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Surveyor refusing structural survey as unnecessary
I'm in the process of buying a leasehold converted ground floor flat, mid-terrace with one flat above and one flat below. The building dates to about 1850, so I was planning to upgrade my free Nationwide valuation to a full building survey. The flat has been internally refurbished within the last year, and the roof has…
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Do I need to inform estate agents of harassment when selling?
Hi, I have been having a few problems with harassment (strange things being left in my garden, on the gate, on my front door step) over the past few months. I have now had to call the police due to it developing into nuisance phone calls on my mobile. It is obviously someone I know and has my number, but no one will own up…
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"It's worth £500k but you can have it for £300k"
Hey, I'll be honest I'm not interested in buying a house at the moment but I was watching one of those property shows where people are moving abroad and it raised me a question. The two couple were looking at Villas in Spain (I think) and the lady/host was like "This one is on the market for £300,000 however, someone made…
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Let's follow Scotland's lead and outlaw letting agent fees.
The rest of the UK needs to follow Scotland's lead and make all the fees other than a refundable deposit and rent illegal. The rest of the UK should be next. Here's an e-petition! epetitions.direct.gov.uk/petitions/37757 For too long letting agents have been ripping off sometimes desperate people seeking a home. Thoughts?
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Reducing gazumption chance
Is there any way to reduce the risk of being gazumped. As a first time buyer I am interested in the same type of property as many Buy-to-let cash buyers are(repossessions) and as a Mortgage Adviser I know it is a very common thing to happen. Any ideas? Such as making 2 mortgage offers a the same time saying should seller…
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my selling nightmare
here is how the story goes, blog to follow : 3rd of May : buyer applies for mortgage 25th of May : buyer takes update from adviser , who contacts the lender, mortgage application being processed 13th of June : survey instructed on my house -yay ! 19th June : buyer has not heard of survey results. 25th of June : buyer finds…
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Tenancy deposit paid no date for moving in
I urgently need help for my friend’s daughter. She has paid 1 months rent and 1 months deposit plus £120 for reference checks for herself and her partner. The house they want to rent is occupied by the owners who are waiting to exchange on another property. They cannot give her a date for the tenancy to commence and this…
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Worried about sale of house, damp in survey...
Hi there... Basically we're selling our house, and when we bought it, our survey highlighted that there was damp on the ground floor and in the roof, both of which were caused when the council regenerated the area and the damp proof was not put in correctly! Anyway, we have never had any problems with it, but did make an…
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buying a house - consequential loss due to delays
Hello I'll try and keep it short... In May we had an offer accepted on a property on the condition we were able to complete quickly. It was a deceased estate and an executor was appointed to handle the sale. We made a decision to rent out house in order to meet the condition, however within a week we were approached and…
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Buying house without planning permission?
Right so ive found a repossession property i have feel in love with. However it has a 4th bedroom on stilts which has not had planning permission to be put up. Estate agent mortgage adviser recons i will have to get a mortgage then it will be down to the valuer whether or not it is old enough to not need planning…
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Land Banking Schemes - advice to solicitors
http://www.sra.org.uk/land-banking-schemes/ Thought it might be a useful reference for anyone unclear about the issues or risks.
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Should i appeal my right to buy price?
I have applied for the right to buy. I got my valuation and am currently trying to arrange a mortgage. My next door neighbour has also applied and got his price today. His price was 35000 cheaper than mine! We are semi detached neighbours so houses are identical. The only difference is the garden. I am on a corner plot and…
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Thank goodness for decent tenants!
Being a landlord brings some dreadful experiences but just had to praise a couple who have just moved out of our 2 bed flat. They are a middle aged Polish husband and wife and we have just returned from the flat, having done an inventory inspection with them. All I can say is that they have left it absolutely spotless and…
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My Rights, if any
Hi there, Would hugely appreciate it if anyone can advise me on what my rights, if any, would be in this situation. My partner and I are thinking of buying a house together. My partner is providing the deposit and for reasons to do with securing the mortgage ( I only work part-time and am a mature student) it would be…
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Damp Survey Disputed - Please Help!
Long time reader but new poster on these forums, I'm hoping someone can offer some advice. I have had an offer accepted on a ground floor flat victorian end of terrace in London. I had the Homebuyers survey carried out which highlighted probable damp in the kitchen. I followed this up with an independent damp and timber…
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Choosing a leasehold negotiator
I am wanting to extend the lease on a flat and found a responsive and experienced firm on the internet, which is based hundreds of miles from the property. I am not sure about using them since I wondered if there is any benefit to using local negotiators (if for example they would have better contacts locally for…
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Dodgy Agent?
We have had our flat for sale for 11 weeks now. We reduced the asking price on advice from agent. We also put it into the Countrywide Great British Open House Weekend. I asked to put it as a featured property to gain more interest. I was happy to pay the money. I was contacted at home by the agent to say they had a special…
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Furnishing room for future lodger
Looking to rent a 12 x 11 ft room out in my property and am interested in what items and size of furniture others on Forum kit their rooms out with. What is important to a lodger these days. So far I have purchased the following: 1) A 4-drawer Ikea Malm chest of drawers - white stained oak effect. 2) A small Micke computer…
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Change from freehold flat to leasehold - possible? Expensive?
We are looking to purchase two properties in a converted barn from one vendor, essentially a ground floor barn and first floor flat both of which taking up one end of an old barn and piggery. The rest of the barn is split into two houses which are privately owned and have no link to these properties. Both properties are…
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Can't Sell. Let it and buy another?
Hello, Sorry if this has been covered elsewhere but couldn't find the answer or advice on searches. We currently have our house on the market, its been on for over 12 months and have had very little interest. We don't think its down to the valuation or problems with the Estate Agents as it appears to be the same with other…
