the bank (Nottingham) we tried to re-mortgage with has turned us down (taking the application fee of £199).

My question is - who is responsible for this £199 fee as I certainly don't think I should be penalised for it?

Thanks, Kate

Comments

  • Land_Registry
    Land_Registry Posts: 6,165 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Not sure I totally understand but do you mean the following?

    You own the leasehold title and each leaseholder has a 'share' of the freehold?

    And when the leasehold was sold previously the freehold title should also have been transferred?

    Note - The registered owners are recorded in the Proprietorship Register

    If the above is not correct can you clarify please
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I also don't understand.

    What do you mean by 'Property Register' (as opposed to 'Land Registry')?

    The Land Registry holds the (property) Title in a register.......
This discussion has been closed.
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