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Radon Gas affected - what to do ?
Hi, I am now in an very advanced stage of purchasing a property, but only recently have got the local search which stated that the property that I am buying is in a Radon Gas affected area where 1-3% of homes are above active level (the earlier environmental search had a contraditary result, though) . Although it did not…
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Another structural movement thread
Hello, I've seen some similar threads on here and some good advice handed out. All slightly different from my own experience so here's another. We are first time buyers, offer accepted on a Victorian mid-terrace house, near to signing, got the results of our homebuyer report which, amongst other issues, has found signs of…
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council home worry
hello everyone, ive been watching the forums for some time and i have always come here for my problems, so i thought i would join up. im part of a housing association and have been homeless earlier in the year, i was recently placed in a home and have been put on the list of my local council which should hopefully place me…
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Options Please???
Hi all im after your advice please? My ex & i are currently going through the nasty side of a break up & we own a house jointly. The house is worth £115000 but we owe £119000 on the mortgage & we also have a second charge on the house with a home owner loan with an outstanding balance of £37000. She wants off the mortgage…
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Surveyor question
Hi All, A little advice needed, I have just the survey report on my house and it is all good (no issues, no work required, need report for gas and electric etc) but the Surveyor has concluded that the house is 15k over the market value which has killed the sale. I have (had) 3 offers on my house at the asking price which I…
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Consent to Let
Hi All, I was wondering if someone with much better knowledge than me can clarify something please? If a Landlord uses a letting agent to manage their rental property, would the title deed information on the land registry still show the registered owner address as the actual rental property address? I was of the…
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Why are auctioned houses priced so cheaply, is that just the start price?
Whenever I see houses on Rightmove that are to be sold at auction, the price given is extremely low. For instance one I'm looking at here is a mid-terrace 2-3 bedroom house in an area of many, many such houses. Typically they are up for £120-130k, pretty consistently. This one is for sale by auction and has £60k as the…
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Buildings insurance
I've been lurking and learning for some time and I now have a question to ask. Thanks in advance of any replies. We are heading toward exchange and our house insurers are happy to cover the new property for no extra cost until the next renewal. My main concerns are that buildings cover would only cover the cost of…
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MSE News: High mortgage rates hit Government new home scheme
"The NewBuy scheme to help people buy a new-build home has had a "disappointing" take-up, builder Redrow says ..." Read the full story: High mortgage rates hit Government new home scheme
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Companies that buy houses for a quick sale?
Hi there I was wondering if anyone could give me any advice at all in relation to approaching a company which buy houses directly from sellers for a quick sale, ie missing out the whole process of having to put the house on the market? I'm a home-homer and I'm in a position where I want a quick sale to basically move away…
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Re: Selling an NRAM Property
Hi all, Just after some advice on selling my property. I have an interest only mortgage with NRAM on a property I no longer live in - relocated due to work 2 years ago. I had been renting it for 2 years and making up the shortfall in rental payments each month to cover the mortgage (approx £200 pcm). Tenants moved out 3…
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Mis-sold right to buy..?
Hello all after some info.. In 2007 i purchased a council property through a broker on a right to buy with our local council, i had a discount and was told i could not sell for 5 years, i recently sold the property and a few friends are telling me that some people on the right to buy scheme are claiming back excessive…
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Sub-letting
Hi I have a foreign student in my apartment who has gone back to China, she was supposed to be renewing her visa to come back but has decided not to. Her contract runs out at the end of September and thinking she was staying I have not requested further rent (doh!) She initially paid in full up front but has been paying…
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Renting Credit Check FEES :o(- Quest for a Ton Back!!!
Me and my partner recently moved from our home to rent somewhere closer to work. We found the perfect place and didnt want to lose it so paid all the fees the agent requested; bond, month up front and a whopping £200 (£100 each admin fees) - Ive investigated this and they told me it's for Credit Fees and letting the…
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£90 for a sdlt form?
We have just received the contract for our 'free' conveyancing fees with nationwide. Having generated an instant quote from the solicitors website, things like the sdlt form are given as £50 online but £90 in our contract! It still knocks a few hundred off their original quote but other conveyancers are now the same or…
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Renting out property in Scotland
Hi, long time lurker here. I've been considering becoming a landlord to suppliment my income now that I'm mortgage free but I literally have no idea where to start. I've seen some flats in Aberdeen that seem in a good location for students etc and are at a fair price, but where do I go from there? Ideally I'd like a…
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house price negotiation question
hi im a ftb and put in an offer recently for a new build. up for 225k i offered quite a bit lower than that (190k) as i have been informed and i 100% agree its a buyers market - the sales woman said deffinatly not (obviously i have a figure in mind that i think its worth) the sales woman proceeded to say she cant go any…
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leaving a tenancy
Any information about the following scenario would be appreciated. If a tenant unexpectedly has to leave a property one week before the expiry of a fixed term agreement, what are the implications for the deposit? * Flat in England * Rent paid to end of fixed term * Keys returned to letting agent with letter confirming…
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Advice needed with letting agents fees
Hi, I am trying to relocate from Hong Kong back to the UK. I found a letting agency which I know has been in the area Im wanting to be for some years. My husband has sent ALL necessary documentation for our credit check/referencing. The rent was advertised at 395pcm and a deposit of 495 + 100 for our dog. Everything went…
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Am I obliged to take out contents insurance as a tenant?
My letting agent, JP&Brimelow, have told me that I need to take out contents insurance, on the landlord's instructions, before I can move into my new property. Am I in any position to refuse getting contents insurance? It's looking like it'll cost me over £200. Surely, the landlord should have insurance for their…
